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<br /> � Y�` '�!� Fnnds chatt 6e heid in an in�itutian wlcos�deposits are insured by a fede�l agencY. __���Y. or e�rtity a�;�:
<br /> f,'�:`,- ". � (enslud�ag Leader.if l�xder is such an iastitt�tio�}ar ia aay Federal Rmne Loan�ank. �der ss,-afi a�,�s.�.�x�;_...
<br /> ��-� '_,;` '�`1 �scmw Ite�fo�s.l.cnd�map uot charga Borrawer far 6old�ng and applying t6c Funds.aunuallY M�Ynn�dre eserow acxount.or `` R
<br /> `� ... .:�. <'. verifying the Ls�ow Itea�.unless Lettder pays Bori+awer inte�est on the Funds�sd applicabir!aw Qerauts l.ender to c�lce sucb '
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<br /> �:�.z'4:;�'t:.. �, a cbarge.F�4wever.lender maycec�uire Boirower w pay a om�dace chatge for an independent scat estate tnu reporting service i< .>;
<br /> .`� .�.• ,.:'.•' used by].eader in oonnedion with this loan. nntess appficabfe !aw provides athervvise. Unless en agieemem �.s made or �..,...
<br /> � `�. �F ;s� 8orcawsr an interest or eammgs on ehe Fnads. � ' <
<br /> , , .. . aFplicabie faw ceqa'ves interest to 6e pa�d.L�shall a�be required w pay Y . :
<br /> -�-!x.�<;,`,:`,�;:<' 8omswer amd Lender�y a g r e e in writing.howeves.thai inte�est sltall be paid on t6e Fuads. Lender shali give to Borrower. ;, _
<br /> :,-�. ,�•:, withmn c6atge.�annual amommimg of tLe.Funds.s howing c r e d i t�a n d d e b i t s w t h e F u n d s a n d t h e p w p o s e f w a v t d c h e a c D ; ,
<br /> _,�',_� debit to the Ft�ds was�u►ade.Tt�F�nds are pltdged as additional seauity for a!1 su��d bY this S�wqtY lnsm�me�u. •.:�=-
<br /> t if ttie Fuads held by I.et�der exece�We aatoums Qermiued to Ise tseid by applicable law.Lender shall aconunt to Hormwer :.
<br /> :.� .- �. for the escxss Fur�s ia a000idaace with the remears af applicabte law. U the amaunt of the Funds hetd by Len�er at arry ,.
<br /> rt , -'.� tane is�t s�dent w pay ihe Fscra�iters�c�d�.[.ea�er may sst notify Borrower ia writing,and.in such ease Hor�wer L r .,
<br /> 5 .c;.c... � �gaY to I.end�tiie amnunt• to malce up the defciency. Borrower sAall make up the deficiency in no morc than
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<br />- ----t.<-�d: . t�aelve munEhlY Ra9u�nts+at L�dea's so e disciretioa.
<br /> �{.:r.�`,,z"� UP�PaYmert in fWl of aH sums seaued by this Seauiry Iash�wea� Ls.�tder shaU pramptly refand to Borrower aay �" �:�:•
<br /> -;�# � FQads held isy L�der.If.under p�agtaph 21.l.eader shstll asquire or sell We Propetty.Ixuder.pnor to t6e acqvisition ar sate +�;=
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<br /> � , ° .S ..;.-t, af the Pmpetty.shal!�pply aay�nnds heid hy I.endec a�the tume of aoqaisition or sate as a c�edit agaisut the smns seaued by , ,
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<br /> _;-.�.:.. "s,,-.�.x�� � 3.Appltca�on o!Pl�l�e�Untess agplicabte law provides otheravise.aIl payme,nis ceceived by i.eader under�hs : c _'
<br /> " 1 aad 2 shatl6e appiied:fitst,m anY F�Y���due tuider the Nute:sec�nnd.w amounts paYabte�er Pa*agraPh 2: _ .
