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<br /> 'POZiBTE�it vJ11'H all the lmprovements now ar t►eroift�r uactad on tho pmpe�tY��nd aU wenKnu,appttr�e�nces��nd
<br /> Ekwroa�row a�Aere�ita a prt of the pcaperty.All replaoanants and ddldom ah�U�iso bo coverad by this SecnrIry Inawma�t�
<br /> AU af tt�,far�going ta[eteme�to!n thls Ss.�urlty In.!�n�mem e91he"Ptoperiy" -
<br /> BORROWBR COV6NAN7'S th�t Bamwar ia lawfitUy�ttbd of Ihe es�baebY aonv�yed�hzv Iha�igAt ta gmnt r,ad =
<br /> caeiveY 1he PropatY�tt�t tho Pro�ty is uttaicumbarod.e�ccxpt fa cncumbcnoet o!r000rd.Hate+owu w,�nft�u md will
<br /> d�;feod gukralty tho dtie w!he Propaty�ainst ail claims end d�subjoct to�ny aicumbrmcat ot rocad.
<br /> 'II�IIS SECURITY 1NSTFCUIaIDNT combinas uniform covmisnts fa aational uaa md non•unifam aovenants with limlted
<br /> variatIons by jurlsdicdon to t�tiwte e uniform eecuriry fnsteument oaverL►g real pcopa�!►.
<br /> 11NII'-0RM COVBNANTS.Bottowei mtd La►det arvptuAt mtd agi+�e at followx whet► due t1e�s
<br /> 1.Pa�ntent ot PdndWt pad Ltereati�''�W!'meat and 4te C6u=ee. Harrower sdaU prumptly PzY
<br /> Peindpai of and int�aest on tbe debtav�by tba Note and anY P�Y►�t u�d lste cbargn due�ander tM 1Vot�e.
<br /> l.F'�a�ds tor Tues and Imiun�na. Subjxt to applicabb law a ta a wrlua� w�iva by Lerda. Baerowa aiwU pq► to
<br /> Lender on the day montblY P��ents ara due unda the Note..until tho Note is paid in full.a�un("FuMs")far:(�)Ydr1Y wees
<br /> end usas�aeats wt�ich may ata�in priodtY over tl�.a Sec�rIry Inst�un�e+►t n a lia�an the PmpeitY;�b)Yearly IeaxJwW paymer.is
<br /> or�rcwnd reats on d►e Pmpecty.�any:(c3 rar�y t,�or p�acr jnsu�ace r,�w�ax t�y�W�+�����
<br /> . �Y:(o)Y�Y�a�0 F�ums,if any;and(��ony sums puyAl�la by Baaower w L+eader,in accordanoe with tbe
<br /> provl�ons of pa�egrapb 8�in lIw of tt�e paymeat of a�ortgage tnsuranco p�aniums.'[�se itans are c�Ued��c�Ow Items.
<br /> Imda may.at aay dnse.wllect end hold Funds in an amount not tn exooed tba maxiraum�cncwnt a Iaider fa a foder�lly cd�eod
<br /> maitgage loan may requim for Bonowu's es�row aocount under the federal Real Estate Settiema►t Aooednns A�t af 1974 as
<br /> ad�euded from dma w tim0.12 U.S.C.Sectioa Z601 u scq. ("RBSPA").wiles�anotba law tt�at applies to the F�nds eets a 1os�c
<br /> amouat It so.Ia�der maY. at any tIme.collect and bold Hluids In en emount aot w e�cceod the 1��mount I�a�dec maY
<br /> �the aaiount af Funds due on ttro basis of curreat dsts md rea�onable�af expendiWres of fudus Bscmw Items at
<br /> Whawlse ln aecotdence widt applieabb laa.
<br /> 'Iha Funds a6all ba hel�in An insHmdon abose deposits are insurcd bY a foderel aB�Y. ��Y.or eattty(iacludin8
<br /> i,es�det.if Leader is such an�tton)a in aay Falerwl Home Laau Bank.Lai�r ahall appty Rho Flu�ds w psy tAe Esriow
<br /> Item+.Irender may not charge Barowu for holding aad�►p1Yia8 d�a Funds.annually aaalydag the esaow acxamt a vaityin8
<br /> !!te E.'Cra�Is�s.lu4l�Le;ulrf�ays Boaowet inteceSt�il d1C blitld9 aIId ePFllCeble law permits L�tndrt ID makE SoCh Y c11�[ge. = i
<br /> �va�.L�xx�er:maY re4uira Sarowa w pay a a�e-time chaBe far aa iadepandeat�1 esma puc�pottin8 envioe ased b�
<br /> L�ada in ooni�eCtloa with thla laan��nless apAllcahb i�x�covides oth�xiso.Unkss an agnoement is m�do a spplicable 4w
<br /> requ�es inoenst to be paid,Lender sball not be required tn paY Borrowa any intr�or eariniag�an the Ftmds.Baerowar aM
<br /> l�da may ag[ee ia writing.howevor.tt�at iy►temst shaU be Paid on the Fwtds.L.eaclet'atiallfar w eact�Qebit�o d�etFSu�cv�
<br /> annual a000undng of the Funds�showing credits and debi�s to the Funds and the pnYpose
<br /> msde.The Funda aoe plodged as edditional socuriry fa all sums socuced Dy this Soeudty Iu�wx.
