200304939
<br />be refunded to Borrower. lender maychoose to make
<br />1g a direct payment to Borrower. Ifs refund reduces
<br />any prepayment charge (whwher or nolaprepayment
<br />sue made by direct payment to Borrower will
<br />15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in
<br />writing. Any notice to Borrower in connection with this Security Instrument shall be deemed in have been given to Borrower
<br />when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any
<br />one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice
<br />address shall be the Property Address unless Burrower has designated a substitute notice address by notice to Lender.
<br />y delivering it or by mailing it by first class man to I ender's address stated herein unless lender has do
<br />address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deeme
<br />yen to Lender until actually received by Lender. If any notice required by this Security Instrument is also
<br />1pplicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this
<br />16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be
<br />law and the law of the jurisdiction in which the Property is located. All rights and obligations con
<br />y Instrument are subiect to any requirements and limitations of Applicable law. Applicable Law migh
<br />Alicable Law, such conflict shall not attest other provisions of this Security Instrument or the Note which can be given
<br />c pp t, without the conflicting provision.
<br />As used in this Security Instrument: (a) words ofthe masculine gender shall mean and include comespondin neuter
<br />words or words ofthe feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and (c) the
<br />word "may' gives sole discretion without any obligation to take any action.
<br />17. Borrower's Copy. Borrower shall be given one copy ofthe Note and ofthis Security Instrument.
<br />18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the
<br />Property' means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests
<br />transferred in a bond for decd, contract for decd, installment sales contract or escrow agreement, the intent ofwhich is the
<br />transter oftitle by Borrower at a future date to a purchaser.
<br />If all or any part ofthe Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural
<br />person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may
<br />require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be
<br />exercised by Lender if such exercise is prohibited by Applicable law.
<br />Iflender exercises this option, Lender shall give Borrower notice ofacceleration. 'the notice shall provide aperiod
<br />ofnot less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all
<br />sums secured by this Security Instrument, if Borrower fails to pay these sums prior to the expiration ofthis period, Lender
<br />may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower.
<br />19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall
<br />have the right to have enforcement ofthis Security Instrument discontinued at any time prior to the earliest of. (a) five days
<br />before sale ofthe Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as
<br />Applicable law might specify for the termination of Borrower's right in reinstate; or (c) entry ofajudgment enforcing this
<br />Security Inst m
<br />ruent Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this
<br />Security Instrument and the Now as if no acceleration had occurred; (b) cures any default of any other covenants or
<br />agreements; (c) pays all expenses incurred
<br />in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and
<br />valuation fees, and other tees incurred for the purpose of protecting Lender's interest in the Property and rights under this
<br />Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the
<br />Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security
<br />Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sum and expenses in one
<br />or more ofthe following forms, as selected by Lender (a) cash; (b) money order, (y certified check, bank check, treasurer's
<br />check or cashier's check, provided any such check is ddrawn upon an institution whose deposits are insured by a federal
<br />agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security
<br />Instrument and obligations secured hereby shall remain fully effective as ifno acceleration had occurred. However, this right
<br />to reinstate shall not apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer, Notice of Grievance. The Note or a partial interest in the Note
<br />(logethcr with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale mightresult
<br />in a change in the entity (known as the "Loan Servicer') that collects Periodic Payments due under the Note and this Security
<br />Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable
<br />Law. There also might be one or more changes ofthe Loan Servicer unrelated to a sale ofthe Note. Ifthere is a change of
<br />the Loan Servicer, Borrower will be given written notice ofthe change which will state the name and address ofthe new
<br />Loan Servicer, the address to which payments should be made and any other information RESPA requires in connectionwith
<br />a notice oftransfer ofservicing. Ifthe Note is sold and thereafter the Ivan is serviced by a Loan Servicer other than the
<br />purchaser ofthe Note, the mortgage loan servicing obligations to Borrower will remain with the Ivan Servicer or be
<br />transferred to a successor Iran Servicer and are not assumed bythe Note purchaser unless otherwise provided bythe Note
<br />purchaser.
<br />Neither Borrower nor Lender may commence, join, or be)oined to anyjudicial action (as either an individual
<br />litigant or die member ofa class) drat arises from the other party's actions pursuant to this Security Instrumentorthat alleges
<br />that the other parry has breached any provision of, or any ditty owed by reason of, this Security Instrument, until such
<br />given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuan m Section 18 shell be
<br />deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20.
<br />21. Hazardous Substances. As used in (his Section 21: (a) "Hazardous Substances" are those substances
<br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline,
<br />kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials
<br />or removal action, as defined in Envnonmental taw; and (d) an
<br />use, contribute to, or otherwise trigger an Environmental Cleanup.
<br />NEBRASKA - Single Family - Fannie Mee /FraWdie Mar UNIFORM INSTRUMENT F9rm3028 1/01 (pngeb fRpnger)
<br />9954 CV (1/02) 1686658
<br />(irYlil(OW4JxeN)
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