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200302472 <br />Balloon Rider <br />THIS BALLOON RIDER is made this 24th day of February 2111 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of <br />Trust or Security Deed (the "Security Instrument") of the same date given by the <br />undersigned (`Borrower') to secure Borrower's Note (the "Note ") to <br />FIRST FRANKLIN FINANCIAL CORPORATION _the "Lender') of <br />the same date and coveringae pro= described in the Security Instrument and located at <br />228 HOLCONB STREET, I Nebraska 68801 <br />[Property Address] <br />The interest rate stated on the Note is called the "Note Rate." The date of the Note <br />is called the "Note Date." Borrower understands the Lender may transfer the Note, Security <br />Instrument and this Rider. The Lender or anyone who takes the Note, the Security <br />Instrument and this Rider by transfer and who is entitled to receive payments under the Note <br />is called the "Note Holder" <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows (despite <br />anything to the contrary contained in the Security Instrument or the Note): <br />THIS LOAN IS PAYABLE IN FULL AT MATURITY. BORROWER MUST <br />REPAY THE ENTIRE PRINCIPAL BALANCE OF THE LOAN AND UNPAID <br />INTEREST THEN DUE. THE LENDER IS UNDER NO OBLIGATION TO <br />REFINANCE THE LOAN AT THAT TIME. BORROWER WILL, THEREFORE, <br />BE REQUIRED TO MAKE PAYMENT OUT OF OTHER ASSETS THAT <br />BORROWER MAY OWN, OR BORROWER WILL HAVE TO FIND A LENDER, <br />WHICH MAY BE THE LENDER BORROWER HAS THIS LOAN WITH, <br />WILLING TO LEND BORROWER THE MONEY. IF BORROWER <br />REFINANCES THIS LOAN AT MATURITY, BORROWER MAY HAVE TO PAY <br />SOME OR ALL OF THE CLOSING COSTS NORMALLY ASSOCIATED WITH A <br />NEW LOAN EVEN IF BORROWER OBTAINS REFINANCING FROM THE <br />SAME LENDER <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />m 's Balloon Ri <br />.y <br />......... � -Date <br />BRIM GRllZ IC <br />/ <br />❑ApuY4,. <br />. _ S . :ZL� <br />.ate <br />' ............................... ........................... <br />TERESA L. RUZICRA <br />Date Date <br />BWloa, Ruler NhtllsNle IMS 441(2 /12 /96) <br />Seco�W BeLLOm,Prognm HP116 <br />Document # L156 <br />