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<br /> A� fl��cnrd or Pruperly last�r��crc. Nurri��ver Ht�ull kac�► tho Impn�vcmcnts �ww exlrtina ��n c�rcaQcr c��.�:ted �in thc
<br /> 1'e���+etty inyarc+l�+���dnst i�ixo hy �re, Nuruniv lucluded wUhin tho ter�n "exteuded cuvrrn};e" im�l any ath4r h�znrds, tndudinp
<br /> flau�s or Qu�ntin�. firr whlch l.�it�cr reNu�res ins►unnce. ThiN insunm�r 9hn11 iw mnlnt�inal lu tl►c umuunis i��ed tiir Iho periods
<br /> tltat I�et�c�reyulrc.s.The Invurna►w ccrcrier prnvidin���he insurunre hhutl 1►c ch��sen hy Hnrn+�ver suhiec�<<�I.ciNfr.e'+;��ppravnl _
<br /> whi�h�hall nnt hh: unrcasu�sabl� +bfthha�I(�. Tf KqfMWCi fpII9 h!iiVt�ill�9ffl 6WY£ii1�,'4`llt:til'flllCil i1�(1Y4. l.ender mny. ut l.�r�►c�ee's
<br /> apti�m,uMidi�coveriige a►�r«trct l.rndcr'N rights in the Pmper�y in a«�rdanr�with paragssph 7. —
<br /> All in.r•uru�nc �x�ii�ics aacl �crtc�vuts.iiutl i�ur:e�t�t�lc. tr► I.x�s�ler nnt! shn!! lnrl�!!1� +� ��►rd nwrtgage clausc, l,�:ndcr =
<br /> tihnll have thc rlght to hcdd thc puliricw�md ranewnly. It'l.ender reyuires.B��rnnvcr shull pr��mptly�Ivr tu l.c�idcr ull rccciptr of _
<br /> pa{d premlumv and renc�vid itati�r,. In thc cvcnt�if I�nv.8arruwcr t+hull give prompt nuti�ti w Iitu in�uranco rarrler nnd l.entler.
<br /> l.endcr►nay mukc pru�►f af lo�v if n���roicdc pruniptly by Borro�vcr.
<br /> Unlcss Lendcr nnd B��rn��vcr nthcnvi�c ugrcc in wriNng, insurunco pr�kccdw shull bc uppHcd tu resturudun ar rcpuir af tho
<br /> Praperty dnma�cd.if thc rcrt�mUrni��r rcpnir iy cr�mamically feasiblc nnd l.cnde�'9 fic�:urity ix not Icssene�f. iF the restoratlon or
<br /> repuir is ant er�mamlcully feaxible or L.ender's aecnrity w��uld bo Iessened.tho insurnnee proceeds shaU be appliecl to thc sums
<br /> sccureci hy thiw Sccurity Instn�ment, whether ur nat thcn due. wid� any cxcess paid ta Barro�vPr. If Rnrmwer abandonti the
<br /> P�operty.ar daes nat imswcr within 30 dayN u naU��e fmm l.cnder thnt the insurcmca cAnicr hn9��I'fered ta scttle n cictim. th�n
<br /> l.ender ntuy cnileci the Insumnce proceeds. I..ender may u�o the pmcectla to repnir ar rcstore the Pmpe�iy or ta puy suma
<br /> securcd by this Sccurity Instnuncnt.whethcr or nat then duo.Ti�c 3U-dny Rcri�d will begin�vhen thc�oticc is�iven.
<br /> Unlcss l.ender and �anawcr nthe�vine ugrec in w�lting. any applici�tian of pmcrcd�; ta principul hhidl aat extern! �r
<br /> postpanc tho due dAto uf'the munYhly payment� rcfcRed ta in pamgruphs 1 nad 2 ar chunge 1hc nmount �f thc p:rynzcnts. 1f
<br /> undcr paragruph 21 thc ?rupcny is acquircd by I..ender, Borrowcr'a rlght to uny insur.�nce�licies und pracccds resultin� from
<br /> dmn�ge t�the Praperty prior to tho ucyuisitian shull pa.+s to l.cndcr w tho extc�t af thc�sumy sccured by this Sccurlty Instrununt
<br /> immcdiutely priar to thc ncquisitian.
<br /> 6.Occupancy�Preservatlan,Mointenunw aad Protecilon of tde Propertyt Borrow�er's 1.onn APP11cul��pn;I.eusehaldy.
