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u <br />M� <br />Z <br />n D N <br />N <br />�c x <br />After Recording Return'fo: <br />HERITAGE BANK <br />110 E 9TH STREET <br />WOOD R1VER,NEBRASKA 68883 <br />2 D <br />rn In <br />n s <br />T" I <br />V1 <br />(A <br />G <br />[space Above Ttda Lira For Recording Datel <br />DEED OF TRUST <br />DEFINITIONS Loan Number: 610039513 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 13 <br />together with all Riders to this document. <br />(B) "Borrower" is KENT LUEBS AND MONA LUEBS HUSBAND AND WIFE AS JOINT <br />TENANTS <br />Borrower is the tnrslor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION orgarhized <br />and existing under the laws of NEBRASKA - <br />Lender'saddressis 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee " is Heritage Bank TO Box 487, 110 E 9th Street Wood River NE 68883 <br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 13 , 2003 <br />. <br />The Note states that Borrower owes Lender ONE HUNDRED FIFTY THOUSAND AND <br />00/100 Dollars (U.S. $ 150, 000 . 0 0 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1, 2018 <br />(F) " Property" means the property that is describedbelow under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and Iatecharges due under <br />the Note, and all suns due under this Security Instrument, plus interest. <br />NEBRASKA Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DaeMagle['Livmua aooaavaasz <br />Form 3028 1101 Page 1 of 13 .Cacmagic.com <br />s'.111., <br />o <br />N {ry <br />0 4 <br />w <br />O <br />N 2 <br />N <br />M Fla <br />tJ1 <br />51 <br />< <br />f <br />T <br />T <br />3 <br />!— F <br />o <br />r v <br />N <br />(D <br />N <br />QP <br />i <br />(II <br />U1 <br />N <br />N <br />200302265 <br />DEFINITIONS Loan Number: 610039513 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 13 <br />together with all Riders to this document. <br />(B) "Borrower" is KENT LUEBS AND MONA LUEBS HUSBAND AND WIFE AS JOINT <br />TENANTS <br />Borrower is the tnrslor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION orgarhized <br />and existing under the laws of NEBRASKA - <br />Lender'saddressis 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee " is Heritage Bank TO Box 487, 110 E 9th Street Wood River NE 68883 <br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 13 , 2003 <br />. <br />The Note states that Borrower owes Lender ONE HUNDRED FIFTY THOUSAND AND <br />00/100 Dollars (U.S. $ 150, 000 . 0 0 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1, 2018 <br />(F) " Property" means the property that is describedbelow under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and Iatecharges due under <br />the Note, and all suns due under this Security Instrument, plus interest. <br />NEBRASKA Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DaeMagle['Livmua aooaavaasz <br />Form 3028 1101 Page 1 of 13 .Cacmagic.com <br />s'.111., <br />o <br />N {ry <br />0 4 <br />w <br />O <br />N 2 <br />N <br />M Fla <br />tJ1 <br />51 <br />