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'Thc insu�•ancc ca►�rir�pnrviding thc insurancc hhuil hc ch��sen hy t���cru�vrr tiuhlcr� ta Ixndr���N�����„���i <br /> ��hiefl shall nat hc unrca�unubly �vtthticld. ti flurn►�vrr fi�ily tu mainthin c�►veru�e desrrihed nh��ve, I.rnder �nny, nt t.endee'y <br /> uptiuia,ubtc►in�v►vcrugc to pr��t�ct l.cndcr'r NgMs In thc P���perly in acrordnncc�vith p:�ra��iiph 7. <br /> All insumn4�c �alicic�; nnd mnc�vi►ls shnll be iarcptatl�lc t�� I.cndc�an�! khult inrludc u sti►u�urJ wuii�ug�rl�►u,c. I.�ndrr <br /> nhull huvc tl►e r�gl►t to huld tho{x�Urics und rencw��ts, tF t,�n�icr rcquit+e�.�arrawer ahafl pmmptty b�i��tu Lend�r�It rec�clpi.r��f <br /> pldd prcmiums und renu�vnl n�►ticcy. In thc ovem uf lass.BO�fO\YCC HIIiII)j;lV4��IU1t1Nl 11ullc�iu(rw {utiUlun�C Ciu�I�1 �utJ I.�I1�I�i'. <br /> [.cactcr mtry mukc prnnf af tax�:if nut mudu pn►t,ipiiy hy Ba►iott�er. <br /> Unlcsy Lender and Borrawer uthenvi,c u�;reo in writing, insurimcc prucecdx shnll he upplicd ta retita�atian a�repair��i the <br /> Property�dnmaBcd,if tho restc►rminn nr rcpair is cronomir.dty fc��rihle und I.ender'y s��urity is nnt lessencd. IY tho restnrctlion a� <br /> repidr iA�znt ecimamicully fcasible��r I.en�icr'ti sccurity w�►uld bc lcsscnai, thr iusuruncc pnuecds shall bc opplied t��thc sums <br /> sccurcd by thiA Sccurity tnstni�ncnt, �vhpthcr oe nut thcn duc, with tmy ex�v.r.r puld tu tiu►iuwc�. 1t' ik�rru�r�r aban3nn:;tha <br /> Pruperty. ur dacy nrn imawcr withi�30�iuyx u nnHco fn�m I.cndcr thnt the insufunca curricr hus uffcred to scutc u cluim�thcn <br /> l.ender may c��ltect the in.r•uamcu prure��iy. l.ende� may uso tho proceMls tu repidr ar restorc the Properly c�r w pay sums <br /> secured by thia Security Instretment.whether ar nut then due.The:�0•dz�y perlad�viN begin wheo the notice i9 given. <br /> Unlcss I.ender und Borro�ver athenvisv a�ree in writin�, any appNcntion af psoceedy t�� principal ahAll n�t cxtend ar <br />- pustpu�o the duc daw uf tl�u �uu�ni�ly pAynxnts rrferrcd to in pna�grapha 1 und : or change the umnunt �+f tlie pnymentv. if <br />' undee p�msei�ph 21 tho Praperty is urquircd hy I.cndcr, Bunowcr's rlght to any insurnnco poUcica und pnxccd�rcsulting from <br />, damage ta tho Aropeny prior t�tho acquisitian shall puss ta Lender ta the txtent��f tho sum9 secu�ed by this Security Instrument <br /> immedintely prior tn tho ucquisition. <br /> 6.t)ccu{wncy. Preservution.Maintennnce ond Prolectlon of the PropeMy;Hurrower•v I.onn Appltcutioni I.euschalds. <br /> Bormwer shull occupy,estabUsh.und use the P�operty av Barr�wor's principul residenru within sixty duys after tho exccutian of <br /> this Secudty Instmmcnt and shall cantinuo tu orcupy thc Praperty av Barro��er's principal residenco fi�r at Icu.vt ono ycar after <br /> tho dute of accupnncx,vnitss Lender atherwise y,uncs in writing, which c�rnsrnt ahall not be un�cus�mabfy withhcld,or unless <br /> extenui�t4:Zc cinumstanre.9 exist �vhlch a�c �oyond Harrawcr's control. Borrawer sh�ll not destroy, dnmage ar impair the <br /> Pcopc�ay. millow the Prvperty to deteri��vtd, ar cammit wm5te �m tho Property. Borrawor shnll be in defuult lF any k'nxQ'elture <br /> action or Q��nceociing. whethcr civil ur crinilnnl, i9 begun that in Lendar's gooci fuith}udgmcm cauld result in forf�itum of the <br /> Property or atherwisa materiully impair the lien crcatod by this Security