<br /> `.` �:". thud�to ia�dae:fonrth.,to prMapal duc:and last,w aay l a t e c h a r ges dne under tde Note. '` �
<br /> -- �.�f.n.;r`�'_ q.Cltargcs;ld�.Borrower shall gay all taz�es assessmenis.c6arg�• Snes and impasitiong ann'butable to ihe Property ::
<br /> past
<br /> '� a ��:=_ wlu+�may attain priority ove�this Seaaity Insaamerrt.and teasehold pay�.or grannd reats.if any.Bormwer sha11 paY �.:
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<br /> •° `^. ;<<_�� thes$obiigarions m the maaner pmvided in paragragb 2,nr if nnt pa�d in diat mamser,Bormwer shal[pay t6em un tune diredly _
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<br /> ,_-_ � to t6e pecsoa owed payment.Bomnwer sba11 pramptiy furaish to I�eader atl notices of amoums w be paid unde►diis paraB�P �-:
<br /> .; � ti If Bornnwer unkes these payments du�tY,Borrower shall�om�tiy fiimish to Lsnder receipts evidencing the payments.
<br /> f = r•�,? Boaawer shaU PT�A�Y��e anY lien whicb bas pnonty over this Secarity Iasvument un�ess Boimwer:(a)agrees in �'y-- ;;
<br /> ;rs•,::.!�. 1�° writing to tAe paym,ent of the obHgation secanod by the lien in a manner aoceptabte w Lende�;(b)oontests ia goad faitb the u� k}=
<br /> < � ��� � b�r, or defertds against enfonement of the lien in. tegai pmc�tiags ahidt in the Lcstder's opiaic�n uPerate co �ent� �
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<br /> ` en6�Emeat of the liea:or(c)secures fmm the hotder of the lien an agee�nent satisf�xory to Lender snbocdinatiaS the 1��to M1,
<br />��°'�r ;` t ` t;, . t�gecority Iflsdumen�.if Ixnder determiues t6at a�►put of the Pmperty�s svbjec�to a lien wluch p�ay attain psFority over ;,.r
<br /> T�� 4�i this Sec�ity ia�,IBnder may give Bono�►er a ao�ioe identifyiag the tiea.Eieuower shall satisfy tke Ilen or mke atte or
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<br />-::.,._. , _F;.���f'r` mo�+e of the a{xians set fortb abave vu�rtna 10 days of the giving of notic� ��_�_,., -
<br /> , - � �, 5. H�or Avgaty Iasueaae� Homawer shall keep ihe u�rovemeurs naw ca�istia8 or.hereaRer et�d on the �tf �_�,
<br /> �;' �, �' �rrsperty iaso:ed againsc loss bl+fire.da�rds included writhin the term"extended wvecage"and az►Y other h�ds.including ��,,
<br /> u ',�';:r. f{C�ds or 8aoding.tor whide Leader reclui�es it�svrance.l'kis in.4ornace shall be mair�ed in the amounts and for the petiads . �� _
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<br /> . - t#�t Yx�der ceqaires.The ins�rance cairier pnoviding the ins�rance sdali be ctms�by Borrowe�r snbject to L�ender's appraval •E� .
<br /> . whic6 shall nat be unri�sonably wiithhetd. If Bo:mwer fails ta mai�in caveiage descn'bed above. l.ender maY. 9t Lender'� �= -�_
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<br /> ' �� �` option.oi�in covaage to pmtea L�eader's rights in the Frope�y ia acco�e witlt paragtaph 7. ���,-:
<br /> 4 ' AU insvtanre polides and�newala shall be�le to Ireader and shatl include a staadard nmrtgage clanae. t,ettder
<br /> � ,.,:- - .�`'� shai!have the right w hold the�olicies and reaewals.I L�eader reqniies,Borrawer st�all promptly give tp Lender al}reoe%pts�of �Kr��
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<br /> a paid prerniiutas and reaearat.nouces.In ti�e event of loss.Borrawer sfiaU sive prompt aotice w the iasurancc curr�er aad Leudet: �,-�_
<br /> � t�may make proof of loss if uot made promptly by Bmrdwer.
