200213872
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders
<br />are to be executed by Borrower [check box as applicable]:
<br />LL Adjustable Rate Rider ❑Condominium Rider ❑ Second Home Rider
<br />El Balloon Rider ❑Planned Unit Development Rider f&l Other(s) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider Prepayment Penalty Rider
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances
<br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable
<br />judicial opinions.
<br />(K) "Commonalty Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association
<br />or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine
<br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(M) "Escrow Items-" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br />any third patty (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage
<br />to, or destruction of, the Property; (ii) condemnation or otter taking of all or any part of the Property; (iii)
<br />conveyance in lieu of condemnation; or (iv) misrtprescntwime% of, or omissions as to, the value and /or
<br />condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the
<br />Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for U) principal and interest under the
<br />Note, plus UU any amounts under Section 3 of this Security Instrument.
<br />Q) "RESPA" means the Real Estate Settlement Procedures Act (l2 U.S.C. 42601 et seq.) and its
<br />implementing regulation, Regulation X (24 C.P.R. Part 3500), as they might be amended from time to time, or
<br />any additional or successor legislation or regulation that governs the same subject matter. As used in this
<br />Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a
<br />"federally related mortgage loan" even if the Loan does not quality as a "federally related mortgage loan" under
<br />RESPA.
<br />(R) "Successor in Interest of Borrower" means any party that has taken title to the Properly, whether or not
<br />that party has assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and
<br />assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the
<br />repayment of the Loan, and all renewals, extensions and modifications of the Note; and (it) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and die Note. For this purpose, Borrower
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in the County of HALL
<br />[Type of Recording Jurisdiction] [Name of R cppording Jurisdiction]
<br />LOT TWENTY -EIGHT (28), HIDDEN LAKES,4IB(00ND SUBDIVISIONy 'O THE CITY GRAND
<br />ISLAND, HALL. COUNTY, NEBRASKA.
<br />NERRASKA -Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3029 1101 (page 2 of 13 pages)
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