lnstrument ar I.ender's securlty intcrest.Bor�+c�a•ar may <br /> cure such a dcfuuit und reinstate.us providcd in p,�ruFmph I8, by cnusing the nctian ar praceeding ta be dismissal with a rulin� <br />. thut, in la.nder's gcwJ Pufth dctermins►tian. precludes forfeiture of the sc+rrower's interest in the Properiy ar athcr mttteriul <br /> impuimt�,�t af the lien crcated by t�is Securfty Instrument or ,.endcr's sccurity intcrcst. �arrower shafl also bo ln defuult if <br /> Horro�rer,during the laan Applicudon praccss,gavo matedtdly fAlFO ar inuccumte information ar stutemrnts ta l,c�tder(or fuiled <br /> ta provide i..cnder with uny nwtoriul infaemation)in rnnnc:tian with thc toan eti�idcnca!hy the Nate, inrfucli�,but nat timited <br /> ta, representations canceming�ntrower'R accupnncy of tirc Property us u prim�pni i�;icfcm�. 1€ihk��ci�t}�In.�t�t is cm a <br /> leasehold. 8orrower ahall eomply wlth uli tho proviaians af tha leaso. IP Borcawcr acquirev feo titlo to tl�e Propeny. tho <br /> Icusehald und the fee title sh�ll nnt merge unlc�s Lender ngrecs to the merg�r in writing. <br /> i."'rivi i�'v�'��a�i�a'cP�a n���'"io f.'i i�i'v°i�3.If�lT1s:."�S f:.�49 itt�tf�t!!!��up�a w�l�or�n}�t��n}stai�i� <br /> . this Se�vr�ry lnstcument,ur there is a le�ul procer.�ling thut mny slgnlfieuntty nffect Lender'e dghts in the Praperty(suci��u <br /> procceding in bnnk�vptcy. pmbate, far cmidemnntian ar farfelturc ar ta enforce luws ar rcgulntions), thcn l.cndar mny do and <br /> pay far whatever is nec�sary ta pmtect tlie vutue of tho Property nnd I.ender'� dghts in the Prrperty. l..ender's uctions mAy <br /> includd paying any sum9 sccurcd by i► Ucn which ha.c prlorlty ovcr this Scturity Instrument. uppcarinII in Murt. pnying <br /> reaso�ablo attorneys'feeo nnd cntcring on tho Propeny to make rcpairs. Althuugh I.cnder mAy takc acticu�undar thia parngraph <br /> 7.l.c�xicr dacs not hava ro do Fa. <br /> • Any umounts disbursai by I.ende� undcr thiK paragruph 7 shnll becomc additionui debt af E�ar�o�eer secured by this <br /> Sacudty Instrument. Unletis Barnawcr and Lcndor ugree to other term9 of puyment, these umaunu shall bcnr lntcrest from thc <br /> dato of disburscment nt tho Noto mtc and shull be payublc, with interest. upan notico from Lcnder tu Barrower reque5ting <br /> payme.nt. <br /> 8.Mortga�e In�urancc. Ii l.cncfer requiral mortgugc insurancc as u canditian af muking tho.lo�ln�;cxunYl by thi�Sccu�ity <br /> Instnim�ent. Borrower shall pay the pn�miums required to maintain the mortguge insurance in cffeci. If. far any re�son, tbo <br /> martgs�e insurnncc cuverugc�re.qvired by l,ender tapses or ocases to bo in cffi:ct. Dn�rwver t+hull pny tho pr�miums rcqalrcd to <br /> obtain oavcrngc tiubstantially equivvlent t�the martgags Insurance prcviously in cffect.at n cast suhstumially ec{uivntent ta tha <br /> cost ta Barrawe�of tho morigugo insurunce previously in effect, f'rom nn altenk�te mortgago insurer approved by Lcneter. aP <br /> substuatlally ecJuivulent mortgago i�suranc.�coverc�e is not available. Banawer shull puy ta l.encler each month n sum cquul to <br /> ane•twclfth of the ye.�iy martsuIIe insurcutcc pmmium being paid by Barrawer whcn thv Insurunce covcmgo Iapsed ar ceased tu <br /> bo in effect. Lender will acoept,uso und rctain thesfl paymenw�.s n toss reservo in licu of mort�ago insurnnco. 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