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<br /> 1'�i31;THHR R'ITH uU tha Impmvcinents nmv or heceafter crcrtcd u��Iho prn�xriy� w�d oll r.uen�ie�ris.G���n��auci`y�nnd
<br /> fiatures n�,�v i�n c�reaRcr n pah ��i tho pr��perty. All rcplm�:mcnta nnd ctddidony ,r-hall alsn he «wtecd Iry thiy Security
<br /> lusteim►cnt. Aq��f tho foecBoi�p i5 referrrd tu In this 1�curi�y Intitniutent av�ho"Pa�perty."
<br /> Rt1RR(1WHR�'qV KNAN7'S ttwt 13orro+vcr is lawlully sciscJ ui'Oic cstutc hercby cunvcyc�nnd hno thc rlght to arnnt nnd
<br /> cunvcy thc ���Srtty und that the P+tti�rty Is unrnc��m6ered, exccpt !'ar rncwnbu►tn��+ t�f re�v�rd. W►�nn��e� wurmnty wtd �vill
<br /> clr2cs�Q gencrally the dQe to�he Pm�ny u��,i���t u11�i�{ni-and dcmands,��bf cwt tu uny enruo�hr�mrcw af rii�ir�i.
<br /> TNIS S��IIRI�'Y INSTRUMBN'!c��mbines unifnnn r�wennnts far nntintud usc imd n+►n-unifann n�venantH with limUul
<br /> variutiuus E+y Jurisdictlnn to comtitutc u unifi�m�c+crurily io�lrumcnt cuvcring reu)�t'aperty.
<br /> UNlF�nRM CY?VGiVANTS.W�rrowcr u�ul[.endcr cuvcnunt iind�rcc av f�lluwx:
<br /> 1. I'uymcnt of Princlpnl und Intcrest� Prepnymcnt and I.nte 4hne�cw. H�►rra�ver shull pmmptly pi�y when duc tho
<br /> prirtcipnl cif an�l interest an the dcht evWcnccd by the Note und any prcpayment and Inta rhn��cy due undcr thc Natc.
<br /> a. I�'undq tor Taxca urtd Insurance. 5ubjcct ta uppNcnblc li�w���ta u wrlucn wuivcr by I.endcr. Burcu�vcr nhtdl pay t��
<br /> l.cndcr on ihc duy munthly paymcnt�arc duc undcr tho Natc,untii�hc N�tc la pald in full,u sum("Fundr")fi�r:(nl ycnrly tnxes
<br /> ond a�.�e.�.vmenu;�vhlch mny uttnin prinrity��vc�this 5ecurity instnimcm ati i�licn on thc I'n�pcny:lb)ycurly IcuschaW paymcnts
<br /> ar graund rents an tho Pmperty,if any; (cj ycarly huzunl or pmperty insumnce preeniun�.y;(d)yenrly fl�xxt insuma�co premiums.
<br /> if nny;(el ycn�ly m�ngaFc insuruncc premiums. if uny; und(�uny niaris puynblc by Sarc���vcr to I.ertdcr, in ucr��rt�un��o with
<br /> Ihe provisions af parngraph 8. in licu of thc paymont of mongago insurance pmmiums. These Itcros arc callal'Escmw ltemr."
<br /> l.ender muy, at nny Ume. cullect and hald Fu�ds in nn amnunt nat ta exccai the muximum nmaunt a Icndcr for u fcdcrnlly
<br /> reluted murtgagc laun may rcqutre far Burrawcr's cscro�v account under the fcdcral ttcal Estate Sctticment Pmccduns Act ot'
<br /> 1974 av t►mended fnim timc to timc, 12 U.S.C. Section 2b01 et seq. ("RHSPA"). unles�annthe�luw thai ngplies t��thc humis
<br /> sets a lesser am�unt. If sa� I.ender muy, ut uny time, capect und hnld Fundy in an nmount nat ta exeecd tho legser nmount.
<br /> l.endcr may cstimuto the amaunt af Funds duc an thc basis af curcent dnta nnd reasanable r.+tiamtes af oxpenditurcw of fLture
<br /> F?scmw Itcros nr athcnviso in accardance with upplicablo law.
<br /> Tho Fund.q ahai� be held in �m institutlan whoso deposits :uo insured by a federnl agency, instnimentality. ar entity
<br /> (includin,�,Lender,if I.ender is sur.h nn institutionl�r in uny Fcdeml Hortte Loun Bnnk. Lendet shaQ apply thc Fundw ta pay the
<br /> 8ticrow Items. I..endcr muy nat chargo Barrower far hotding and upplying the Fundy.annuuily analyxing Ihc escraw accaunt�or
<br /> verif�+ing tho�.acrow Items,unless L.cndcr paya Borrower interest an tho Funds und upplicable luw permit�x.ender to mukc such
<br /> a chargo. However. l,ender may reyui�o Borrawer ta pny u une-tima chivgo for un indepcndent rcnl cstnte tax reporting service
<br /> usal by t crtdcr in wnncetion �vith thi9 loan. unlcsa AppUcnblo Inw pravides otherwlse. Unlcss un �treement is mndc or
<br /> upplicuble lnw reyuire� interest to ba paid, i.cnder shall not ba requirod ta pay 8ormwer uny i�terest or eamings on tho Funds.
