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<br /> pnyments may no longcr be rcquired. ut the aptian af Lcnder. if moqgage insumncc covcm�e(i`ri�h�wnounT—w►-�c Tai�i p�dod
<br /> thnt I.ender r�uires)pro�Ided by an insurer appruveci by l.�nder agaln becomc�nvuilable und ls obta�ned. Borrower shall pay
<br /> thc premiums rcquired to maintnin m�rtguge insurnnce in effcct,or to provide a lass reserve.until the reyuirement for mortgage
<br /> insurnnce ends in acaatdance with any w�itten arreement between Borrowcr and I.ender or appltatble luw.
<br /> 9. Inspection. Lender or its agent mny make rtusunnble enti•ies upon unJ insputions of thc Property. Len�ler shc�ll �ive �-
<br /> 8orrower notice ut the time af or pdor to an inspectton specifying re.nsonubte causo for the inspection.
<br /> 10. Condemna4ion. The proceeds af uny nward or clnim for damages,direct or consequentinl. In cannectlon with any
<br /> wndemnation or other tuking of nny part of the Praperty.or for conveyance in lieu of condemnation. are hereby assigned and
<br /> rhall be pald to I.ender.
<br /> ia the event of u touil tnlcintt of t�e Property.the pmceeds shal�be applied ta the sums secured by this Secudry Instrument.
<br /> whether ar not then due. wfth uny excess paid to aorrower. Ii�the event of a partia! taking of the rropercy in which �nc iair -
<br /> market vnlue of the Property immediutety.before the takin�is oquut to or gtrater than the emount of the sums secured by this
<br /> Securlty Instrument tmme�iutely before the taking.unlE;sss Borrower end I,ender otherwise agree in wricing.the sums secured by
<br /> this ScxurIty Instrument sh�ll be reduced by the nmount of the proccx�s muttiplted by the following fraction: (a) the totel
<br /> nmount of the sums secured immediately before the talcing,divided by(b) the fair market value of the Property immediately
<br /> befare the takjng. Any bulnnce shall be paid to Borrower. In the event of a partial taking nf the Property in wiuch the fair
<br /> market value of the Property immedlately before the taking is less than the amount of the sums securad imme�iately before We !
<br />' tukin�. unless Borrower tmd l.ercder otherwise asree in wddng or ualess applicable!aw otherwise provides.the procercis nl,ali
<br /> be apglied to the swa�s secured by this Secu.�Ity lnstntment whether or not the sucns are then due.
<br /> If the PmpeRy is nbandoned by Borrower,or if.ufter notice by I.ender to Borrower that the condemnor off'ers to make en
<br /> awurd or settle a claim for damages.Borcower fails to respond to Lender wIthin 30 days after the date thc notice is gtven.
<br /> Lertder is authorizeQ to collect and apply the proceeds.at Its opdon,ei�er to restoratlon or repair of the Property or to tha sums _
<br /> secured by this SECUriry[nstrument.whether or nat then due.
<br /> Unless LeQder and Aorrower oiherwise ag�e in wdting, any upplication of p�s 4o pdncipal shall not extend or
<br /> gostpone the due date of the monthly payments referred to in para�aphs I and 2 or chenge ehe amount uf such payments.
<br /> 11.Borcawer Not Released;Forbearance By Lender Not a Waiver.ExtensIor�of the time for payment or mndlficatloa
<br /> • of amortlration of the sums secwed by this Security Instrument granced by Lender to any successor in interest of Borrower shaQ
<br /> not opernte to release the Gnbility of the original Borrower or Borro�yer's suooessors in interest. Lender shall noi be required W
<br /> wmmence prnceedin�s agatnst any successor in interest or refiue to extend time for paytuent or oti�erwise modiiy amora�tiun `
<br /> of the sums secured by dus Security Inshument by reason of any demand m$de by the odginal Borrower or Borrower's
<br /> successors in interest.Any forbearance by I.ender in exercising any cight or remedy shali not be a wa[ver of or preciude the
<br /> eaercise of any r�ght or c+emedy.
<br /> 12.Successois and Asstgns Boiutd;Joint and Several Liability; Co-sfgners. The covenants and agneements of tttis
<br /> Security Instrument �.hall bittd ond benefit the successors and asslgns of lxnder and Bosower, subje�t to the pmvisions of -
<br /> paragraph iT. Borrower's covenants and age+eements shall be joInt and several. Any Borrower who co-sjgns this Securhy
<br /> Instrument but dces rtot execute the Note: (a) is co-signing this Security Insteument only to mortgage,graat and oonvey that
<br /> Borrower's Interest fn the T'roperty under the terms of this Security Instmmem:(b)�s not personally obligated to pay t�e sums
<br /> sccured by this Securiry Insuument; aad(c)agrees that Lender artd any other Borrowcr may o�ree W extend.modify.forbeaz or
<br /> make any aceommodadons wich regard to the terats of this Secudty Inst�ument or the Note without tuat Borrower's consertt.
<br /> 13.Loau Charges.If the loan securad by this Security Insteument is subjecc to a law which sets tnaximum loan charges.
<br /> and that law is Rnatly inte:preted so that tlte intecest or other losn ctiarges aolle�,�ted or to be ooll�ia oonnection with the
<br /> loan exeead the permitted limits.then:(a)any such loan charge sha►1 be reduced 6y the amount necessary to re�uce the charge
<br /> to the pemtitted limit;and(b)any sums already collected from Boerower which exoeectad permitted limits will be refundod to
<br /> Borrower. Leader may choose w make this refund by mductng the principal owed under We Note or by making a direct
<br /> payiuent to Bomower. If a refund c+oduces principal. the reducdon wIU be treated as a partinl prePayn'ient without any
<br /> prepayment charge under the Note.
<br /> 14.Notlaes.Any notice to Bonower provided for in this Security Instiument shall be given by deliverins it or by mailing
<br /> it by first cluss mail unless applicable law requires use of enoiher method. '[�e notice shall be directed to the Property Address
<br /> or any Nher address Horrower designates by notice to Lender. My notice to L.eader shall be given by first class mail to
<br /> L,ender's address stated herein or any other address Lender desigaates by nodce to Borrower. Any notice pro�vided for in this
<br /> Security+Instmment shali be deeraed to have been given to Borrowet or I.ender when given as provided in this paragraph.
<br /> 1S.Governing Law; Severabiltty. This Secunicy Instrumeat stiall be governed by fedeial !aw and the law of the
<br /> juiisdiction in which the Property is located. In the event that aQny pnovision or clause of this Security Instr+�mem or ihe IVote
<br /> confllcis with applicable law,such oontliM shalt not affect other pzovisions of this Securlty Instrument or the Note which can be
<br /> gIven effect without the oonfltcting provtsion.To this end the provisions of this Security Instnunent and the Note are declar�
<br /> to be severable.
<br /> 16.Boreowe�s Copy.Borrower shall be given one oonfomeed copy of the Note and of this Security Instrument.
<br /> _. Form 8028 8J9Q
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