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<br /> � t --"� ina�ranoe COV�B$C 19[lot av��.BdTiOR[tC S��y tO LC�Ci¢1Cb AtOilth a su1II CQtial to `� ``''" t�` '`
<br /> F substsatiallY�vatc�t mOrtga� S ;�ti �; !` �``'
<br /> .�� mn insu:anoe P�niuTn beia8 paid by���►����B�°DVe:age laps�i or ceased w
<br /> � one-tare3ith of the yea�1Y �� reserve in lieu of mortgage ias�uanoe. Loss reserve � �� �� 'f .-,� �c z-
<br /> `. be in e�'ect.Lrendes w�l acceP�•use aed ietair�these payments as a loss r _. _
<br /> ��y�(��a�t and for the p�ad .
<br /> < r ���� }`��� Pal,�ents maY nn t�onSer be at the opttan af l�d�.�� �t� =� �, ,�' �
<br /> 4 `, �t Leader r�uir�)p���������OII�availaHle and is obtnit�ed.Borrower s6a11 pay � k ��
<br /> t� � }� the premiums reqaired to maintain m�tgage in�uaaoe m eff�t.or to provide a loss re��.���for�rt�ge , . E. ¢ '
<br /> o � � �r
<br /> '�s .� � ` ` insoiaaca enda in aeoordanoe with auy written a�betweEa Bormwer aad Lender or applicable 1aw. < < <,�F �
<br /> �_; 'a" :: g�I�on.I.ender or its agent may make reasonable enules upoa and i��tioas of the Pmperty.Leader shall give �< < � � .,
<br /> '` ��;r i' Bormwer nottre at the time of or pciar to aa tnspecuon spac�fymg reasonable cause for the insgeaion. - e , � �;� ��._.
<br /> { ,in oonnecdon witlti aay
<br /> 10.Condemmmttun."fhe Pmceeds of a�t award ar daim for damages..direct or aa�qtt�l " '•`�4 � ;, £,.
<br /> ` } �'� ---� oondeawatFoa or other takut8 of any part of We Prope�tY.or for wmreyance m li�of oondemnation.ane hecdsy assi8'ned and � .� � ` -
<br /> •,fa�t � sha}1 be paid to L�der. the pmceeds shaU be applied w the swns sewred b3+tWs Security Insuumeut, � � , ��
<br /> �-., fn#�e event of a tosa!taking of the Pmperty, in which tkc fair � �'s �� � �
<br /> � of dte pmpeitY �
<br /> �'"� w�er or not thea due,with any excess gaid w Borrower.In the eve�of a partial takm8 _ -
<br /> ; . f._...=,�;.� mark�valne of the Prope�ty immed�telY before the takinS is equal to or g�tar dmn the amount of the soms secured bY this � 5_� {�- -
<br /> E befote die taking,nnle�.c Bo�mwer aasl lznder othe�wise ag�ee in writing.the sums s�6y : c.
<br /> �, :. �'� Seaui t y insunmart iau�telY m u ltip li e d b y t b e f o l l o w i n g fiscaop: (a} We tatai `�-°-� a�- -�` ,
<br /> r I �,- this Sewtity fnstcumeat shall 6e reduced by the amu�mt af the p m c e e d s � `, �c
<br /> { gu�unt af ths snms s�immedi�ety befnre the taking,�vided by N)tt�e fair ma�et value of the Propesty�.��med��Y _ �
<br />::.�.,�,� >� 6efotc the ta[ang. Any balanoe s6aU be paid w Bnrrower. ln ttte evem of a par6ai raking of the P�.."ct�` before the ` •��'`�.,�'�.;;_�`
<br /> �: '" = maflcet vatae af the�vpertY i��i��Y befo�the taking is less thaa t6e amount of the snms seenred i�ediasely�� c . • 2 � -
<br /> � ��� ,�� ' rdlring,antess Bamcwer and I�euder ot6erwsse agree in�riting or unless applica6le law otherwise prrn►ides. Pr� �� �. ,� �, ` -
<br /> ` be applied to the sums secured by this Seauity tastrmn�t whether or not the sums are thea dne. f ti z,
<br /> ° - ` �:- ff the PmpeRy is abandoned by Borrower,or if.after notice by i.eader w Boaower thai the condemnor offers Ln maloe an , ,..�:`° ��-�i ,< :
<br /> �'�E`"` ��."; award or seule a daim for dacnages.Bomowa fails to zespond to Lender within 30 days after tbe date the notice is givea. r �: <��sJ j.
