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<br /> S. Hazacd or Property Insurnnce. Borrowcr shuU kcxp the improvement� naw cxisting un c�rcattcr crect an the _
<br /> Property insural against loss by iirc, ha•rurds included within the tenn "extended coveragc" and uny other hnanrds, inclading __
<br /> floods or flooding, far which I.endcr rcquims insurnnce.This ia5urunc�e shall be mainwlned in the umnunts und for the perlods
<br /> tha�Lender requir�. Tha insurance carrter providing the insurunce shall b�:chosen by Barrower subject tn l.ender'y uppravul =
<br /> which shall not be unrestsonubly witttheld. [f Borrower fnilx to maintain covern�e d�cribed abovc, Lender muy. at Lender'w L�
<br /> optIon.obtain coverage to protect L.ender's dghts in the Property in accs�rdunce with psirn8rc►Ph 7• __
<br /> All insurance policies and renew�ls shbll be ucceptuble to I.ender and ahall include a stundard ntartgage cluure. Lender
<br /> shall have the right to hald the policies and renewats.If Lender requlres,Borrower shall promptly give to Ixnder all rcceipts of
<br /> paid pnemiums und renewal notices.In the event of loss.Borrower shall give prompt natice to the insurance carrler x.hd l.ender. —
<br />_ L..^a��r m�,�al:s g:�af�f l�s�;f t1�±2 m?�e Fimm�tly hy Rnrmwet. �
<br /> Urtless l.ender and Borrower otherwise agree in writtng.insurance praceeds shnll be applied to restoratton or mpair of the
<br /> Property damagod,if the c�escoratiun or repair is econornically feasible and L.ender's securiry is not l�sened.If the restoradon ar
<br /> repair is not economically feasible or Lender's secudty would be lessened, the insuranco proceeds shall be applied to the sums
<br /> secured by this Secur�ty Insuument, whether or not then due. with any excess paid to Borrower. if Borrower abandons the
<br /> Propecty.or does noi answer withln 30 days a notIce from I.ender that the insurance carrier has offered to senle a claim.then
<br /> L.ender may collect the insurance proceeds. Leader may use the proce�is co repair or restore the Property or to pay sums
<br /> . secured by this Sccurity Instrument,whether or aot then dae.The 30-day perIod will begin when the notice is given.
<br /> Ualess I.eader and Bornower otherwise agree in writtng. any application of proce�ds to principal shall not extend or
<br /> postpone the due date of the monthly payments refened to in paragraphs 1 and 2 or change the amount of the payments. If
<br /> under paragraph 21 the Propercy Is acquire�by Leader,Bormwer's d�h:to any insurance policies and pmceeds result�ag from
<br /> damage to the Property prIor to the acquisidon shali pass to Lender w the extent of the sums secured by this Securlry Iastiument
<br /> immediately prior w the acquisition.
<br /> 6.OccuPnarY,Preservutior+�Maintenance and Proiectlon oi the Property;Borrower's I.oan AppQcatton.I.easet►olds.
<br /> Borrower shall oocupy,establish,and use the Property as Borrower's principal residence within skty days efter the execudon of
<br /> this Security Insuument and s6a!!continuc to aexupy the Property as Bocrowcr's priacipal residence for at least one year after .
<br /> the date of occupancy.unl�s L,ender otherwise agrees in writ3ng,whlch consent shall not be unreasonably withheld.or unless
<br /> eatenuating circumstances exist which are beyond Borrower's conuol. Borrower shall aot desuoy. damage or impair the
<br /> p�3��Qyu ���� �(�Pj��Q�iP� or commtt waste on.the Properry. Borrower shall be in default if any forfeiture
<br />-i action or praceeding, whether civil or criminal,is begun that ia Lender's good faith judgment could result in forfe[ture of the
<br /> Propertyr or atherwise materially i�pair the lien created by this Security Instrument or l.ender's sccurity interest.Borrower msy
<br /> cure such a default and reinstate,as provided in paragraph I8,by causing the action or proceeding to be dismissed wlth a ntling
<br /> that, in I.ender's good faith determtnation, precludes forfeitnre of the Bormwer's iaterest ia the Property or other materlal
<br /> impairment of the lien created by this Securlry Instrument or Lender's secwlty interest. Borrower shali also be in default if
<br /> Borrower.dur�ng the loan applic�rion process.gave materially fulse or snaccurate infom�adon or statements to Lender(or teils�
<br /> w provide L,ender wtth aay mat�rial information)in connection with the loan evidenced by the Note,inciuding.but not limited
<br /> � to.representations onnceming Bonower's occupancy of the Property as a principal resldence. If this Securtty Insuvment is on a
<br /> leasehold. Borrower shall compiy with all the provislons of the lease. If Bormwer acquires fee title to the Property, the
<br /> leasehold and the fee tlde shall not merge unless Lender agr�aes to the merger in writing.
<br /> � 7.Protec�on of Leader's Rtg6ts in the Prope�ty.If Borrower falls to perform the covenants aad agreements eontatned in
<br /> ; this Sacurity Insuument. or there is a legal pmceeding that may signi6auitly affect Lender's righes in the Properiy(such as a
<br /> prooeedipg in bankcupicy.pmbate.for condemnation or forfeiture or to enforce laws or regulations).then I.ender may do and
<br /> pay for whatever is rtecessary to protect the value of the Property and Lender's rlghts in the Property. Lender's estions may
<br /> include puying any sums secured by a lien which has priority over this Security lnsmiment. appearing in court. paying
<br /> reasonable attomeys'fees and entering on the Property to make cepairs.Although Lender may take actlon under this paragiagh
<br /> 7.Lender dces not have to do so.
<br /> Aay amounts disbursed by I.ender under thls paragraph 7 shaq become addidonat debt of Borrower secured by this
<br /> Security Ynstcument. Unless Eonower and I.ender agroe to other terms of payment, these nmounts shall bear intecest from the
<br /> date of disbursement at the Note rate and Shall be payable, with int�rest. upon narice from Lender to Borrower requesting
<br /> payment. '
<br /> 8.Mortgage Iasuranoe.If Lender required mortgage insurance as a condition of making the loan�ecured by this Secudty
<br /> Instrument, Bomower shall pay the premiums requirezi to maintain the mortgage insurance In effett. If, for any reason. ttte
<br /> mortgage insuranoe aoverage required by Lender lapsQS or ceases to 0e In effect.Borrower shall pay the premiums required Lo
<br /> obtain coverage substantialiy equivalent to the niortgage insuranoe previously ia effect,at a oost substattdally equivalent to the
<br /> i vost to Borrower of the mortgage insurance previously in effect. from an niternate mortgage insurer approved by L,ender. If
<br /> substantielly equivalent mongage insurance oovesage is not available. 39orrower shall pay w Lender each month a sum equal to
<br />—�� one-twelfth of the yesrly mnrtgage insurance premium being paid by Bocrower when the insuranoe coverage Iapsed or ceased to
<br />-� be in effsct.Lender will aocx�t.use and retain these payments as a loss reserve in Inru of mon�ag� insurance. Loss ceserve _
<br /> ;
<br /> Fortn 3028 8i90
<br />— Papo 3 ot 8
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