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<br /> � ��' ` � '� The Fun�s s6aI! be hetd in an instim�an whose de�osits are insured by a fede:al ag�ry. v�e�5'• or eptiig �" 3 s,.
<br /> y� Y;�� ,�`, tia�n$Leader,if Lender is such au iasliwtio�oz in any Federal Home lAan Baak.I�ender si�all app�y the ffundg co pa�r tl�ee .� .;
<br /> � �� �` Fsc�aw Items.Le�tder may not cltatge Sairower for holdi�and app tyiag t h e.F m�l s.a n a u�a i l�+a n a l y�I n B thc essaaw ae�nat.or Y t �:
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<br /> .�;�:c=:.,• �`;�;:. vcrifying the Es+xow Items,.�aless Lendet pays Borroarer i�eiest on the Funds mW appllcabie law pennits l,eader w make such :�,:..F;.
<br /> _ 4 _, ,., �. maY realuue Bozraa�er to a on�time d�arge for an independent real es�ate tax r�ostiag sen+ice ,��,`°,,
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<br /> �:� s o ^`�`" used �y �I.ender hi m�earon with this toan,!mt� a�piicabte taa ptavides otiterwise. Untess an ag�eement is nnade or p� ' -
<br />� � •.: a p plic�le!aw[+eqaires iutere�ta be paid.Leitder shall not be tequise�!tn pay 8onnwer any interest or earnings oa the Faads. ° <<;
<br /> �,� -i:`t�'�`f n� Bamuwer and I�tda may agree iu wti�iag.i mwev�.t�a t i�e c e s t s h a U b e F a i d o a t 6 e F u n d s. L e n d e r s l t a}1 g l v e t n B o r row e r. � ,�
<br /> - `�%_.:.:;: �; with�t d�rge,an an�v�S a�urtiug c�'ti�Fuac4s.sls��c�aa�del�its to the FunBs and t�purpas:for whicb each �,_
<br /> 2 �`�` .� debit ta the Fuads was made.'i9ie Fnnds a�e pledged as additional securitY foT a11 sams se�vred by this Seauity Im�- r '
<br /> � '�: If the Fimds held by IRader excxed the amou�s petmiued w 6e hetd b�applicable law.lender shall aocou�to Bomawer ��`4 ,,4 ,f
<br />-;>.°.,�,�_�-,"4.:�< for ttie excess Fnnds in s000tdanse with t h e requeremeats af apgtlrah2e[aw.ff t6e amovnt of tke Fuacts tceld Dy L�at aaY
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<br /> =-., ;.,., s -time is not su�cient to pay the fiurow Items when dne,tender may so aotify Borrower in au�,in�case Barrower ,�`�;-:c:
<br /> writing, ,;::,.„�.
<br /> :4''.�,.`�.`x.: shalt pay to I�em�er the amotmtne�.�acy w�aEce up die�ficiency.Eoaawer shall make ug the defi�ency ia ao more tban ':,�-:
<br /> .}�.�,�:: •-�"..;:� twetve at Ieader's sote disc�etian. ;�.``,� ,
<br /> a `� ; � -. UQon ypaymeAt�- 'm fuI!of ai!st�se�ed by this Secatit3+Ia�t, I.emdet shall prompdy refiu�d W Bomnwer any .:
<br /> 4��� �`' ' Fnads hetd by i.euder.If.�mder patag�aph 21,I.eader shali acquire or sell the Peoperty,I�ad�,Pnor w the acquis3t�on or sale o �,.�
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<br /> u�, :}� ,� :. of the Prope�ty.shaII aPPjY an3►Funds held 6y Leuder at the time of acq�usttion or sale as a credit agawst the sams s�ued by
<br /> , :'� S�� tltis�eauity I�- ' ::.