<br /> It tho Funds held by Laxla ena�od t6e+�rt�ounb pam(tad to 6a t�e1d by tppliaibb Itw.L�endet slyll acawnt o�Barower fa�
<br /> tho eacr..�a Funds in aocadat�oe with the reqaic�emenb of�ppiicabk 1a�v.If tha amount oP die Fuods 6dd by L,ader at�ny Wncs tt
<br /> not�t to pay the Bscnow IWns ahen du0.�da�aY��Y�wet in wtIting�and.in soch t�e Boerawrot a1u11 py
<br />� • W IRasda dee�cnount nocessnY t�o tQake up die deficieacY. Boimwer sdall a�ske up the def'�cie.ncY in tw�e►a�e Nan tovelve
<br /> moo8�ly Pryn►eats.u I�eader'a sok disaedon.
<br /> UP�P�Y�t in t1il1 of ail sums aocurod by this SecurltY Iasuume.aL L�a►der st�atl proanPtlY refund w Bamwa any Funds
<br /> held by Uender I+P�undet p�agceph 21,I.enda shall aoquire a sell the P�opatY.Iaa►Oer�lalo�io tb aoquisitioa a sab of tGe
<br /> Pcopaty.shall tp�iy s�ny F�mds held by I�der at the dme oi aoquisitf�on a sak ars•A aedit�g�intt tho sums socauod by this .
<br /> Sec�rltY 1nsw�nq►t � � . , � .
<br /> ' 3.Applieallo��1 ot Paym!ltb. Unk.�s#�pltCabie fa►w p�mrides�L9e.a�W�ma�ui�s�zirat'i by's�a�u�iu�i�-i".�.:y�i'w
<br /> ' ! aad 2 ebaU be appliaf:�urst,to�ny psapaymeat charges due unda the Nok:eocand,to amounts p�yabk nnda peea�ph 2:
<br /> ti�ird.t�o inle�st duo;fautth,�apsinc�pal dua and 1�as any lata chages dua unda d�e Note. .
<br /> 4.Ci�rsai I,iens. Baatower siull paY en�► asstssmeats.ct�r8as►fiMS and impaaianns�mdbut4bk W the Pmpe�ty
<br /> wlilch uuY+�4 P��Y�►c this SocurUy Inst�att►t�and ie�eho}d gayir�eats a gm�u�d�rx►ta�if aay.Boemiara s�tI pay tDeae
<br /> obligaduna in�he mam►er pnovW4d in parag�aph 2.a if not p�id in d�at n�nner.Boaowu st�il pay them ou dme diracdy t�a 11►� '
<br /> �Cr�on oxad pay�nent Bamower shall promPBY f�mfish w L�ender alI notioes of amoants to be pdd wnde�ifiis p�graph.Yf
<br /> $nao.ver,mates these pcymeats a6ealy,Eorrowa s6au g�ompdr fumish w t,eader r�e�ts evWeacin&tt�e vrymaiL�.
<br /> . �Boim�ra ahsll P�P�Y�68�Y lia�wbich�as pdocity ovu this Secu�ly Iaslnement unies�Boa�orra:(a)agnas ta
<br /> �wrldng to the paymeat of Wa ob2igation aecwced by the 13�n in a n�ana eoaPta�le�oo L�eader,(b)ooatesta in good 6ith the liea
<br /> by�a defd�ds ag�iasc ert'axment of dia liea in�1a8a1 prooeedings which fn tLe Lafder'a opinios�opaata m pnvart the
<br /> eaforcema►t of dio liea:nr(c)socures fcnam the holder of the lten an a�►t�Y to Leadrr subordtn�ting tbe liss►�
<br /> this Securin►Inst�umen�If 3�r detamines that any�t of the Ympaty is subjacx w a lam wUich msy�tnir,prio�ity over this
<br /> S�uitY I�nm�►6 L�endex maY gtve Bomnwa�a noiioe identify�ng dee liea.Bpsmwu sJ�al1 sat�'y the tia�a t�+ke ono or mace
<br /> of the acdons set fath above wtthin 10 days of tLe giving of nodce.
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