<br /> F f �,�-, ,�:: eithec w�storation ar repair of the PropertY or to ths sums MH �E,-_
<br /> [�ender is mrthar'raed w«�ftect and app1Y t4e Pmcee�ls,at iis apuan, s� ��.��Q
<br /> y , e f. C., S�Bd bY�1S�1TijY�QIII+wI1CU1et Of IIOt tllCtl QUB. , � !
<br /> ` . ITnless l,ender snd Bomuwer otherwise agme in writing. anY ap�li�tioa of prooeeds to principal shall not eatend ar j `_ ` 4 -
<br /> '` hs l and 2 or change the amoant of sudi paymeuts. � r' ,� _` ,
<br /> �` _ posipone t�e due date of the monWty Paymeuts Tef��Np�Waiv�.Extension of the nme for paymeat or mod�tion k t ;f�` �.• :
<br /> � cT , 11.Borrow�Not R��FacRearance BY " r
<br /> � ;,
<br /> `'- ylnsaument�rem� y =
<br /> `' ' .: o f mno s t i�t i on o f t he sams s�b Y d�is S�i t Y b Leader to any succcssor in intere.st of Bo:mwer shall _�,�s�. `_, ��.�y
<br /> ,�t,
<br /> , �.`, not uperate to retease the llab�7iiy of the originat Borrower or Borrower's suoressocs in mtecest.I.ender shall not 6e r e q n a e d to � s �f.t u -
<br /> • � + � - r ia iatere.st or�w extend mne for paymeat or otherwise modify amorti7ation ' ;F � �-4�-'
<br /> �, �: commeoce pmceedings agaiast an3►suocess° Borrower or Bormwer's � �-; `� �..,�"°:
<br /> t` f° ''" of�be sou�s seCU[ed by dus SeC�t�ItY Ins�t bY [easoA of aT►y demaAd made by Ihe otig�i , ,v
<br /> z � �,,£' sacr�sots jn i�. Any forbeauance by Lettder in execc�sjng anY n8ht or�edY s6aU not be a waiver af or preclude tlte
<br /> � �'• ��y, � ��.�
<br /> .��- * .:. . e�+eise of suy rtght or T6e covenaats and�ma�s of tius -
<br /> , ,i.-` lZ.Secoessms and As�gas Botmd:doiat and Several Liabilityi��• �:'�.`..
<br /> r - �� s .- g�t lastNment shall biad and benefit the suceessors and azdgns of Lender and Bomuwer, subject to the ptavtsloag of ;.::.
<br /> r parag�a�t� 17. Borrower's coveaanis and agcee�e�shaU Be joint aad sevecal. Any Borrower whc+co-sigas this Seauity r _
<br /> ' :'` � T` a is co-si tLis Seauity Instrument oWy to mort�ge.�nt and cumey that ����
<br /> `�' instrumem bnt daes not exearte the Note: ( ) S�S ' ;f '',
<br /> � _ Instrumen�(b)is not personally o���, Y�� '., - '•'
<br /> � ,�� Borrower's inter�est in the Pmpercy under the ter�ns of this Securit9 .forbear os -�� �,:;`.
<br /> � j :u; secured by tlris Seca.rity Inst�ument;and(a)ag�s that I.eader aad aay other Boaawer may agneE _ �,
<br /> •�r.,.,. make aay accommodations wIW�ard w the te�ns of dus Seaulty Insbument or the No�witha�tt that Barrowet's oonsent. `�,_�:.' �' 4 -
<br /> �� 13.i.oan Cl�a�ges.�If the loaz►secnre�hy this Seauity Insaument is subject to a Iaw afiich sets maximnrn toan charges, �.L .. } .`
<br /> :� ; " aad that law is finally iate�preted so t6at the interest or other toan charges coUected or to be collecxed in oona�tion with the x � -.
