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NOTICE PURSUAN'11015 U.S.C. §16929 200302683 <br />(Fair Debt Collection Practices Act) <br />1. Balance: $87,251.60 plus interest accruing thereon at the rate of 10.8732% per annum from <br />January 29, 2003. <br />2. Name of Creditor: Citicorp Trust Bank fsb. <br />3. Unless you notify this office within 30 days after receiving this Notice, that you dispute the <br />validity of the debt or any portion thereof, this office will assume this debt is valid. <br />4. If you notify this office in writing within 30 days from receiving this Nonce, this office will <br />Obtain verification of the debt or obtain a copy of thejudgment, if any, and mail you a copy of such <br />judgment or verification. <br />5. If you request this office in writing within 30 days ancr rccuiving this Notice, this office will <br />provide you with the name and address of the original creditor, irdifferent from the current creditor. <br />WALENTINE, O'TOOLE, McQUILLAN & CORDON <br />PO Box 540125, 11240 Davenport Street <br />Omaha, Nebraska 68154 -0125 <br />(402)3'30 -6300 <br />Attorneys for Citicorp Trust Bank, fsb <br />