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200207501 <br />(C) "Lender "Is WELLS FARGO ROME MORTGAGE, INC. <br />Lcndcr is a CORPORATION <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />Lender's address is P.O. BOX 5137, DES MOINES, IA 503065137 <br />I. ender is the beneficiary under this Security instrument. <br />(D) "Trustee" is JOHN S. XATELMAN, ESQ. <br />10855 WEST DODGE RD, SUITE 240, OMAHA, HE 68145 <br />(E) "Note" means the promissory note signed by Borrower and dater JULY 12, 2002 <br />The Note slam that Borrower owes tender ONE HUNDRED TWO THOUSAND FIVE HUNDRED AND <br />00/100 Dollars <br />(U.S. $ * ** *102, 500.00 ) plus interest. Borrower has premised m pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than AUGUST 01, 2022 _ <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Nice, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />Adjustable Rate Rider 0 Cemdo ninium Rider I Second Home Rider <br />Balloon Rider F' Planned Unit Dcvclupment Rider � 1-0 Family Rider <br />0 VA Rider L. I Biweekly Payment Rider E—] Other(,,) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules mid orders (that have the effect of law) as well as all applicable final, <br />non appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" meazts all dues, fees, assessments and other <br />charges that ate imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" Torahs any transfer of funds, other than a transaction originated by <br />check, draft, of similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, compumr, of magnetic tape so as to order, instruct, or authoriin a financial institution to debit <br />or credit an account Such Icon includes, but is not limited to, point-of sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(,) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for; (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking Of all or any part of the <br />Property; (iii) conveyance in lieu of condenmation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lcndcr against the nonpayment of, or default on, <br />the Loan. <br />��- (ONE)i000s racezo�rs "� �� Fonn3028 1 /01 <br />