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<br /> candcmnnUon or eather tnkinII csf any part�t�he Pra�eny.ar far canveynnce in licu af cnndcmnntf�n,orc hercby usalgned and
<br />'�'��y* shnll iw puid to Lendcr.
<br />-;��'� in thc cvcnt of a tc�tnt ti�king af thc Pmperty,Iho prcuccdw ehail lso applicd to thc sumy �;ccured by this�ccurity
<br /> Instrument.whethcr ur not thcn duc,with nny c�ces+paid to Huermvcr. In thc cvcnt of n partiul tnking i►f thc Aroperty in
<br />''���,� which the fair mnrkct vnlue af the Praptrty immedjatcly before tho tcdcing iK cqual ta or grcuter ihan ihc amuunt uf thc guma
<br /> c°r-;r' sccured by thie Sewrlty Instrumcnt immcdintely beforc tho tuking.unless 8arrower and I.ender athcnvise n�rcc in wr(tlnl,.
<br /> ____ _ _ th�buni»xe�:ured by thia Sea:urity i��suun�ent �hall be reduced by �1►e umuuut uP tha pra�e�dy uiultiplieJ Gy dtr fullU�rlub
<br /> _���; fmction: (a)the tatal umount of the suma saueed immediately before tho taking.divided by(b)tAe fuir market vaiae af che
<br /> --=� Property immediutely beforc the taking. Any bals�nx shnll be puid to 8orrower. !n the event of n purtini wlcing af the
<br /> °��,;' Property in whkh the fu�r murket vnlue of ihe Property immediutely before the wlcing Ia Icss than the umount of thc sums
<br /> �;� secumd immedintely before the tnking,unless Borrower wsd Lender otherwfse ugree ln wdttn�or unless npplicable luw
<br /> otherw(se pmvides,the proceeds shull be applted to tha sums secured by this Secudty Instrumeat whether or rtat the sums are
<br />'":�� .:= then due.
<br />_= - If the Pmperty is abandorted by Borrower.or if,after nodce by Lender to Bomower thnt the condemnor offet�to moke
<br />. s 3�. an award or seule a cla�m for dnmages.Borrower fails to respond to I.ender within 30 dnys aftcr ttze date the natice is given.
<br />------:� Lender is author�zed to collect and apply the proceeds, at its optlon,either to restoratFon or repair of the Property or to the
<br /> ��°,` sums secnred by this SecurIty insuument,whether or nat then due.
<br /> �s:,� Ualess Lender and Borrower otherwlse agrce in writin�,any application of proceed�to principal shall not extend or
<br /> —� postpona the due date of the monthly payments refernd to in paragraphs I and 2 or change the amount of such payments.
<br /> - 11. Borrower Not Released; Fbrbear�nce By Lender Not a Waiver. ExtensIon of the Hme for puyment or
<br /> __ �� modificatlon af arnortizatIon of the sums secured by this Securiry Instrument grented by Lender to any successor!n interest
<br /> q of Borrower shall not operate to release the liabilisy of the origir�al Borrower or Bomower�s successois in interes�Lend�r
<br /> ���� shaU aot berequired to commence proceedfngs agaiast any successor in interest ar refuse to extend time for payment or
<br />_.o.a� otherwise mmdify amortizadun of the sums secured by this Secudty Instrument by reason of any demand made by the origiaal �
<br /> Borrower or Botrower�s successors in intemsG My forbearance by Lender in eaenising any rip,ht or remedy shall noi be a
<br /> " waiver of or preclude the exe�ise of eny r�glx or remedy.
<br /> ---::� 12. Sua�rs aad Assigns Bound;,Ioint and 5everat Liability;Co-slgners. The covenants raed agteementa of this
<br /> - Security Instrument ahall bind and benefit t6e successors and assigna of Lender end Bomnwer.subject to the provislons of
<br /> --- = paragaph 17.Borcower's covenanss end agreementa ahall ba jaint aad several.My Borrower wbo casigas this Security
<br /> J--— Inshument but daes not execute ths Note: (a)is co-sigrsing thls SecurIty instrument orly to mortgage.grant and convey that
<br /> = Boirower`s interest in the Property under the terms�f tlus Security Insuument; (b)is not personally obligated to Qay the sums
<br /> secured by this Security Insuumenr and(c)agrees that L.ender and nny other Borrower may agree to extend,modify.forbear
<br /> _ or make any accommodations with regazd to the te�ms of this Security L�shvment or We Note without t6at Bormwer's
<br /> , �ns.
