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200209585 <br />BIWEEKLY PAYMENT RIDER <br />(Fixed Rate) <br />THIS BIWEEKLY PAYMENT RIDER is made this 6th day of September, 2002 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed (the "Security Instrument ") of the same date given by the undersigned ( "Borrower ") to secure <br />Borrower's Note (the "Note ") to Commercial Federal Mortgage Corp. <br />( "Lender ") of the same date and covering the property described in the Security Instrument and located at: <br />1019 KENNEDY DR, Grand Island, NE 68803 <br />[Properly Address] <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. BIWEEKLY PAYMENTS <br />The Note provides for Borrower's biweekly loan payments, and the termination of Borrower's right to <br />make the Biweekly Payments, as follows: <br />3. PAYMENTS <br />(A) Time and Place of Payments <br />I will pay principal and interest by making a payment every 14 days (the "Biweekly Payments "), <br />beginning on October 15, 2002 . I will make the Biweekly Payments every 14 days <br />until I have paid all of the principal and interest and any other charges described below that I may owe under <br />this Note. My biweekly or any monthly payments will be applied to interest before Principal. <br />DOC 4:326951 APPL #:0016198445 LOAN #:0016198445 <br />MULTISTATE BIWEEKLY PAYMENT RIDER (Fixed Rate) - Single Family - Fannie Mae Uniform Instrument <br />UM31 0005.01 <br />(M 886R (0005) Form 31j7 1/ 1 <br />Page 1 of 4 Initials: �,� <br />VMP MORTGAGE FORMS - (8 O -7291 <br />