<br /> - 3,App�on o�Faym�s.Untess applicable taar provides at6erwis�aIl payments ra�ived by l�erider nnd�paiagr'aphs
<br /> �``�•� .�. `'= �1}�a�ttd•2.�sih�a,l�!b�e applied:fttst♦,�to anY P�j��Y��{��� dne ander We Note;„s..e,�Q�OU�dt,�t7o�}�a�mpoo�s payabte uader paragraph 2+ ,;e._
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<br /> � � - i �M1 .��•D�1Ww�n"^"r� 77Ji�r�,d�atges,fine.g and impositions atttnl�utable to the Pcopeity
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<br /> � x 'r'� 4 � `4 w4ich may au8in prlority over this Se�urity Ins�rament.mid tease�otd payme�or�toamd�reats.if any_Borrower shall�ay � , ��
<br /> .•� ` `�� these abligmions in the manuar pmvfded in pasagrapb 2,or if nai paid in that�.Borru er shatl Fuy ttte�on time directly , .'
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<br /> _:;;�'`�:-=•`:*;v.:; m the person awed payment.Rarmwer shaU pmmptly famisb ta E�endea all aotioes of awnmus to be paid under ttis patagtap6• =`;r�`.
<br /> .lg ° �� ]f BOJI09Y2?A13kES 111CSC F3jiI�IL9�I�FtfIfdW2[S52�j720�S/fltiAL4�i t0�.Cit(�L7 t�CIj1i8 tVIdCQCi�g�7C Q�i�• . t :
<br /> - �.��;=� Bomawec sfialt pmmptiy diseLazge a�►7►lien wh�ts�pr�amtY over this Secnrlty Irtsutnnent unt�ss�sm.�wer:(a)agrees in• .- .-
<br /> r � � writin L o t d e p a y m e a t o f t h e o b li g a ti o n s e a u e d b y t l n e l�e n i n a m a n a e r a c ce p t a b t e t o L e n d e r:(b)rn r n G�e�a�ood taiti�the tien �:- ...':.Y�•�
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<br /> _ - x ,�'��:; b y, a�dc�+ds a g a i n s t e�orcement of the tiea in, legal Fi'uceedin8s wfi�Ch in the Leader's opuuam c�'�e to preveat the . ' • ��:,'` _
<br /> , � �'� :�': �'of the lteo;or(c)se�ces from t6e holder of the[�an agreemeat sat�sfa�ory w I.e n d e r sa b o n l i n a t i�g t he l i e a t o • � "�'
<br /> t Q l s S e�i�q I n s u u m e n�.*I f YL e,a d e r d e t e r r A i n e s that a n Y Part af c1�P r o p e►t y is subjec�to a l�e�wtuch may attain prio�bver. '�
<br />' r �"F:.(.je h �� �S��L�WCT�Y give Bomnwer a notice�fying th lien.Farrower shali satisfy th$lien or taka ane ar � .��°
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<br /> .`��^.. .. more of tbe actions set foNt above wltl�10 days of ttie giviag af notice. � . '
<br /> �- � � S. �r�d or.Pmperiy�uce. Borc��shall keep the impmvements noa e x L 4 t�ag or�e t eteco�d an the r � ;
<br /> �-`�`��:�,:`: p�ope�ty�ed against tosg by fire.hazazds�witbia the teim "e�ctende�oaverage"and at►Y othe,r�s, i�Ct�S ;
<br /> , .� y,�,�,;� tloo�s or IIaadng,fos whi�I.ender�I a s u i a nve.7�r i a insarance s L a ll be�ed ia the amouats xnd for the petiads ��r�:.
<br /> ;:: . that I eader mquires. 'f7ie ir�urance carner providing tLe ins�rance s6a1!6e c�osen by Borrower sa6ject w l�nde�'s approval ��
<br /> ::`'.� �::=,:. ,:. :s which shall aot be anreasanably withheld. If Boi�uwer tails w maintain cove�e descn'bed above. l�ader may.ai Letide�s. --
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<br /> 1 �' ., option,obWn covesage w protect Leader's rights i��PropeRy in acaordance with paregtap�l. � :
<br /> ; , p!1 iasurance palicies and reacwals sha11��ep table w I.eader and sl�a}3 include a standard mor�tgage cla�se.I�eadeir
<br /> ' '�` ` "�r shalt�aave the rlgM w hold the aud seuewa:s.�Lender reqoires,Hosoaer shall psnmpdY Sivc w Lender all tec�ipts ef -
<br /> ' _''��'�' , paid preti�ms and renewai not�the evau of toss,Bor,naRes shaU give prampt aotice Ea tha iasurmice careier aad Leadei. � . . �_ -_
<br /> T �. �;:.� Leaderm��ake Ptnaf of tass lf not made PmmptlY bY Borroaer. f
<br /> � ? �QA!�'a I.CIIder aild BOTtOweT o[hB1wISP.8$iCC i11 writ3ttg,i�sace pmcae�ds st�alt be applied to resta•raHon or re��af tt�e ��y .
