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Inst. 2003 — 5116 ` o — TRACT iNotx.rA _ _ RECORnFn 1 -5 coat ,1 *FR +`l.A .. _ __ BUFFALO COUNTY. NE 3!Iodcf�a_KnF0Iroo 2003 AP 23 AM 10: 11 PE_ '!1 L-ast heed PCTuIIN ai ,, ,, c, - �y��y4'A of cemrd stiows 6rer� J�GZ([(2, S��a,L� laf5R21 nUZa Q REGIS7 DEEDS F Q uarc ylq ari c( Cr ma uarcr+� ER OF cec.�cded c,s �reserc-Led. ... PREFACE TO MORTGAGE OR DEED OF TRUST UNDER FARM HOMESTEAD PROTECTION ACT DISCLAIMER 200305074 In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned, ESTATE OF ERMA QUARING, deceased, prier to exec7iting the attached Deer! of Trust dated April 2i, 2003, by and between the undersigned and THE STATE BANK OF CAIRO, A Nebraska Banking Corporation, (hereinafter referred to as "Mortgage ") hereby state and acknowledge: 1. That no part of the homestead of the undersigned is presently, or in the future will be, situated on the following described real estate, (hereafter Parcel 1) nor are there any buildings sufficient to be designated as a homestead, presently located upon said Parcel 1: The West Half of the Southeast Quarter (W 1/2 SE 1/4) of Section One (1), Township Eleven (11) North, Range Thirteen (13), West of the 6th P.M., Buffalo County, Nebraska; and the South Half of the Northeast Quarter (S 1/2 NE 1 /4) of Section Thirty -One (31), Township Eleven (11) North, Range Twelve (12), West of the 6th P.M., Hall County, Nebraska. 2. The undersigned acknowledge that while the Mortgage or Deed of Trust remains unsatisfied and a lien on said Parcel 1, they shall have no right presently or in the future to make a designation of homestead on Parcel 1, including without limitation, in the event of a foreclosure or trustee's sale under the mortgage or Deed of Tr ua. 3. The undersigned acknowledge that if, contrary to this Disclaimer, they establish a homestead on said Parcel 1 during the time the Mortgage or Deed of Trust remains unsatisfied and a lien upon Parcel 1, they shall have no right to make a designation of homestead in the event of a foreclosure or trustee's sale under the Mortgage or Decd of Trust. 4. The undersigned state that this acknowledgment is their knowing and voluntary act and deed and constitutes a written disclaimer and acknowledgment under the Nebraska Farm Homestead Protection Act and the undersigned do hereby disclaim any right to designate a homestead in the event of default upon such Mortgage or Deed of Trust or in the event of a foreclosure or trustee's sale under the Mortgage or Deed of Trust. 5. The undersigned further understand and agree that this acknowledgment and Disclaimer shall be filed as a Preface to and become a part of the Mortgage or Deed of Trust. Dated: April 21, 2003 STATE OF NEBRASKA) )SS COUNTY OF HALL ) &z__ PR- DARRELL QUARING, 119 JERRY QUARIN PR The foregoing instrument was acknowledged before me on April 21, 2003, by DARRELL QUARING and JERRY QUARING, co- personal representatives of the ERMA QUARING ESTATE.. ®AAIIIAAANN1ANt- StaedWluta nr,, G, 'ryr IRVIN aPtDWIN NOTARY PUBLIC