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200209585 <br />I will make my biweekly or any monthly payments at 450 Regency Parkway, Payment <br />Processing, Omaha, NE 68114 <br />or at a different place if required by the Note Holder. <br />(B) Amount of Biweekly Payments <br />My Biweekly Payment will be in the amount of U.S. $ 551.96 <br />(C) Manner of Payment <br />My Biweekly Payments will be made by an automatic deduction from an account I will maintain with <br />the Note Holder, or with a different entity specified by the Note Holder. I will keep sufficient funds in the <br />account to pay the full amount of each Biweekly Payment on the date it is due. <br />I understand that the Note Holder, or an entity acting for the Note Holder, may deduct the amount of my <br />Biweekly Payment from the account to pay the Note Holder for each Biweekly Payment on the date it is due <br />until I have paid all amounts owed under this Note. <br />4. TERM <br />If I make all my Biweekly Payments on time, and pay all other amounts owed under this Note, I will <br />repay my loan in full on September 20, 2011 . If, on <br />September 15, 2012 , linrert applicable 15 -, 20- or 30 -year maturity date based <br />on a monthly repayment schedule] I still owe amounts under this Note, I will pay those amounts in full on <br />that date, which is called the "Maturity Date." <br />5. [omitted] <br />6. [omitted] <br />BORROWER'S FAILURE TO PAY AS REQUIRED <br />(A) Late Charge for Overdue Payments <br />If the Note Holder has not received the full amount of any biweekly or monthly payment by the end of <br />calendar days after the date it is due, I will pay a late charge to the Note Holder. The <br />amount of the charge will be 5.000% of my overdue payment of principal and <br />interest. I will pay this late charge promptly but only once on each late payment. <br />DOC #:326952 <br />-886R (0005) <br />APPL #:0016198445 <br />Page 2 of 4 <br />LOAN #:0016198445 <br />Initials: 16.Q <br />Form 31771/01 <br />