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<br /> paymen�g may no longer be required.ut tf:e option of ixndsr.if mortgage insurance coveraBe(in the amount nnd for the pedod
<br /> thut l.ender requiren)provtded by un insurer approved by Lender again becomea nvailable and is abteinod.Borrawer shall pay
<br /> the premiums required to muintain maRgage insumnce in effect,or to provlde a loss reserve,until the requirement far mortgage
<br /> lnsurance ends in accordanc:e with any writton u�reement between Borrower and I.cnder ur applicable law. �
<br /> 9. Inspection.Lender or its a�ent may mske reasonable entrles upern arid inspecdons of the Property. I.eader shall give
<br /> Bomuwer natice at the time of ar pr�or to an inspection apecifying reasonable cause for the inspection.
<br /> 10. Condemnallon. The procecds of eny awatd or clafm for damages. direct or consequential, in connectton with any
<br /> oondemnution or other taking of any Qart of the Property,or for conveyance In lieu of condemnation,are hereby essigaed and
<br /> shall be paid to Lender.
<br /> In the event of a total taking of the Property.the procceds shatl be appiied to the sums secured by this Security Irtsavment. -
<br /> whether or not then due. with any excess patd to Borrower. In the event of a partial taking of the Property jn which the fair
<br /> market value of the Properry immediately before the takin� ia equal w or�reater than the amount of the sums sacured by this
<br /> Secudty Instn►ment immaljately before the taking,unless Borrawer and I.ender otherwjse agree in wr(ting.the sums secure�by
<br /> thIs Secwity Insuument shall be re�uced by the amount.of the procc�ds multiplied by the following fraction: (a) the tota!
<br /> amount of the sums secured immediatcly before the taking. divided by(b)the fair market vatue of the Property immediately
<br /> beforE the taking. Any balance ahall be paid to Borrower. In the event of a partial taking of the Property in whlch the fair
<br /> market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the _
<br /> taking. unfess Borrower und I.ender otherwlse agree in wrlting or unless applicable law otherwise provides,the proceeds shaU
<br /> he applied W the sums secwed by this Securlty Instrument whether or not the sums are then due.
<br /> If the Pcoperty is abandoned by Borrower.or if.after notice by I.ender to Borrower that the candeuutor offers to make en
<br /> award or settle a claim for damages, Borcower fails to respond tn Lender wlthin 30 days after the date the not�ce ia given,
<br /> Lender is authurized to coltect aad apply the proceeds,at its option,either to reswration or repair of the Property or to the sums
<br /> secured 6y this Securlty Instrument,whether or not then due.
<br /> t3nies.s L.ender and Borrower atherwise 3gree in wrlting, any application of proceeda to principal sdall not extend or
<br /> postpene the due date of the monthly payments�eferned to in patagraphs 1 and 2 or change the amount of such payments.
<br /> Il.Borrower Not Relea4etl;Forbearance By Lettder Not a Waiver.Extension of the time for payment or modification
<br /> of amortizat[on of the sums secured by this Securtty Instrument granted by I.ender to any successor In iaterest of Borrower shall
<br /> not operate to release the liabiiity of the original Borrower or Borrower's successora in Interest. Lender shatl not be required W
<br /> oommence proceedings against eny successor in Interest or rcfuse w extend time for pa;mzent or otherwise modify amortlzation
<br /> of the sums secured by this Securlty Insuurr►ent by reason of any demand madB by the original Borrower or Borrower's
<br /> suocessois in interest. Any forbearance by Lender in exercising any rtght or rcmedy shaU not be a waiver of or preclude the
<br /> exerclse of any right or remedy.
<br /> 12. Suacessore and Assigas Bound;Joint and Several L1abU[ty; Co-signers. The covenants and agreements of this
<br /> Security Insuument shaU bind and benefit the successors and assigns of Lender and Borrower. subject w the pmvis{ons of
<br /> paragraph 17. Borrower's covenants and agreements shall be]oint and several. Aay Borrower who co-signs this Securlty
<br /> Insm�mcnt bu4 does uot execute the Note:(a) is co-signing this Securiry Insuvment only to mortgage. grant end convey that
<br /> Borrower's interest in the Property under tho terms of dus Securlty Instrument;(b)is not personally obligated to pay the suins
<br /> secured by this Security Iasuument;and(c)agrees that Leader and any other Borrower may agree to extend.modify.forbear or
<br /> make any accommodatioas with regarii to the terms of this Security Insuument or the Note wtthout thnt Borrower's consent.
<br /> 13.I.oan Charges.If the loan secnred by this Se�urlty InsUvment is subject to a law which sets ma�cimum loan charges.
<br /> ard that law is finally interpreted so that the interest or other loan charges collect$d or to be colle�ted in connectton wlth the
<br /> loan exc;ced the permitted limits.then: (a)any such loan charge shall be reduced by the amount necessary to reduce the ct�arge
<br /> to the permitted limir,and(b)any sums already collected from Horrower which exoeeded permitted limits wUl 6e refunded W
<br /> Borrower. L,ender may choose to muke thls refund by reducing the pr�ncipal owed under the Note or by making a direct
<br /> payment w Borrower. If a cefuad reduces princlpal. the neductIon will be treated as a partiel prepayment without any
<br /> prepayment charge under the Note.
<br /> 14.Notices.Any nottce to Borrower pmvIded for in this Socurlty Inshument shall be given by delivering it or by mallin�
<br /> it by first class mail unless applicable law requires use of another method. The aotice shall be directed to the Property Address
<br /> or any other address Horrower desi�by notice to I.ender. Any notice to Lender shall be given by first clasa mail to
<br /> I.ender's address state�hereia or any other address L,ender designates by notice to Borrower. Any notice provided for in thia
<br /> Security Insttument shal!be deettted to have been given to Borrower or Lender when gtven as provtded in Wis patagraph.
<br /> 15.Governing Law; Severability. Thla Security Inswment shall be governed by federal lav� and the law of the
<br /> jurisdictioa in wiuch the Pmperty is Ixated. In the event that any pmvtsion ar clause of this Security lnsuumen¢or the Note
<br /> conflicts with applicable law,such conflict shall not affect other provisions of tLis Securlty Insuument or the Note which can be
<br /> given effect without the confliciing provIsion.To this end the provisions of this Secudty L�sUvment and the Note are daclared
<br /> J to be severable.
<br /> 16.Borrower's Copy.Borrower shall be g(ven one conformed copy of the Note and of this Security Instrumeat.
<br /> Fortn 8028 8/80
<br /> Pope 4 ot 8
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