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200502951 DOC TD #: 0009051259203005 SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. which currently has the address of Parcel ID Number: 2221 W ANNA ST, GRAND ISLAND [Street/City] Nebraska 6 8 8 0 3 -- 5 8 2 6 ( "Property Address "): [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter All of part the foregoing property. -referred to in this nSecu Security shall also the be covered by this Security Instrument. A "Property." Borrower understands and agrees that MERS holds only legal title to the interest (as nominee or Borrower in this Security Instrument, but, if necessary to comply with law or custom, Lender and Lenders successors and assigns) has the right: to exercise any or all of those interests, of Lender but not limited to, the right to foreclose and sell the Property; and to take any required including, but not limited to, releasing and canceling this Security Instrument. carve ed an d has the BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby Y right to grant an d convey the Pxap and generally Property unencumbered, except title to the P operiy against ll claims na encumbrances defend demands, record. Borrower warrants and will defend g Y subject to any encumbrances of record. THIS SECURITY INSTRUMENT i jurisdiction ono ti ute covenants uniform security instruments covering real covenants with limited variations by lur s property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower the debt evidenced by the Note and any prepayment shall pay when due the principal of, and interest on, charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, be made in one o rmoretoftthe followingformus,nasa elected by Lender: the Note and this Security Instrument provided an (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, p y such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. . ved at the location Payments are deemed received by Lender n accordance with the notice provisions T isions in Section 15. Lender other location as may be designated by Lend a or partial payments are insufficient to bring the may return any payment or partial payment if the payment Loan current. Lender may accept any payment or partial p payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring hehLfo n or return If Borrower does not do so within a reasonable period of time, Lender to the outstanding principal balance under them to Borrower. If not applied earlier, such funds will be applied future the Note immediately prior to r wetpayme due under the Note and this Security instrument against Lender shall relieve Borrower from making n or performing the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority: (a) interest due under the Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which inclu es a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Form 3028 1101 (= 6A(NE) (o005).01 CHL (01101) Page 3 of 11