<br /> _ ,_� '�r � loan ex o e e d t he permi t t e d t�n u t s.t h e o:(a)a u y s u c h l o a n c h a r g e s h a U b e r e d u o e d B J+t h e a mowit n�a r Y to rednce the dmrge �:-- r ;;.
<br /> :.',;�:;,.� .:.,;�.";:4--: jn -
<br /> -�= .,.. w the peradtted tunit:and(b)any susns already collected fma�Borrawer wl�cb eaceeded permiued timits will be re f a n d e d to �,. � -
<br /> n
<br /> , '`"•� '" � � ; ." �oaower. I�cnder may choose w make this retun8 ay reducing the prinapal owed under the Note oi isy t�ing a ditect ;-�.�=;i;> . �.
<br /> the reduction wlll be treated as a partial prepayment without any . ,,,'
<br /> -- -~ paymeat to Bormwer. If a refund reduces pdnciipal, ,�;,::�;;. �;
<br /> � `�� p�Y���8e uader the Nota. f � ,_�
<br /> �' �. . '.' i�.('�utie�.Auy naHce to Borrower provided fos in tttjs 5ec+uity Iastcament s1�a116e given by deUverIng it or hy mailing �x�r = --
<br /> � � �:: i t t ry first eta�.s mail u n�e s s a p p li c a b te law r e q o i r e s u s e o Y a n o t h e r m e t h a d.TAe notice shaU be directed w the Froperty Address �;� ��.
<br /> ,�a�.sx--�.._
<br /> � or.arry othet address Botrower designates by nouce w Lender. My notice to Lender�shall be given by first c tass m a l t t o _ _---
<br /> `��<•.;:>,y,', i�euder's adMess stated herein or any other addres�1.endet designates by notice to Boaower.Auy+nottce provided ior in tbis , _.4�,�
<br /> ��- �eu er in
<br /> �s c <-:• Sec¢rity In�tromea�t sha116e d�to have bcengn+en�w Barrowsr or l.ender when g'cven as ptovided'ut this�aragrapb. �
<br /> .:�,``� �`� 15.Coveening Law; SevcraDlUty. 7t�is Sewrity Inshvmeat s�l�afl be gaveraedby fe�erat taar and the law.of the , _
<br /> � � �`�'-- ' jwisdtction in which the Properry�s locate�l.In the event that any prav�aion or ctause of t�is Securlty InSUUment or the Note
<br /> .�* .
<br /> � r, :;�:_� conflicts wtth apali�b�e law,sttch conftid shall not affeci other pmvisions of this SecuritS►Ins�ameat or the Note whlCli can be. -
<br /> �.;��` _._ :j; gtven effect anthout the conflicting pravislon.To this end the.pmvisions of this Sc.c�rity Insuume�aud the Note are declat�d ' c"r� - .
<br /> y R'.' _—
<br /> � '• �, to 6e severable. . 3'� - --
<br /> �, ,:- 16.Borrowe�s Copy.Borrower sha11 begrv en one conformed copy of the Note and of this Sea�rlty Instrumeat. ;�y,s �
<br /> � r; r ` •`. 17.Trar�Per of the Propesty us s Benefidal Interest in Borrower.If all or u►y part of the PcoDertY or any interest in it .„-�. _ � ;
<br /> �:! ` ;.' is sold or ttansferred(or if a benefccial inter�t in Bortower is soW or uansfetred a��orrower is not a natµral person)withnut - �`;r� t��°�.
<br /> �' , ': � i,ender's prFar.wrtuen wase�rt. Len der inay, at i t s op do n. i m m e d i ffi e p a y m e n t i n fall of all sums secured bY this -�s� .r .�
<br /> ' , � '`' Sec�vity Instrnmene.However,tUis aption shali not be exerclsed�Lendes if exercise is pmfnbfted by federal taw as of the datc � {�i�. 4 .�.
<br /> -•� of this Sewrity Insuument. :' � ': ,•
<br /> ` ���'� If�Lender eaercises Wis opdon.Lender shall give Borrower notice of acccteradoa.7`he notice shall provide a periad of not � :
<br /> : :��.;�� tess than 30 days from the date the natiee ia delivered or maited within wiuch Borrower musr pay al!sums secured by this ti: �;;'...: ,.,. •:.:..