<br /> :.. ._.. : _. _ _ ; propetey damaged��f the reatorat�on oi repair Is ecurtomitxllY feasibte sad I.endePs security is aot tesseaed.If the restoYadarn ar _;
<br /> � `: -':'� repair is not eronom�caUY fe�b2e or Lendet's security.alonld be 2esseRed,the insurance Pmceeds shalt qe app�ed to the su�as �r •;.
<br /> ....c:-;..:r. ,�;;::� se�ued by this Secvrlty Insanmea�t,wheWer or not then due,with as►y eucess paid to Botrower. IfBorrower abandons We � ` -_-_
<br /> � ,�.� ProPert�►•ar da�s not answer within 30 days a aot�ce fmm Lender that the insu�cce carrler t�s offemd to settte a claim,tdea
<br /> ' fi+ �' . Lender may eollect the inssuraitce yroceeds. Lender may use the prweed�to ar�,tot�a the Praperty or ta pay sums --
<br /> �; ;�;-',.:°,_,'� : � sc.cared t+Y this SemsIty L�nuneat,whether or uot then due.The 30-Gay period 11 begln when the imtfca�is gtvea -----
<br /> � �i- � 1lWess Ledder aad Bormwer othetar�se agrpe in arltfig, ar►Y SPP�cation of proceeds W prindpal, shaU nOt exteud or _
<br /> �` �r��r postpone the dae date of tlie mouthty pay�uents referred w in paragapl�s 1 and 2�r c�aa�o the amoumr�vf the paytn�ES.If
<br /> -':;�,. .:.,;':�' under p�b 21 tt�a Property is aeqolred by t,eader,Bo�mwer's rlght w arsy insazsaoe policies and ps�oecoda resalti�from __.
<br /> ,�=,.���:::�n;::`�_� : daatage m rhe Property pr�or w t6e acqotsltion sball pasv to I.ender to the excens of the sums secured by this Secarity In�cument .-
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<br /> �,.�,�:...:,:�:,;-�_:'�� � imtnediffidygjiortodteacguisitIoti. �
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<br /> .;�:;.,_� .. 6.�+orupaoasy.Preservation,Malnteaaao�and Pt+otedton oY tbe P�aperty;Horra�wea�s Loan ApgE�sation;I.ea�oTds. .
<br /> ``�;;� r: ��' Bormwer st�li o�py.e�blish,and nse�e Pcoperty es Boi'rower's pr�ncIyal r�idenee with��y d�Ys after the aiecutFon of .
<br /> �".` this gecurity�nsuunneru aad sl�aaU oontinae to occupy tbe Property as Bormwer's psincipal resIQeace for gt least one year after _-
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<br /> �.:,�:.�� ;•:' � the date af oocupan�y.unless Lender atheiarise agcees ln wrtting.which consent shali not be uareasunz�y witbheld:or unless --�-
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<br /> .�.,...�,. exGennating cireutnstances eaist arhtch are beyond Sorraarer's cantrol. Bomowes shall not destroy.damage or impair the �-
<br /> �::;..�:���.� ; � Braperty. altow tLe Ftoperty to detertarate,or cammit waste on tho Property.Bortower s�tall be in defaWt if any forPeiture �
<br /> ;;�` , `` actIon dr rore�d�n ,whether civil or crisNnal.3s begna that ia Le�sder's good fa�th judgment oontd resnit ia forfeitara of the
<br /> ,� . ��- .' °'� �F�7+opr other�visc tnaterialty impair the tien cr�ted by tNa Security instr�sent or I.ender's se�riry iutecest.$o:rower inay . " _-.