<br />' �.,r:';:.'=ii r:;.��.3 UIII�44�.C11dP.I�kI�T[OWCf tl�1ClVY�gB Sg�e in'writing.ipsuran�P�a�ds s�il be aD.DUed to reswrat�on or repair of the � :
<br /> :,�`::,:;. `'�� propeit�[damag�.if tAe�+estoration or tepair is�micalty fea�'61e an�Lertdet's s�ca�try�a not tesset�ed.lf the i�toru�ml ot ==_a-,_
<br /> ,}",.�_.�� `��: cepair�s aot eoonomisaliy feasible or Iender's,�ecority wonld be Izssened.the insuranoe Pmceeda sha116e applied to the stuns � _
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<br /> sopured.by�this Secudry Insmimea� whether oc aot then d�e, arith aay exoess paid w Bormwer. If Borrawer abaadons the �
<br /> ';: �ruPeaty+or does aot answet within 30 days a uotice from I.ertder d�at the insuranee cazrIer fia offece�l to seule a clai�:then _ _ .
<br /> � �'_ �.�,° Ixnder may►ooite�x the Iruahmae pmoo�. Lender may use the pios�Cs to ceQair or reswre ihe FroQerty ar�w psy sums _ -
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<br /> �,.,�..,..:r::,.�..� secared by this Secarit3►�nsm�ment,wliether or noi ttu.m dne.l7�e 3Q�day period ar�ll begin whea tiie notioe isgivea. �-
<br /> �r:°, Uniess L�ender aad Bomower atherwlse ag�ee in writing. aay. IIcatlon of pmcecds to principal shall not extaW or rt 9_
<br /> ` t� postpane the due date'of the raopthly PaYments refemed co in p 1 aad 2 or c�haage tbe amaunt of the payments. If
<br /> :'� ��- ander pmsgtapb 21 tt:e Praperty is acqaited Dy I.ender.Bormwer's to aay iasaranCe Po�cies and pmoeeds resviting fmin
<br /> _;" - � damage to the Pe+o��ty prtor w the acquisition shail pass w LaWer w the extent of the sumg secured 6y this Secunty 1ASUUmeat - -
<br /> '�:.1 9s
<br /> : '� inuuediately prios W the acqnisition.
<br /> ..- � . . ,� , � 6.�ac9..Pt�serv�ioa,Nlsint�a�e ana Pratee�a atthe�+npeety;Bats��re�s Laan Applicatioa;Leasdcoicb.
<br /> _-` ''":; > Bomnwer shall aaaipy,establish:snd nse We Praperty as Boerawca's prficiyal restdaue aithin s'vcry days�ter.the execution af . -
<br /> ;�''-�`°'��-:�'.:�z:•;°;•4 thls Se�auiry Iosuameut and sl�all oominae w occupy the Pmperty as Bomawer's principal restdence fos at teast ane year after .
<br /> �='=�:•�:-..�.,.� ' ';-�';. the date bf aecapaacy.unles,s lxnder otherwise agre�fi wrlting.wluch oonsent ahaU aot be un�asonably witLheld,or anlesa • -.,_
<br /> ,� , ,.. �,':. exteauatirig cir�stanc�es ex�st wtucfi are beyond Harmwer's wntrol. Borcower sha}1 not de�mY. damR�e or impair the
<br /> Pmperty alfow thepropeny to detertarate,or oommit w�te on the Property. Bomawer st�all be in defaWt if�ny forfeitare ��_`•
<br /> �' ` ' ```r a�o n o r w h e 8 i e r c i v i l or criminal.is b e g i m that in l�eader's good faitb jadgmeat wntd resWt in forfe�tune of the =--
<br /> y' ,.,?,•: •paopeerty ar at�hetHdse to�erially impair tlse Uen cteated by this Secuirt�last�ument trr Lender's se�arlty inter�st.Somower tnaY • �-
<br /> � A b 1 8.b caust t h e aaion or w be djsmissal witb a milag � �
<br /> - cure sneb a defantt and�osmte.�.promded in ya�ag� Y � P i O� �.
