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200502951
<br />DOC ID #: 0009051254203005
<br />(D) "Trustee" is
<br />FIDELITY NATIONAL TITLE INSURANCE CO
<br />15661 REDHILL AVE #200, TUSTIN, CA 92780 tion that is
<br />(E) "HERS" is Mortgage Electronic Registra successormand assigns, is separate he beneficiary under this
<br />solely as a nominee for Lender and Lender's
<br />Security Instrument. MFRS is organized an existing
<br />2026 uner del. he la s MFRS are, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI
<br />igned by Borrower and dated MARCH 2 4, 2 0 0 5 The
<br />(k) "Note" means the promissory note s
<br />Note states that Borrower owes Lender
<br />ONE HUNDRED FIFTY EIGHT THOUSAND FIVE HUNDRED and 00/100
<br />Dollars (U.S. $ 158,500-00 ) plus interest. Borrower has promised to pay this debt in regular
<br />than APRIL 01, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Periodic Payments and to pay the debt in full not later
<br />Property." lus interest, any prepayment charges and ]ate charges
<br />(W "Loan" means the debt evidenced by the Note, p Plus interest.
<br />due under the Note, and all sums due under this Security Il� t, P executed by Borrower. The following
<br />(I) "Riders" means all Riders to this Security applicable]:
<br />Riders are to be executed by Borrower [check box as app
<br />Q Second Home Rider
<br />[] Adjustable Rate Rider Condominium Rider � 1ec Second H Rider
<br />[] Balloon Rider 0 Planned Unit Development Rider y
<br />❑ VA Rider � Biweekly Payment Rider
<br />[� Other(s) [specify]
<br />(J) "Applicable Law" means all controlling (that have federal, state and
<br />of law) as well local statutes, ally applicable final,
<br />ordinances and administrative rules and
<br />non - appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and ergs by a condomin um association, Shomeowners association
<br />charges that are imposed on Borrower or t Property
<br />or similar organization.
<br />(L) "Electronic Funds Transfer" man any
<br />rthraugh an other electronic terminal,otelephonic instrument, is draft, or similar paper instrument, which
<br />computer, or magnetic tape so as to order, instruct, or authorize sa a atransfers, `' au debit or credit an
<br />account. Such term includes, but is not limited to, p
<br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(M) "Escrow Items" means those items that described
<br />on, settlement3award of damages, or proceeds paid by
<br />(N) "Miscellaneous Proceeds" means any p for: x damage
<br />any third party (other than insurance proceeds paid under the coverages described in Section h for:
<br />(iii)
<br />to, or destruction of, the Property; (ii) condemnation or other taking of all or any p
<br />conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or
<br />condition of the Property. rotectin Lender against the nonpayment of, or default on, the
<br />(0) "Mortgage Insurance" means insurance p g
<br />Loan. and interest under the
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal
<br />Note, plus (ii) any amounts under Section 3 of this Security Instrume 12 U.S.C. Section 2601 et seq.) and its
<br />(Q) ,RESPA" means the Real Estate Settlement Procedures Act
<br />implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or
<br />any additional or successor legislation or�regulation rernent governs
<br />aud restrictions subject matter.
<br />irrtposedAn regard tohla
<br />Security Instrument, "RESPA" refers o q
<br />"federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan"
<br />under RESPA. ty that has
<br />(R) "Successor in Interest of Borrower" means under he Note and/or this Security instrument. Property, whether or not
<br />that party has assumed Borrow obligations
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />The beneficiary of this Security Instrument is MFRS (solely as nominee for Lender and Lender's successors
<br />and assigns) and the successors and st xteri ioMERSd.� � cations of the Note; and (ii) the performance of
<br />repayment of the Loan and all renewals,
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in the of HALL
<br />COUNTY
<br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction]
<br />Initletqt
<br />Form 3028 1/01
<br />(M 6A(NE) (0005).01 CHL (01/01) Page 2 of 11
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