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MAR.21.2002 12:46PM <br />20020423'7 <br />N0.078 P.41/72 <br />ADJUSTABLE RATE RIDER 9985736MEX <br />TWO YEAR / SIX MONTH ARM <br />( waoR Index - Raie caps) <br />TMS ADJUSTABLE RATE RIDER is made this ,��:�,��Y.��,.�lA��h� 2002 .................... . and is <br />incorporated into and be deemed to amend and supplement the Mortgage, Deed of Trust or Deed <br />to Secure Debt (the 'Security Inift ment") of the same date given by the undersigned (the "Borrower') <br />tosecure Borrowe s, Note to ............................... <br />VIIEt.GS FARGO HCIII(E MORTGAGE INC................,,,,,.................................... ......r...................,.... <br />.... .... tops ... rpr1 1.. i....• ................ r. p•. l►.....1 ►....1.a..•1.••........ r...................... tthe "Leader) <br />Of the same date and coverer The property de=ibed in the Security Instrument and located at: <br />"j <br />.......��..�:. OAD ......a.,Q0?M <br />.... a. .. 68832 ............................... r............. ............................... <br />(P�►tY i4sidrpos� <br />TAE NOTE CONTAINS PROVISIONS ALLOWING FOR- CHANGES IN THE <br />UST RATE AND THE MONTIMY PAYMEW. THE NOTE LIMITS <br />THE AMOUNT THE RORROWEWS BEST RATE CAN CHANGE AT ANY <br />ONE TIME AND THE MAXEMVM RATE TtM EORROWFa MIDST PAY. <br />ADDITIONAL -COVENANTS, In addition to the covet>mts and agreements made in the Security <br />In c.nt, BoaoweT and Fender A�rtber cov==t and We as follows: <br />A. INTEREST RATE AND MONTHILY PAYMRNT CHANGES <br />The Note provides for am amitiad interest rate of .... B.I- TA......... %, The Note provides for changes in <br />the interest rate and the monthly paym=tg, 4$ follows: <br />4, INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />(A) Change Dates <br />The interest rate I will piky may changre on the fiat day of R .M.&r- 00 .............. . and oa that day <br />every iLth month `Thereafter, Each date on which, my interest rate could ehanse is called a "Change <br />(0) The Index <br />Betnuiog with the first Cb4ap Date, ray interest We will be balled on an Index. The "Index" is <br />the average of interba4k offered rates for six,month U.S. dollar - denominated deposits in the <br />IAndon market ( "LIBORI, as publi W in The Wall Street Journal. The amopt recent Index fig= <br />availabla as of the first'usiness day of the mouth immediately preceding the mouth in which the <br />Change Date occurs is caI]ed the "Current Index."' <br />MULTISTATE AAJUETAI&E RATE RIM - U80Ii INPEK - Single FaMity Fenn 2102 1/01 �C10�1. RBV, 11l1slAQ <br />FPeddle Mao uniform Inian,me�I <br />