<br /> - 13. Loan Charges. If the loan secured by this SecurIty lnshument is subject to a law which sets meximum loan
<br /> ____ charges,and that law is finaUy interpreted so that the interest or other loan charges collected or ta be collectsd in connecdon
<br /> witl�the loan exceed the pemdtted limits,then: (a) any such loau churge shall be reduced by the amount necessary w reduce
<br /> — the char�to tboe Qermiued limi�and(b)any sums alneady collected from Borrower which exceeded perntitted limits will be
<br /> refuuded to Borrower. I.ender may chaose W make tlils tefund by reducing the principal owed under the Note or by making a
<br /> — di�ct payment ro Borrower. If a refund reduces principal,tha reducdon wiU be ueated as a partial prepayment without any
<br /> prepuyment charge under the Note. �
<br /> — 14. Nottce� Any notIce to Borrower pmvided for In this Securlty Instrument shall be given by delivering it or by
<br /> mai[ing it by fust class matt unless applicable law requIr�es use of another method.The notice shall be directed to the Pi+nperty
<br /> Address or any other address Borrower deslgnates by nodce to Lender. Any nodce to L,ender shtill be gtven by fust class
<br /> mail to Lenderk asld�ess stated herein or any other address Lender deslgs�utes by notice W Bomower. Arty notice pmvided fmr
<br /> L�this Security Isisuument shsill be deemed eo have becri given to Borrower or I.ender when given as pmv[ded in this
<br /> �$I�Go�erning LAw;Severabtlity. 'Aus Security Instrument shaU be govemed by federal law and tha law of ttte
<br /> jurIsdIction in which the Pmpe�ty is located.Tn the�vent that any pmvision or clause of this Secwity Iascnunent or the Note
<br /> confltcts with appllcable law.such conflict shall aot affect other pmvisions of ttus Security Insttument or the Note which can
<br /> be given effect without the conflicting provision. 1b this end the provisions of tLis S�cwity Instnunent an�the Note are
<br /> declated to be severable.
<br /> 1Q Borro�ver's Copy. Bomower shaU be given one rnnfomie�wpy of the Note and of this Se�urity Instcumen4
<br /> 17. 'iYanster of the Property ar a Bcne�ida!Int�rest in Borrower. If eli or any part of the Propeny or any intenest in
<br /> it is sold or transferted(or if a beneficial inter�est in B�mnwer Ls sold or transfemed and Barmwer is not a natural person)
<br /> without Lenderk pdor wriuen consent,I.ender may,at Its option,tequlr�e lminediate payment in full of aU swns secared by
<br /> this Security Instrumen� However,this option sha11 not be exercised by I.ender if exercise is pmtubited by federal law as of
<br /> the date of this Security Inshument
<br /> If Lender exercises this option,I.ender ahall give Bvtrawer aoitce of acceleration. 11te nodce shall provide a p�riod of
<br /> not tess Wan 30 days from the date the notice is delive[ed or mailed wIthin which Borrower must gay alI sums secured by this
<br /> — Security Instivment If Borrower fails to pay di�st sums prior to the expira6on of this period.Lender may invoke any
<br /> __ remedies�tted by tdis Secwity Instrument without fiuther rtotice or demand nn Bomower.
<br /> 18. Bon�ower's Right to Reinstate. If Borrower meets certain coaditions, Bormwer shall have the right to hnve
<br /> enforcement of this Security Instrument discontinued at any time paor to the earlier o� (a)5 days(or such other period as
<br /> — Single Ram�y--ELnn1e Madl�ti+tdEte Mac U1��ORM INSTRU1l4ENT-Unifom►Covenanu 9l40 (DQBe 4 oJ6 pogts)
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