<br /> . Sctivrity lnstrument.If Borrower fails to pay these sums prtor to the eapiration of this period.lender may invoke any r�medtes , t�-
<br /> ' petmitted bp this Secuilty Instrament wlthout further nodae or dematid on Borrower. �''°� ; .:
<br /> ,.r... . ' 18. Bon+awe�a Rt�ht to Reinstate. I f Borrower mee t s ce rt a i n c o n d i ti o n s. B o r r a w e r s h a l l h ave the ii g ht to have : � :
<br /> eaforcemene of tlris Secunry /nsuument discontinued at any time Qr1or to the earlier of: (a)S days (or sach other periad as " '' �' s� ,,;:.,.�..:
<br /> r s u a n t to an wet of sale wntained in this `'`;`. :`':`„•.;:° .,
<br /> applicab2r law may specify fur r e lnstatement) b e fore s a l e o f t h e P r o p e r t Y p a Y P o t i . , ,:
<br /> •' Sec�triry Instn�meat.or(b)entrY of a�judgment enforcing this Secnsity Mstnrmait.Those oonditions are that Borrower:(a)PaYg ry �° � ..
<br /> ' ,.�!'.� Lender ap sums which tnt,n would be dae undes thls Secudty Insuument and the Note as if no accele�tion had oxurred:li�) � �'
<br /> } ' - '`` cnres any defaWt of any other covenazus ar agreements:(c)pays all expenses inwrred in enforcing this Security Instruanmt. ..; 1 "
<br /> "::..`� inclading.but not limited to.reasonable attome�rs' fee.c:and(�takes sach aeiton as i.eader may reasonably require to assurc , : t �,
<br /> : t tdat the lien of thia Securlry lnstrument. l.cnder s dghu in the Property and Botrower's obligarion to pay the sum4 sewred by ; , , ,
<br /> ".!t� �y g��ty Instrument shall contimie unchanged. Upon reinstatement by Bosrower. this Security Insuumen! �nd the
<br /> .� • '• � obligations secured heteby sl►all.temain fWiy effective as if no aoceleration had occurred.l�owever.this right to rcinstate shall ' � :
<br /> �,'� .�-..�• ��'�'_�: not apply in the case of ncceteration under paragaph 1�. °
<br /> � ` ;, •.. 19. Sale of Note; Change oY Loan Servicer. 7'he Note or a partlal interest in the Note (together witb this Secudry �
<br /> lnsttument)may be sotd one or nwre times wlthout prior nutice to Bvrtowet.A sale mny result in a change in the enrity(known
<br /> � as the^L�an gervicer^)thae colleMs monthly payments due under the Note and this Secvrlry Ittctnunent.Thene also may be one � � �< r :.
<br /> �f�� ' '�•�� or more changes of ihe Lnan S�n�ice*unrelated to a sale of the Note.if there is a change of the Loan Servicer.Borrower wi0 be ` ,�?'
<br /> . � ,. given written norice af the change in aocordance with paragraph!4 above and applicable law.'Ihe notice wjll state the name and , . _,_ �r:
<br /> � ` . �•_ '.�,..�� address of the new l.oan Servicer and the addtess to whic h payments s hou l d be m a de.'F he nodee will also oontain any other ' � : �•
<br /> it�fommtion tec{uired by�applicable law. `��'
<br /> K �:, , Z0. Na�dous Snbstances. Bonower shall nat cause or permit the presence. use. disposal. stotage,or release of any , '
<br /> I{a�arrtoos Substances an or in the Property Botrower shall not do. nor allow anyone else to do. azryth�ng affecting the � �
<br /> � - :-� ; Property that is in violsuion of any Environmentat Law. 'Phe prcreding two sentences siraii not�ppiy to tl�c�rsa�cc.ase.ot ' - .
<br /> - - • •t • �. �'' stora�e on thep��¢rty of small quantities of Hazardous Substances that are generafly recognized ro tre appropriate to norma! ' �
<br /> - � residennal uses and to mainterra►ice of the Property. ' �
<br /> �'
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