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200200738
<br />already collected front Bomowcr which exceeded pemtiseci limits will be rmunded to Borrowed Icoder may choose to make
<br />this refund by reducing the principal owed under the Nole or by making a direct payment to Borrower. If a refund reduces
<br />principal, the reduction will be heated a9 a partial prepayment without anyprepayment charge (whether ornot aprepayment
<br />charge is provie - ctimtmder the Note). Borrower's acceptance of any such refund made by direct payment to Bonower will
<br />constitute a waiver of any right of action Bonower might have ansing out of snch overcharge.
<br />15. Notices. All notices given by Bonower or Izndcr in connection with this Secunly Instrument must be in
<br />writing. 15. Notice'.
<br />t0" ertoWer in connection orro this or i my lnetraeo nt shall be deemed w have been given to Borrower
<br />when mailed by first class mail or when Satuaaydelivered to Bonower's notice address ifsenl by otter means. Notice ci any
<br />one Borrower shall constitute notice to all Borrowers unless Applicable law expressly requtres otherwise. The entice
<br />address shall be the Propta Address unless Borrower has designatcd a substitute notice address by notice to Lender.
<br />Borrower shall promptly n, Fy Lender of Bon ewer's change of address. If Lender specifies a procedure for reporting
<br />Bonower'x change ofacidress, then Borrower shall only report a change efaddress through drat specified procedure. There
<br />may be only one designated notice address ender this Security Instrument al anyone time. Any notice to Lender shall be
<br />given by delivering it or by mailing it by first class mail to Lender's address stated her
<br />unless Lender has designated
<br />another address by notice to Borrower. Any notice in connection with tlnis Security htstivment shall not lee deemedtohave is also
<br />been given to Lender nrnllte Applicable ual rLaw egreiismenitfwill satisfy tlhucortespolnding rctrltuirententmunder th s S ecunty
<br />under Applicable Law,
<br />Instrument.
<br />Ib. Governing Law; SevernbilitU Rules of Conslructi"o This Security Instrument shall be goveme y
<br />federal law and the law of the jurisdiction i, which the Property is located. All rights and obligations contained in this
<br />Security Instrument are subject to any requirements and limitations ofApPlicable taw. Applicable Law might explicitly or
<br />implicitly allow the parties to agree by wniracl or it might be silent, but such silence shall not be construed as a prohibition
<br />against agreemcntbycontract, in the event that any provision or clause offlus Security instrument or the Note confids with
<br />Applicable Law, such conflict shal not affect other provisions of tills Security Instrument or the Note which can be given
<br />effect without the con Flicling Provision.
<br />As used in mfi Secunly Instrument (e) words of the masculine gender shall mean and ivcludeconcsponding neuter
<br />words or words ofthe fe -mine gender,(b)word,in[he singular shall mean end include [he pluralandvice versa, an (c) tire
<br />word "may" gives sole discretion without any obligation lu take any action.
<br />17. Borrower's Copy. Bomowershall be given one copy efthe Note and of this Security Instrument.
<br />1 N. Transfer ofthe Property or a Beneficial Interest in Borrower. As used in this Section 19, "Interest in the
<br />Properly" means any Icgal or beneficial interest in the Property, including, but not limited to, those beneficial interests
<br />transferred in u bond for deed, contract for deed, installment sales contract or escrow agreement, the intent efwhich is the
<br />transfer oftitle by Bonower at a brute dale to a purchaser.
<br />Hall or any part of the Property or any hdetest in the Property is sold or transferred (or nfBon'owcns not a natural
<br />person and a beneficial interest m Borrower is sold or transferred) without Lender's prior written consent, Lender may
<br />require immediate payment in bell of all suns secured by this Security instrument. However, this option shall not be
<br />exercised by Lender d such excise is prohibited by Applicable Law.
<br />IfLendcr exe¢ises this oplien, Lender shall give Bortower notice ofacceleration. The notice shall provide a period
<br />ofnel less than 10 days from the date the notice is given in accordance with Section 15 within which Burrower must pay all
<br />sums secured by this Security Instrument If BuTOwer fails to pay these sums prior to the expiration ofthes period ,Lender
<br />may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower.
