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APR -15 -2003 TUE 01 :12 PM HOME FEDERAL -NORTH <br />308 382 6338 P 15 <br />200305001 <br />BY SIGNING BELOW. Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrmwezand_recorded_with it. <br />Witnesses: <br />KAY L i'r T Borrower <br />-- - - - - -,A . D ENYEARi <br />- Borrower <br />CL_6M 100061.01 <br />_ (Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />— (sew) <br />4buTower <br />Pw 1e at 16 <br />_ (Seat? <br />- Borrower <br />_ (Seal) <br />-Borrower <br />(deal) <br />-Borrower <br />Form 3028 1101 <br />