<br /> Barra�ver und Lender may a�roo in writin�.hawever.that interest shall be paid on the Funds. Lcnder Fh�ll give to Botrawcr.
<br /> without chnrge. nn annuul accounting of tho Funds. sha�ving cmdita nnd debita to the Fu�ds nn�thv purpase for wMch w�cta
<br /> debit to the Funds wag mudv.Tho Funds nr�pledIIed c�s edditianul tecurlty far all sums e;ecurral hy t3�is Security Instrum2nt.
<br /> If the Funds held by l.ender excead tho urreaunts permitted to be hcld by uppricable taw.t.ender�finii acwtmt ta 8anz�wcr
<br /> far the excess Funds in accordunce with the scquiremonts af upplicuble IAw. if the umc�unt�f the Funds held by l.ender at any
<br /> time is nat�ufficiont to puy tho Escrow ltems when duo, l.endcr n�ay so notify Earro��+er in wdting,nnd.in such case�rmwer
<br /> ahall�y M 4�r►d€r the amaunt neo�sary to m�ce up fie�efrciency. &am�v.R�.wii �i�a ��ti�,�-t..�,-;s,.-�;i��ss sr.�s�tls�
<br /> twelve m�nthly puyments,nt l.cndcr's sole dissretion.
<br /> Upan payment In full of ull sums secured by this Security Insttument. Lender shull promptly rofund to Barrower any
<br /> Fundr..htld by Lcnder. If,urtdcr pamsrnph 21,l.cnder sl�all acquire or scll the Property.I.cndcr.priar to the ucquisition or sato
<br /> af tho Pnaperty.shnll apply any Funds held by 1.ender at the timv ai'ucqvieition ur sate�.s a crcdit nguinst Iho sums secural by
<br /> this Sccurity Inctrument. '
<br /> 3.App�lc�tfon o!Paymente.Unl�ss npplic.lblo la�v providcs athervviso.all paymonta rcwi��od Dy[.cndcr uudcr parag�z�phs
<br /> t and 2 shaU t►e apptied:first.to uny prepayment churges duc undcr the Nata: second.to wnaun�9 paynble under parngcaph 2;
<br /> thi,�i,to interest due;fou�th.ta principai dua;and Inst,to a�ny tato charges dua undcr tihe Nato.
<br /> Q.Chargea�Wens.Borrowcr shull pay all tuxes,ta.ssessmentF.charges. flnes N.a�impc�sitions attributAblc ta the Pmperty
<br /> which may atavn pdority avcr this Security lnsuumcnt. and leusehold�ayments or�mund rents, if ony. Banow�r sh�li pay
<br /> thcse abliguti�n,o in the munncr pravidecf in puragrnph 2.ar if not paid in thut manner,Haaower shall puy them an timo directly
<br /> to thc person uwad pnyment. Barro�vcr shnll promptlX fumish tu l.ender all natiaw af amounts ta be paid undcr this par.►grnph.
<br /> lf Borruwer make9lhesc paymenks directly.Narmwer sh:ill prampdy furnish to l..ender recoipta evidencinF tho payments.
<br /> Barrawer r,huli promptly disch�rgo any lien which hos pdarity avcr this Secu�ity lnstrumcnt unlcsw Barrower:(A)ugrces in
<br /> writing to the payment of tho obli�ntian secured by tho licn in u munncr aooeptable to l.ender;(b)oontesta in gaxl f�ith tho livn
<br /> by. ar dafends Agninst cnforccment c�f'thr lien in. legal pracecdings which In thc Lender's c,+inian aperuta to prevcnt the
<br /> enforccment af tho licn;or(c)secures frorn thc holdcr of thc lien u�agreement sudafactory to tir:ider subordinatii�the lien to
<br /> this Security Instrumont. IP l.ender detecmines that any pnn of thA Propeny is subjeci ta a lien which ma►y ctttuin priority aver
<br /> thig Socurity Instrument,l.ender may gfvc Honowcr a rtaticc identifying thc licn. Borr�wcr shA11 satisfy tho lien ar U►ke c�ne ar
<br /> niora uf the actions sct forth sbove within 10 dnya af thc givins of natioc.
<br /> Form 9028 9J90
<br /> Papo Z o10
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