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200207501 (0) "Periodic Payment" means the regularly suhandcd amount due fur ('i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Insttumeu[, "RESPA" reters to all requirements and restrictions that are imposed in regard to a "federally related mortgage lean" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not Thai party has assumed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIGHT'S IN 'I'IIE PROPERTY This Security Instrument secures to Lender. (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note: and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Tluntce, in trust, with power of sale, the following described property located in the COUNTY of HALL lType of Recording runsdlcvunl INauu of Reeo,dlog lunaticdnnl LOT 5, BLOCK 1, COLONIAL ESTATES SIXTH SUBDIVISION, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA TAX STATEMENTS SHOULD BE SENT TO: WELLS FARGO HOME MORTGAGE, INC., P.O. BOX 5137, DES MOINES, IA 503065137 Parcel ID Number 400293196 which currently has the address of 3207 KENNEDY CIRCLE Isveeq GRAND ISLAND Icnyl, Nebraska 68803 Iz, C,,drl ('Property Address ")' TOGETHER WITH all the improvements now or hereafter carried on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by thin Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and dmnands, subject to any encumbrances of record. H t ��61NSI(00051 F,g,3O,15 � � Form 3028 1/01