<br /> . � _ that. �n Lender's gaad faith determination.Orecludes forfeiwre ot thc Bomower's iaterest in the F n o y e rt y ar other mateiia[ :-
<br /> i. �•5 i m��n i o f t h e t�e n c c�e d b y�h�s�ty��t o r L e n d e r's s�wri t y interes�Borrowet shall,also be in defaWt if �`t;�_
<br /> , �• idomnwer.duriag the loaa eppllc�tton pmoess.gave m a t e r i a t ly f a lse or i n a c a n a t e i n fo:m a t ion or s t a t e m e�s to L e a�d e r(os fai2ed �
<br /> ;:`.;�.�:�''� � to piovide l�a�der witb aay maraiai infontmtton)in oonnectioa with the lo�cvideneed by the Note.incttWiag,but not limited
<br /> �:. � ._. w�t e p r e.s�n t a t ions wncernia g Barrower's o�cupancy of the Pmperty as a prinsipa)�esidea�.If tttis Seauity Ias �--
<br /> tcument is oa a �,,-�•-.
<br /> •`� �... ,���,�.�`•�° tea�old, 8orrower shall aamDly witd all ehe provlsians of the lease. If Bmrower soqnires f� title to the Propert�e t h e �.,.�_
<br /> � ,, ' �.-� teasehotd aad the f�titie sbaU not merge nntess l.ender agrees to the merges in writing. �
<br /> � . .. ,-�`.`, 7.Pbt�ton ot i.eada's Rfigtits!ct tRe Plopmrly.If Borrower fails m perfomt ttte oovenants and agr�tg aontaiaed ia '.
<br /> ,: .,�:_�, ;r.. . ; ;: . .
<br /> '�.; ttils Secvrity laswment.m the�is a legaf prooe�ding that may signific�aUy affea Lrnder's ri ts in the Propeny(such aa a 4'
<br /> ,..:.,.°..... .... .::.� pmoeediag in 6anbaptcy,prnbate.for wndemnanon or forfeidue os to enforce lawa or ons).then l.endes may do and `
<br />: _ -. �- pay to:wtratever is aecessmY w Pi'o't�the valu�of the Propeny and Lender's dghts im the FropeRy.Lender's aarons may
<br /> ;�: r:,�' ,:' iaclude D�S �Y suma secured bY a lien whl�fi has priorlty over this Securlty instrumeat. app�aring in oourt. PaYinS
<br /> .. �� s:''`:.';.�. reasoffib2e suoraeys'fer.s and entering on the Property w make�airs.Although Lender may take act3on uader this paragrap
<br /> � %` ;: ��:��. .',- 7.:l:eader da�a not t�ave to do so.
<br /> '' . �. . `.'' ' Aay sma�mts dlsburssd by I.ender uader this pa�agrap5 7 shap beeome additional debt of Borroaer secured by this
<br /> '�;��: �: ,.�:� .�� Security Inswment.Untess Borrower and l.endet aF,ree to other terms of payment.these amaunts sha11 bear interest from the
<br />`�';'": :,, � -- ' dase of disDt�tsemeat at the Note rate and slmll be paya6Ie. with intetest. upon notice ftom Leader to Borrower reqnesdng ...
<br /> _ ,;;'_::,;_';,�,, � P�ym¢nt•
<br /> --:.:-�.��,_. ;�; �,,��� S.Muttgage L�m'�ce.If Lec�der req�ired mortgage in�rence ac s rnndition oF inakiag the Man sec�med by thia Security -.
<br /> •..,.' tn�tument. Boaower shaU pay the premiums mqnired to maintain the�tgage insuranoe in eNect. if. for any teason. the s
<br /> ,,: ..�. ;: mmt�age ituuranse coverage reqnited byr t.ender lapses ar o�ses to be in efiect.Borrawer shall pay the premiums required to .
<br /> .. . `�';;;'.?. obtain ooverage substantially equivatert to the��tnsuraztce pnwiwsly in effect.at a cost snbstmi6afly equivatent ro the
<br /> '�`' � ' cost to Bonower of the mortgage mswance pt'eviauslY in effect• ftom an altemate mortgage insuner approved by i.ender. If •
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<br />��•:: ;,r.<.�� .��;�' v„�2ora Farrn30?B 8190
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