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200508474 <br />in the Mortgage are secured as if made on the date of this Security Instrument. Nothing in this <br />Security Instrument shall constitute a commitment to make additional or future loans or advances <br />which exceed $ 43, 000, 00 <br />C. All sums advanced and expenses incurred by Lender for insuring, preserving, or otherwise <br />protecting the Property and its value and any other sums advanced and expenses incurred by Lender <br />under the terms of this Security Instrument. <br />D. The terms and conditions of the Note referenced in A above include, but are not limited to, a 10 <br />year period for advances under a revolving line of credit. Except if this Note is secured by property <br />located in the state of Tennessee, the parties have agreed that subject to certain qualifying conditions <br />the Lender may extend the period for advances for another 10 years for a total of 20 years. Nothing in <br />this Security Instrument shall constitute a commitment to extend the period for advances beyond the <br />initial 10 year period. <br />E. Borrower(s) and the Lender have agreed that subject to the satisfaction of certain qualifying <br />conditions, the Credit Line Limit in the Note may be increased quarterly and/or annually. One of <br />those conditions, inter alia, is the borrower's maintenance of a first mortgage loan on the Property with <br />Wells Fargo Bank, N.A., or one of its affiliates. (the "WFHM Loan "). All Such increases, if any, shall <br />increase the amount of the Maximum Obligation Limit disclosed in Paragraph 4 (if the Mortgage is in <br />Virginia the "total principal indebtedness" in the 3rd recital) and the current Credit Line Limit <br />described in Section 3 hereinabove in the same amount(s). <br />4. Any Paragraph which is captioned in the Mortgage, ESCROW FOR TAXES AND INSURANCE, is <br />hereby deleted in its entirety and replaced with the following: Unless otherwise provided in a separate <br />agreement, Mortgagor will not be required to pay to Lender funds for taxes, insurance and other assessments in <br />Escrow. <br />DAVID W STAAB DATE <br />DATE <br />DATE <br />DATE <br />DATE <br />DATE <br />EQ493B 05/2005 <br />a ' & kb 65,-e-- 0_.5 <br />JIL STAAS _ DATE <br />DATE <br />DATE <br />DATE <br />DATE <br />DATE <br />