<br /> , . -.;:''l; care sacb a defanit and reinstate,as pmvIded in p�agray h 1 8.by c�u s i ng t h e a�c don or pro c e�d i n g t o b e d i s m i s s e d w l t h a r W i n g �-:�,�'�
<br /> ...• � � . .,;.:.... that. in I,.ender's good fa�th deterraination, prectades forfdture af the Borrower's intecest in the Property os.other mau�rlal E�;�-
<br /> "�. . impairaae�t of the�en created by t�cis Seauity /astra�ment or Lender's security interesi. Bormwer shall also 6e in default if __
<br /> ��`���`, BAmaaes,during the loan appticati�un process,gave matetiaUy false or inaoa�rate irmfo�an or statements to Lender(or faited r-,:.
<br /> -- ��:-::--. W provida Lender witb any material�information)ia conuection with the loan evldenaod by die Note.inclading.bnt rni¢tuntted �=__°-
<br /> to.represenmHony aoncesning goaower's oauya�ry of the Property as a princlpal residence.If t1�IIs 3erurity Iastnunent is on e
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<br /> ;.'.::::;.--,..... ..=j:°. leasehn2d. Sorrower shatl coteyty aith all the�Smvisions oY the leage. If Somawer acguires fee dtte to the Property, the ' ,'
<br /> : : � .:.��:::� • leasehoId aad tha fee dtle shall not a�e udess L�der a to the mcrger in writing. .._.•-.
<br /> .. .:".`,�;J;=°•:�;;,� 7.Protection o4Lendes's Ri�his in the Ympertg�. f Borrower fails to peefosm the oaveaants aadagreeraents c�ntained in ,�.�:�
<br /> "``:_,i:..:'..;;::.::•• s . tbia Secudty IasWment,or ticere is a tegal pmceeding that may signifr.�utly affect Lend�'sr�hts in the lroperty(such as s :1�`,.';��.'-'
<br /> _ ;.• �: :.: pcooeeding in baalwptcy.pmbate.for condemnattan arforfeitare or to eafaioe la�rs or n:gWat�ons).theoa.I.ettdCtt�do and �,��.:<
<br /> :' t° :�::: pay for whatever is nece.csa�+to tecl the vattte of tha Property and LRnder's rights in the Ptogetty. Leades's acttons may �, _ ;
<br /> ::.� � '�' inciudepaying aay suta9 s�by a lien wt�ch 1�as pstorlty over this Security 1nsw�nent� appeating in oourt. payln�
<br /> '.�.,,. - teas+onabte attomeys'fees and entering on the Property to make repalrs. Atthough Lender may takc aaron under this Oatag�aph
<br /> •`.'+,.:i�,:';:;i'�•..;� � 7.Lenderdoesnathavetodoso.
<br /> My amaunta disbursed by l.endcr uader thla paragraph 7 shall become adNtional debt of Boxrower s�vred tsy this '�`
<br /> .;;?,-.'..:«,-:`-`-;�: Secudty'tnswment. Untess Bormwer and Lendes ag�to other tertns of payment,t6ese amao�us si�eit 6ear imerest fram the .:�.:�,`
<br /> date of disbursement at the Note rate and shall 6e payable, with iaterest. upon nohce fnem l�ender to Bomowtr requestinS '
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<br /> - , •�S� .,.�. �8 Mart�age InswaDce.If 1 ender tequired mortgage lnsurance as a wndit�on of making the laan secured by this Seivrity , :
<br /> . � instmmeat, Borrowet shall pay the preminm9 required to maintaln�he mortgage insurence in effect. if,fos any mason.the � _•
<br /> , .�.,''.:� mortgage incarance coverege required by Lend�r lapses or ceases to be in effecl. Bomower shalt pay thx premiums required to
<br /> .., . o b t a l n c a v e r a g e s u b s t a n t i a l l y e q u l v a t e n t t a t h e m o rt g ag e l n s u r a n c e p r e�+i u u s l y i n eff e c t.at a oost snbstandall yeq�ivalent�to the
<br /> - ,;' cost to Sort+awer o!'the mongage insaranoe previoasiy in effed. fconi au�ftera$tz�rtortgage i�u:e�a�sv c d hy I�dcr. i€ `
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