<br />19. Borrower's Right to Re instate After Acceleration. If Borrower meets certain conditions, Borrower. shall
<br />have the right to have enforcement of this Security Instrument discontinued at anytime prior to the earliest of: la) five days
<br />before sale of the Property pursuant to any power r sale contained in this Security Instrument; (b) such other period as
<br />Applicable Law might specify for the termination of Borrower's light to reinstate; or (c) entry ofajudgrocin enforcing this
<br />Security instrument. Those conditions are that Bonower (a) pays Gender all sums which then would be due under this
<br />Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or
<br />agreements; (c) pays all expenses incurred -
<br />in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and
<br />valuation fees, and ether fees incurred for the purpose ofprolccling Lender's interest in the Property and rights under this
<br />Security Instrument' and (d) lakes such action as Lender may reasonably require to assure that Lender's interest in the
<br />Property and rights under this Security Instrument, and Borrower's ohligalion to pay the sums secured by this Security
<br />Instrument, shall continucunchanged- Lender nelyrequire that Bon ower pay such reinstatement sums and expenses in one
<br />or more of the fol lowing forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's
<br />check or mashie" s check, provided any such check is drawn upon an institution whose deposits are insured by a federal
<br />agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security
<br />Instrument and obligations secured hereby shall remain Idly effective us ifito acceleration bad occurred. however, this right
<br />lO reinstate shall not apply in the case of acceleration under Section I & -
<br />20. Sale of Nule; Change of Loan Servicer, Notice of Crowanre. I he Note or a partial interest in the Note
<br />(together with this Seeunty lnsh'umcat) can be sold one or more times without prior notice to Burrower. A sale mightresult
<br />in a change in the entity (known as the "loan Set vicer") that collects Periodic Payments due under the Note and this Security
<br />Instrument and performs other mortgage loan servicing obligations tinder the Note, this Security Instrument, and Applicable
<br />Law. There also might be one or more changes of the Loan Set icer unrelated to a sale of the Note. Iflhere is a change of
<br />the Loan Servicer, Borrower will be given written notice of the change which Will stale the name and address of the new
<br />Loan Servicer, the address to which payments should be made and any other information RESPA requires in connection with
<br />a notice of transfer of servicing If the Note is sold end thereafter the Loan is serviced by a Lman Servicer other then the
<br />purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be
<br />h'ansferrcd to a successor Loan Servicer and arc not assumed by the Note purchaser unless otherwise provided by the Note
<br />purchaser. -
<br />Neither Borrower nor Lender may commence, join, 'a be joined s any judicial action nS either an
<br />litigant Or the member eta classethat y provision ftom the other party's actions pursuant o this Security Instrument or
<br />that the ether party has breached any provision of, u' any duty owed by reason of, this Security instrument,
<br />utl
<br />Renewer le Lender has notified the other other part such notice given in compliance withe giving of such not
<br />of such alleged breach and afforded the other Party hereto a reasonable period after the giving of such not
<br />mkr
<br />Ilion. deemed to be uea Law
<br />be deemed to be o Secti f
<br />rower pn[suanl to Sec[io
<br />it
<br />revisions oflhic
<br />and
<br />it to
<br />coon 15)
<br />is to take
<br />that time
<br />oeemee M satisfy the notice an "Ifro . "ro °' d..i __..__...
<br />21. Hazardous Substances. As used m this Section 21: (a) "Hazardous Substances' ere those substances
<br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and doe following substances: gasoline,
<br />kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials
<br />b Environmental Las,' means federal laws and laws of
<br />containing ejuriiction ms m formaldehyde, and tedioacdve materials, heal ( )" c Environmental
<br />cleanup,, includes where re Property is located that relate to health, safety or environmental protection; O "
<br />Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Lew; and an
<br />"Envirnomount Condition" means s condition that can cause, conhihute to, Or otherwise trigger an
<br />Environmental Cleanup.
<br />NEBRASKA Single Family Emilie MasTre00ir NL,r UNIFORNI INSTRUMENT Farm .1029 1 /01 (pug 6 ofRpngea)
<br />9t5. CV (2IeI) GII116
<br />0010wi0015f a]
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