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, , . "..a<+ : _ , . _. � . - ---....�....—_.. .. .. �. l�olr��'I ��e�� _ _ - _ �. <, . �__ - . . ._..-.. - ------ , . ......-.:- �._.,,..__ , . . ..,,� „. _ __. -�..�.�-__------=.��_- __ .10LLtir1WS��iiir a .v"'."_"""' ._.�.—__.— __—__. - . ..�_._��_—•_. "I�YC�i.t��:rr.w•..:._.-...._.. _�.c_:.... . .__.-. -. '_. ;�9 5- iU�69�9i6 74�e F�►nda ehall be held in an insdtation whose deposlts ure insurcxi oy u i��c�u1 uba,ticy. inst�u��talEty. or cn�tY tincluding L.endor,if L.crtdGe ls r�uch an insticutfan)or in uny Fedcral Hane [.a�n sunk.Lender shntl apply�he Funds ta puy the __ �scrow Items. Lender may not churge i�orrowc��fot hatdtng uuJ ujiplying the Fund9,t�nneAlly�+nnlyzing the escrow nccaunt.or ___ verifying tho�r+crow itcmA.unleas Lender pays Borrower incerest on the F►tnda und applicuble 1uw permit4[.ender to mnkc such a charge. However. l.cndcr mayrequire Borrawer to puy u one•time churge for an independcnt reut estate tax reporling servtce u�ed b Lendcr in cannection wfth this loan. unlcss applicnbte luw presvides atherwisa Unless un agre�mcnt Ia mude ar ue y npplicabta law require.c iptcrest to bc paid,Lendcr shall not bo�'cquirtd to pay Horrower nny inter�.gt or eumings on the Fu s. Hnrraaer and Lender may ugree in wridng.li�we�er.thut intcrest�hali be paid on the Funds. i.ender shull give to Borrower. without cUarge,an annuat neeaunting of tha Fu�x1.9, sfiowing crcQit�und debiGS to the Funds end the purpase for which eaeh L debit to tha Funcis was madc.The Funds aro pledged as additlonol secudty far u11 fiums aecurre��d by thta Secu�ity insuument. If tho Funds held by Lender exceed the n�nounta pern�itted to be held by applicuble law.I.ender shuU accaunt to Borrower for the excess Funds in accuedence with the requirements of uppliceble law.If the amount of the Funda hetd by Lender at nny __ dme Is not sufftcitrtt to pay the Bscrow Items when due.Lender may so notify Borrower in wdting.and.in such case Borrower shnll pay ta Lender the umount neces.�•ary to malco up the deftciency. Borrower shall make up the deficiency in no more than — twelve manthly paymenta,ut Lender'e sote discretIon. U�;u��i,nyr,n,=,ic In fisll af a1! sur� �red hy ihi� Secusit-; �sram=nt. i�nder�hell �+r�m�+rly refund to Bonower anY _ Funds held by Leh�l. If.�un�er Fund hel�by Lender t the t�ime of acqnisitfon or�sale as a crredit agalnsththeCSUmstsecured by of the Property, apP Y Y - this Secudry Instcument. 3.Applicxttoa a!Paymeats.Unless applicable Iaw provides otherwise,ell payments recelved by Lender under paragraphs 1 and 2 shall be applied:�rst.to uny prepayment cLarges due under the Note; second,to amounts payable under paragraph 2; third.to intenst due;fourth.to priacipal due;aad last�to any late charges due uader the Note. 4. Clutrgesi Lt�•��wer shall pay all taxes,assessmenta,chergus,Fines at►d fmposIt[ons atMbutable to the Property wl�ch may attain priorlty pver this 5ecurtty Instrument. aad teaseUold payments ox groand reats. if any. Borrower sha11 pay �. these obligadoas in the manner provided In paragraph 2.or if noi paid in titat manner,Borrawer shali pay them on time dim.ctly to the person owed payment.Borrower ehall promptly fumish to Leader all notices af emouats to be paid under this paragrnph. If Borrower makes these paymeats directly,Borrower shall pmmptly furnish to Lender receipts evidencing the payments. Borrower shqfl promptly dischurge any Uen whIch has priorlty over th►s Security Instrument unless Horrower:(a)agrees in writing w the payment of the obligatian secured by the liea in a manner acceptable to Lender:(b)contests in good fatth the Iten by. or defends against enforcement of the lien in. legal pmceedings which in the Lender's opiaion operate to prevent the enfurcement of the lien:or(c)secures from the holder of the lien an agreement satIsfactory ta Lender subordinatia$the lien to this Seciu[ty Inshument.If I.ender detexmines that any part of the Property is sab3rxt to a lien whlch may attain priority over thia Security Instn�ment,Lender may give Bnrrower a aotIce identifying the lien.Botrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the�iving of notice. , g, y�rd o�property Iaguranpe. Bonower shaU keep the Impmvements naw euistlng or hereafter erected on the Pmperty fnsural against loss by fire, baz3rds included within the term"extended coverage" and any other hazards. incIudlnig floods or flooding.for whIch i.ender regulres insurance.Ti�is insurm�cz s�r�be rnaintai�d is!ke smo�sssts and fQr ihP g'''�"'d'c - that Lender requires. '1'he iasurance carrier pmviding the insurance shall be chosen by Borrower subjact to Lender's approval which Rhall not be unreasonablY withheld. If Borrower faiis to meintaia coverage descrtbed above. I.ender may,ut I.endar's option,obmin coverage to protect L,ender's rights la the Property ia accordance wlth P�8�Ph�• All insurance pollcles and tenewals shall be aoceptable to I.ender and shall include a standard mortga$e olause. Lender shall have the dght to hold th�poliries end renewals.If Leader requ�res,Borrower shail promptly give to Lender afl recetpt8 of p�d pnmiwns and reneprai notices.In the event of loss�Borrower.shall giva prompt notice ta the insurance c�n'ser and Lender. I.e�er may make proof of loss if not made promptly by Borrower. Unless L,encler and Borrower otherwise egree In wddng,insiuunce prooeeds shall be applied to restorat�oa or repair of the . property d�awgod,if the restoration or repair js economically feasible and Lendar's secudty is not lessened.If the mstoration or repxir is not economically feasible or Lender's secudty would be lessened,the inaurence pmoeals sha11 be appiied to the suins secured by this Security Instcument, whether or not then due� wIth aay excess paid to Borrower. If Boirower abandnns du properiy.or does not answer wjthin 30 days a natice from I.ender that she insurance casner has offered to settIe a claim.then L,ersder may colle�x the insurance proceoda. i.ender may use t�e proaeds tore�+air or restore the Property or to.pay sums secured by this Security Instivmeat.whether or not then duc.The 30-day pedod wiil begin when the not�cx is given. Unless Lsnder and Borrower otherwisc agree in wddng. any appllcation of pmceeds to prirtcipal shaU not extend or postpvne the due date of the maathly payments re.erred to in para �phs 1 and 2 or changa the amount of the paya}ents. �f under paragraph 21 the Property is noquired by Lender.Borrower's gnl'ght to any insura�co pattcies and piviceeds msulting�from