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200302265
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders
<br />are to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rare Rider
<br />❑
<br />Condominium Rider
<br />❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑ Gravels) [specify]
<br />❑
<br />1-4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />H) "Applicable Law" mean% all controlling applicable federal, state acrd local statutes, regulations, ordinances mud
<br />administrative Rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />upon ...s.
<br />Q) "Community, Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium a %snciation, homeowners association or similar
<br />organization.
<br />(R) "Electronic Funds Transfer" means my transfer of funds, other than a transaction originated by check, draft,
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such lean
<br />includes, but is not limited to, point- of-sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third parry (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (it) condemnation or other taking or all or any put of due Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(NU) "Mortgage Insurance" means insurance protecting Lender against he nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal mud interest under the Note,
<br />plus (ii) any amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing
<br />regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or
<br />successor legislation or regulation that governs the satire subject fatter. As used in this Security Instrument,
<br />"RESPA" refers to all requirements and restrictions that are imposed in regard w a "federally related mortgage loan"
<br />even if the Iran does not qualify as a "federally related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" comis any party that has taken title to the Property, whether or not that
<br />parry has assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />This Seem fly Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and
<br />modifications of the Note; and (ii) the perfor'numce of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower irrevocably grams and conveys to Trustee, in trust, with power
<br />of sale, the following described propeny located in the
<br />COUNTY of HALL
<br />[Type of Recording Nrodlcrioul [Name or Recording Jurisdiction]
<br />LOT ONE (1), LUEBS SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />A.P.N. #: 400411873
<br />NEBRASKA 1 Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT OecMagic ELfw.d eo gle.Caev
<br />Form 3018 1/01 Page 2 of 13 tloemagfaeo
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