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n <br />O <br />D <br />D <br />-I <br />r <br />m <br />M <br />m <br />C <br />n <br />m <br />m <br />�r <br />2 n C <br />rtt t� <br />n s <br />After Recording Remm To: <br />CHERRY CREEK MORTGAGE CO., INC. <br />3300 E. 1ST AVENUE, SUITE. 460 <br />DENVER, COLORADO 80206 <br />n <br />2 <br />W <br />f1 <br />S <br />x <br />N <br />T <br />o y <br />O <br />rrTr, <br />z M <br />N <br />A <br />G7'. <br />CD <br />T z <br />rNa <br />3 <br />>m <br />Ei <br />N <br />n <br />W <br />W <br />m <br />O <br />p <br />v <br />.3 <br />1 <br />d <br />rr <br />N <br />y <br />[Space Above This Line For Recording Data] <br />Loan Number 16600045 cX <br />MERS Number 100030200166000453s <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in nmhiple sections of this document are defined below and other words are dcfmcd in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 27, 2002, together with all <br />Riders to this document. <br />(B) "Borrower" is JOHN S. FRANKENBERG, HUSBAND AND WIFE, and TARA L. FRANKENBERG, <br />HUSBAND AND WIFE. Borrower is the mustor under this Security Instrument. <br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized and <br />existing under the laws of COLORADO. Lender's address is 3300 E. 1ST AVENUE, SUITE 460, <br />DENVER, COLORADO 80206. <br />(D) "Trustee" is OLD REPUBLICAN NATIONAL TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of Y.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 MERS. <br />(I) "Note" means the promissory note signed by Borrower and dated NOVEMBER 27, 2002. The Note stales <br />that Borrower owes Lender ONE HUNDRED EIGHT THOUSAND EIGHT HUNDRED AND 00 /100ths <br />Dollars (U.S.S108,800.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments <br />and to pay the debt in full not later than DECEMBER 1, 2032. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />aono "er ma�zt AA / .1 3 <br />NEBRASKA Single Family Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01 (page I of 13 paged) <br />