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2005084'74 <br />HOME ASSET MANAGEMENT "" ACCOUNT RIDER TO MORTGAGE /DEED OF TRUST <br />Reference #: 20051952200113 <br />This Horne Asset Managementsm Account Rider is dated 08/05/2005 and is an amendment to <br />the Mortgage or Deed of Trust ( "Mortgage ") of the same date given by the undersigned, <br />DAVID W STAAB <br />JILL STAAB <br />(hereinafter "Mortgagor ") to secure the borrower's EquityLine with F1exAbilitysm Account Agreement. <br />with Wells Fargo Bank, N.A. ( "Lender ") covering the property more particularly described in the Mortgage (the <br />"Property"). <br />In addition to the covenants and agreements made in the Mortgage, Mortgagor and Lender further covenant and <br />agree as follows: <br />1. The word "Note ", as used in the Mortgage and this Rider, refers to the EquityLine with F1exAbilitysm <br />Account Agreement and Home Asset Management Account Addendum to EquityLine with F1exAbilitysm <br />Account, <br />2. Despite any language to the contrary in the Mortgage, Mortgagor covenants that the Property is <br />unencumbered, except for a first lien purchase money or refinance of purchase money encumbrance in the name <br />of Wells Fargo Bank, N.A., its affiliates, successors or assignees. <br />3. Paragraph numbers 4 of the Mortgage, which is captioned SECURED DEBT AND FUTURE ADVANCES <br />is hereby deleted in its entirety and replaced by the following paragraph: SECURED DEBT AND FUTURE <br />ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of the promissory note, revolving line of credit agreement, contract, <br />guaranty, or other evidence of debt of same date together with all amendments, extensions, <br />modifications or renewals. The maturity date of the Secured Debt is 08 / 05 / 2045 . <br />B. All future advances from Lender to the borrower under such evidence of debt, whether obligatory <br />or discretionary. All obligatory future advances and advances to cure breeches of covenants contained <br />EQ493A 05/2005 <br />