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<br /> payments may no longer be requIred,at the opdon of Lender,if mortgaga insurnnce wverage(in the amount a��d �'or tha pedod
<br /> thut Lender requires)provlded by an insurer nppmeed by Lender a�uin bcxames Avnitnble und is obtuined. Borrowcr shall pay
<br /> the premlums required to m�inuun mortgege insurnnce{n effect.ar ta provide u losg reserve,until the requirement far mortgage
<br /> insumnce ends in accardance with uny wcitten agreement betwePn Eormwer und Lender or applicable luw.
<br /> 9. Iaspection. Lender nr it�ngen[may make reasonubie entr�es upon and inspectians of thc Praperty. L.endcr shnll give
<br /> Borrower notice ut the time of or prior to nn jnspectlon specifying reasonable cuur,e for the inspectiun.
<br /> 10. Condemnutton. 11ie proceccis af uny award or cluim Y�r dumages. direct ar canscquentiul, in ronnection with uny
<br /> condemnution or other tukinB of uny pan af the Propeny. ar for conveyunce in lieu of condemnution, ure hcrehy assigncd and
<br /> shntl be pniJ w l.ender. '
<br /> In the event af u total taking of thc Propeny.the pr�xrec�s shnit be appiicd to the�umw securcd dy thta accunty ing�mment.
<br /> whether or not then due. �vith uny cxcess puid ta Barrowcr. In the evcnt of a partiul taking �if thc Pn+perty in whirh th�:fuir
<br /> murket vnlue of thc Pmperty immcdiutcly befarc thc taking iR equol to ar greutcr than the umaunt n!thc nums 4ccured by thic+
<br /> Security Instrument immcdlntcly beforc the tuking.unlcss BarmN�cr ond l..ender atiienvisc+�gree in writin�.the xuma�ecurcd by
<br /> thih Securlty Instrument shall be roduced by the umount of the proceeds multiplied by tho following frnction: (n) the towl
<br /> umaunt ot'thu hums necured i�ume�liutely bc;fure tl►c takin�,dlvided by (b)the fujr nwrket vnlue u�tite Property immadtately
<br /> beforc the taking. Any bulance ehall be pa�d w Borro�ver. In the event of a pn�tial tnkfng af the Property in which the falr
<br /> market vnlue af the Propedy immediutely betbre the taking is less than the amaunt of the sums secured immediutely before the
<br /> taking.unless Borrower und Lender othenvise ugreE �n writing or unless applicable law otherwfse provides.the proeeeds shall
<br /> be Applie�l to the sums secured by this Security Instniment whether or not the swas are then due.
<br /> If the Property is nbandoaed by Borrower.or if. after nottce by I.ender to Borrower that the condemnor offera to matce an
<br /> award or ssttle a clalm for damages. Borrawer fails to respond to Lender w[thin 30 days after the date tho notice ia�iven.
<br /> I.ender is authorized to collect and apply the proceeds.at jta option.either to restoration or repair of the Property or ro tha suais �
<br /> secured by this Secwity Insuument.whether or not then due.
<br /> Unless Lender and Borrower othenvlse agree �n writIng, any applicatIon �f proceeds to principal shall not extend or
<br /> postpone the due date of the monthly payments referred to in paragruphs 1 and 2 or change the amount of such payanents.
<br /> 11.Bormwer Not Rdeased;Forbearence By Le�tder Not a Wa[ver.Extension of the time for payrt►ent or modificaaon
<br /> of amortizat�on of the sums secured by this Security Insuument granted by Lender to any suocessor in interest of Borrowar shaU
<br /> noi operate to release the lfabiliry of the original Borruwer or Borrawer's successors in interest. Lender shall not be reyuired to
<br /> oommence proceedings against any successor in Interest or refuse to extend dme for payment or otherwise modify amoelzat3on
<br /> of the sums secured by this Security Insmiment by reason of any demand made by the original Borrawer or Borroaer's
<br /> successors in interest. Any forbearance by I.endar in eaercfsing eny right or remedy shaii not be a walver of or p�eclud�We
<br /> exercise of any r�ght or remady.
<br /> 12. Suoce�sors and Assigns Bound; Jotnt and Several Liubil[ty; Co-signera. The covenants and agreements of this �
<br /> Security Inst�ument sball bind and benefit the suocessors end asst�ns of Lender and Borrower, subjett to the pmvisiong of
<br /> pazagraph 17. Borrower's covenants aad agreEments shall be joint and several. My Borrower who co-slgns Wis Security
<br /> Insuument but does not execute the Note:(a)is casigaing this Security Instniment only to mortgage,grant and convey that
<br /> Borrower's anterest in the Property under the terms of this SecurIry Instrucneat;(b)is noi personally obligated to pay ihe sums
<br /> secured by this Secur3ty In�ument;end(c)agre�s that Lender and any other Horrower may agree to eztend,modify,forbear or
<br /> malce any aocomrnodations with regard W the terms of this Sacuriry Iashument or the Note without that Borrower's wnsent.
<br /> 13.I�oan Chatges. If the loan secured by this Security Insmiment is subject to a law which sets maximum laan charges.
<br /> and that law is flnally interpreted so that the incerest or other loan charges�llected or to be coll� in oonnection with the
<br /> loan excee�the penmittsd lim�ts,then: (a)any such laan charge shall be reduced by the amount aecessary to roduce the charge
<br /> to the pesmitted l�mit;and @) any sums a(ready collected from Borrower whjeh exc�eded�ermitted limits will be refuaded to
<br /> Rorrower. Lender may choosa to meke this refund by reducing the principa!owed under the Note or by making a direct
<br /> payment to Borrower. If a refurtd reduces principal, the reduction wlll be treated as a partial p�payment without any
<br /> prepayment charge under the Note.
<br /> 14.Notlse.s.Any nodce tn Borruwer provided for in this Serur�ty Instn►ment shall be given by delivering it or by mailIng
<br /> it by first class mail unless applicabla Iaw requires use of another methnd.The notice shall be directed to the Praperty Address
<br /> or any other address Borrawer designates�Sy norice to I.ender. Any notice to Lender shall be givEn by first class mail to
<br /> Lender's address stated herein or any other address L.eader des�gnates by norioe to Borrower. Any noitce provided for tn this
<br /> Security Insuument shall be deemed to have been given to Bomawer or Lender when g[ven as pmvided in this parcigraph.
<br /> 15.Goventing Law;Severa6lllty. This Securiry Insuument shall be govemed by federul law and the law of the
<br /> jmrisdiction in which the Property is lornted. In the event that any provision or clause of this Securlty Instnunent or tliee Note
<br /> conflicts with applicable law,such contlict shalt not affect other provlsions of this Seca�rity Instn�ment or the Noie which can be
<br /> given effect without the conflicdng prov�sior�.To this end the provisions of this Security Insttument and the Note ace decla�+ed
<br /> to be sevemble.
<br /> 16.Bor�+ower's Copy.Sorrower shall be given one conformed copy of the Note and of thts Securiry Insavment.
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