<br /> Barmwer ehnll occupy.establish,und use thc Praperty av Borro�vcr'c principal residencc within Fixty duyH aftcr tho exccutian af
<br /> this Securlty lnst�vment nnd ahull cantinu�ta occupy the Property us 8orwwer'S prirtcipal residenee fnr ut leust one year after
<br /> the date af'orcupaacy. uNcss Ixnder uthenvise agracy in�vrhing. �vhich consent shnll not b�unrcasonably wlthheld. or unless
<br /> oxtenua�ing circumstnnces exist which ure t�eyand Borrower's contml. 8arrawer shat! nat destray. dmm�ge or impnir tho
<br /> Aropeny. altaw tho P«perty ta dctedornte, or commit wu.gte on the Pmperty. Borrawcr shall be in defuult if uny forfeiture
<br /> uctian ar praoeedin�, whether civil ar c�fminal. is bc�un that in icnder's gaacf inith judgment could cesult in farfeitue�uf tho
<br /> f�'mperiy ar otherwisc mutcflplly impair the Iien crcuted by this Security instrumcnt or[.ender'y se.curity interest. Bormwcr nu�y
<br /> cure such a default und rcin.vtute.ns pravidcd in pumgrnph 18�by cuueing the actiau ar procee�fing to be dismisscd with u ndiag
<br /> thut. in Lender's 6ao� fnith deterniimuian, prectudcs forfeiture of the 6onv�ver's ioterest in the Property or other mAtcri�l
<br /> impainnent of thfl lien create�! by tfii� Secarity inittumc,t�or t�tk`j''s s.`"'��s's�3° ��' ���� $�-s°��d�f°ul� if
<br /> Bormwer,dudng thc loan upplicntian praccss.gAVe materluUy fulse or inACwrato infomu►tiun or statemenis ta Lender(ar fiiiled
<br /> tu provldo Lcndcr with any muterial Iniormatianl in c<mnoctian wlth tho loan eviden��cd by the Nate.including.but nat limited
<br /> ��� �p�s�[ions w�rmns ov�n�y.��i'o r,�u{s�s�i�f�p�;au n�+ri�ncipal resldence. lf this Secu�it�►instn�mcnl is an o
<br /> Icaschald, Borrc�wer shull camply with nll the proviaians af tho tcA.w• �P B[)fiit1W�P BCi�tiITCS fE� I�I�S �p l�t� pr�Pefi+• �h�'
<br /> lcaschoid und the fee titlo ahuti not mcrgo unles.a[.ender ugrces t�the mer6cr in wrUing.
<br /> 7.Prc►toctton ot Lcnder'n RlRhtr+lu the Pruperly 1f Bc►rrower fuils ta perfarm tho covenan�g und u�rcementA contninecl i�
<br /> this Sccudry Ins4rument, ar thcra is n Icgul proceeding thut may si�niflcAntly nffect l.cnder's rlghts in thc Propc�ty (tiuch us u
<br /> proce�dit�in bunkn►ptcy.prob�te. far candemnation ar farfeiture or ta enforca laws or regulations).then Lendee moy da and
<br /> pay fnr whotcver la ncecssnry to protect �hc vuluc of the Praperty nnd Lcndcr's rights in tho Property. l.�ender'A ustians raay
<br /> Include pAying uny sums aecured by u licn �vhich hns priority aver t��us Secu�ity Instn►ment. nppeuring in court. payin8
<br /> rr�onnble attarncys' fces nnd entcdng an ths Properry ta m:�.kE regni�• A��hough l.cndcr mwy tukc actia�under this parngrnph
<br /> 7.ix�tl�r does nat hava to do so.
<br /> Any amounis�lybursed by l.cnder undcr this parugrap� 7 shull beeamc additionad debt af Borrower securod by this
<br /> Security Instn�mcnt. Unless Borrawcr nnd l.ender ugi+ee to�sher tenns af puymcnt, thcse amouatv nh�ll bu►r intercst fmm tho
<br /> dnte mf disbursement at tho Notc mto �►nd shall bo paynble, wlth intcrest. upun notice trom Lender to Borrower reyaesting
<br /> payen�nl.
<br /> �.Mortgage insurance.If Lender required martgugv in�uranca ci.q u conditian of na�.9ci�g thc luno secured by thia Security
<br /> Instmmcnt. Barrower shall puy tho prcmiums required to maintuin thv mangugo insuranco in effect. If. for uny rcason, tho
<br /> mongugo i�suranoe�cnvernge rcqulred by l.ender lupses or ccases ta bo in cffect,Bottower shall pay thc premiums nquire�to
<br /> obtain caverngo substantlally equivalent to the mart�nge insuranee previausly in effect,at u cost�ubstnntially equivulent to�ctto
<br /> ca�t tcD Horrower af the mortgngo insumnce prevlausly in cEfcct, fram un ultcmAte mo.t�ago insurcr nppraved by l.ender. if
<br /> subst�ntinily cquivnient mortgugo insumnco cavcrage is not n.-�ilablo. Borrciwer shall pa}��a l..cnder cach nxanth a sum equul to
<br /> ane-twelflh af the yearly mort�agc insurance premium beina paid by Rarrowcr when thc insurunco wverngc lapscd or ceaced to
<br /> be in effect. l.ender wlll uccept.usfl und retain thesa puyments as a lass reservo in lieu of mort��e insuranco. lass rGSCrvo
<br /> Fo�m 30Z8 9/80
<br /> Pcpe 3 of 6
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