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200206987 other fees the mature of access Autim y in this St Instrument charge a asmIfit fee to Borrower shall not be construed is 1), - stroller on d 's chorI of such fee. Lender may Far charge fees that are expressly prohibited by this Security I ourument or by Applicable I.aw. If the Loan Is subject to a law which sets maximum loan dm1Per, and that law Is finally interpreted an that the interest or other loan charges collared or to be collected in warfare, with the Loan exceed the permitted limits, then. (a) any such loon charge shall be reduced by the amount nwcssmy to switch Lee charge to the per Loin, cod (b) any sums already collected from Borrower which exceeded promised Iim16 will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note arty making a direct fashion to Borrower. If a rebind reduces principal, the reduction will be treated is a partial prepayment violets ally prepayment h (whether - not ap pa e drugs is provided far und the Note) .Bo ors cccpbune of my such mend made by direct payment to Borrower II tonianalte a waiver Of any Hart station Borrower intent have arising nut Of such overcharge. I5. Notices. All notices eiven by Borower or Lender in conneutton with this Security Instrument Ernst be in writing At t toBrrtw connection wt l-_S'nty u.t -menu Slash be doomed t have been given to fraorrat whe l filbel4sts rall crescent adjuallyciulfiverede Ii osition's ratileaddose if sent by prior notice - Later to y are uOrostacr short consulate F Ice ID all Believers ioulew Applelohl, Law expreesly q otherwise ill notice eldriall shall be the I pLxy Address unless Borrower has designated a alkaline rice address b) notice to is tdul Borrower :hall collumpaly nosy I onder orlmr-nower s dringe. of address. If I. coder spzcte. "p dury sourreparini B- change of if their t III talls p t'Lage f' d Im.vs [[)touch that specuficd p I 'fbate may be m Iy n m d(oignate] notice address order this Security Insrmmcnt at anv o e. Any notice to Lender shall he given by delivering it of by biting it by first class teed to Lender's Futuresnstated herein unless Lender has designated -annthcr address by notice to Boro wn'. Any notice in Ecedon with this `S -Y Instrument hallnotbei cl to have been given roLenderuntil actually received by 1-crodcr, If notice rwp l ed by this Security mununaunt is also ifyinand under Applicable Law, the Applicable L,w rrJU IIt a on I Se IT it I sas I C Cut -ospo hours caull I C In ch Ill I IS YbiaS It r l art craft 16. Governing Law, Severabil a); Rules ofComaticaturin In, : S ly fi stro me, usual] be govmmd by federal law unit thu law at ho .tit' "Inch Property in located 11 rights and obligations contained in fillp, S nalty InarlITHalt doe all IN y acturnmens Slid limitations OfAl pl'cable Law Applurablu LI might explicitly or - IINpLriLy allow the lay-fics to agree by contrast or It modit be ''I t, but such : Atenm shall not be a red as It prolubalmn again t annuitant by contract ". Ili thr that any provision or clause ofthis Security lastrUllient Frills one rdfets with Applicable Law, last, coauthor shall oatiffectutherprovelax oflhis Security instrument or he Note which can bu given effect without Ibe wnBlcfing provision. As used In this Security Inswmcnt'. (a) winds of them rable Partner shall m. and include rrzTooding Fetter wort, or words of the ran nine gentler, (b) words In the saga larshall mean and Include the plural and vice votes and IF) flit word" may" gives sole discretion without any obligation to take any action. 17. Borrowers Copy. Borrower shall be given one copy ofthe Nomand offia Security Instrument. J R. Transfer (,True Property or a Beneficial Interest to Borrower. As used in dire Section 18, "Interest in the Property° means any legal orbcncfical musical in the Property, ineludlnP but not limited to, those beneficial interests transferred In or bond for deed, contract for deed, Installment sales cennaa a roww averment, the Fiscal of which is the uamfer of tide by Bon'oworat a finum date m a purchaser_ If all or any pun critic Property or any Interest in the Property a sold or tianstnred (III If Borrower is nut or nature] person and a beneficial literals in Borrower is sold or transferred) without I orders prior written consent, troy ay require innnediate payment in full of all stairs secured by this Seemity, paramount However, fix opton shall note exercised by fender if suds nation, is prolamiml by Applicable Law. If Lender exorcises this option, Linder shall give Borrower notice of acceleranun.'I'hc notice shall provide a period of art less than 30 days From the dew the acts Is given in d ce with SvcllrrFl 15 within which Borrower trust p, all surig secured by dux Security Instrument. IfA falls In pay those sums prior rte the zapiration of this pn'iod, Lewder n evoke any rnmatliw permitted by dais Security Insmtment without Fisher Eav r notice or demmnd on Borrower 19, B Right to Reinstate After ' Acceleration. If Burrovej iments; certain C Borrower conditions, Tall usc the right IF enforcement of the Soloattv Instrument I: t edat my little Prior 10 Ile earliest of (a) five day, before sale of the Property Project to any povL -of sale contained in this Security Instrument; (b) such other period as Applicable Law (,tight atrocity for IIm termination ofHanov er's right to mfnsmte', or (c) entry N6RRASIA- still, GS011 ,Fanme arms Frabormac CNHORMI.NSIRLINIFNT Form 30281101 Dart IN" phN, 9 if 22 last