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<br /> paymenGv may no lon6er be required. at thc option of Lender.if mortgage insarance coverege(in the amaunt and for ths pertod
<br /> that Lendcr requirea)provided by an Insurer nppraved by i.cnder sgain becomcs uvailable and is obtained. Barrowcr shall pay
<br /> tlrc pmmiu�ns rcquired to muintain mortgege fnsurancc 1n effect,or to provtde a loss reserve.until thc requlrement for mortgnga
<br /> insu►YU�ee ends in uccardance ailth uny�vrltte�5��r�ecment becwecn Bormwer nnd Lender oc applIcable law. �
<br /> 9. icuspectton.Lender or its ngent may make reasonablo entdes upon artd inspections of the Property.I.ender shall give
<br /> Borrower natice at the time of or prior to an inspe�tion sgecifyins reasonnble cause for the inspection.
<br /> 10. Condemnation. Ths proceeds of eny award or clatm for damages. direct or consequential, tn conrtection wIth any
<br /> condemnation or ather taking of any part of the Pmperty,or for conveyance in Iteu of condemnation,are hereby asaigned and
<br /> ahal!be paid to Lender.
<br /> �;���.�vrsst�f n tnt�!ss�sia�of the Property,the proceeda shall be applled w the suma secured by this 5ecurity Instrument, _
<br />� whethet or�ot then due, with any excess paid to Borrower. In the event of a partlal taking of the Property �n which tne fair
<br /> market value of the Property immediately before the taking is equal to or greater than the amount of the suras xecured by this
<br /> Security Instrument immediately before the taking.unless Borrower and Lender otherwise asre8 in wridng,the sums serured by
<br /> thts Security Instrument shall be reduced by the amouat of the proceEds multiplied by ihe foltowing fraction: (a) the totel
<br /> amount of tha sums secured imraed�ately before the taking, divided by(b)the fair merket value af the Property immediately
<br /> before the taking. My balance sh�ll ba paid to 8onower. In che cvent of a partiat teking of the ProPertY �n Which the fair
<br />' market vnlue of�te Property immodlately befor�tbn takiag is less than thc natount of the sums secused lmtnedietely Hefore the
<br /> taking,unless Barrower ancl Lender otherwise agre,e in wrttiag or unless applicable law otherwise pmvld�c, ►',e proce ds shall
<br /> I be applied ta the sums secured by this Secudry Instrument whether or aot the sums are then due.
<br /> If the Property is abandoned by Horrower.or jf.after nadce 6y L.ender to Hotrower that the condemnor offors to make an
<br /> award or settle a claim for damages. Borrower fails to respand to I.eader wIthin 30 daya after the date the notice ia glven,
<br /> L,ender is suthorized to collect and apply the pmoeeda,ut its optton,eIther to restoration or repair of the Property or w the sums
<br /> scxured by thia Securiry Instniment.whether or not then due. �ication of proceeda to rinci al shall not extend or
<br /> Unless Lender ond Borrower otherwlse agree in writing. any app p P
<br /> postpone the due date af the monthly paymentx refen+ed to in paragraphs 1 and 2 ar chnnge the amount of suah payments.
<br /> il.Borrower Not IteleAaed;ForbeArpnce By i.ender Nat a Walver.Extrnsion of ehe tlme for paymcnt or modtticetion
<br /> of acnortizat{on of the suma sccurcd by thia Security Insteament granted by Lender to eny successor in intcrest of Borrower sliail
<br /> not operate to teiease tfie iiairiiiiy of ihe viigirsi&rrraw�r ur 8rnrn�:�tr'o duc�.°ars 3ss lateres�• ��c��ii not he reguiced w .
<br /> cnmmenee prooeedings ngeinst uny successor in interest or refuse to extend timo for payment or otherwist modify amortizat�nn
<br /> of the sums secural by this Secudty Ins►,�ument by reuson of any deman3 made by the original Borrower or Borrower's
<br /> successors in interest. Any forbearance by Lender in axerciaing any dght or remedy shall not be a waiver of or proclude the
<br /> exeraise of uny rlght or remody.
<br /> !Z. Successore and Assigas Bound;Joint and Several I.tabtllty;Co-signers. The covenants and agrcements of this
<br /> Security Insmiment shel! bind and benetIt the successo�s and assiBns of Lender and Borrower, subject to tha pmvisions of
<br /> pa�agraph 17. &inower's covenants and agreements shall bz joint ead several. Any Borrower who co-signs this Securiry
<br /> Instiument but does aot execute the Note: (a) is co-sigping this Secudty Instmment only to mortgage.graat and convey tl►at
<br /> Borrnwer's interest in the Property under the terms of this Securiry Insmiment;(b)is not personally obligated w pay the swns
<br /> secured by this Serurity Instcument:nnd(c)agcees that Lender and any other Sorrower may agra to�xtend,modify,forbear or
<br /> malce any aceommodauons with regard to the terms of thia Securlty Instnuneat or tt�e Note without tUat Bonower's consent.
<br /> 13.Loan Charges• If the loan secured by this Security Instrument ia snbject w e law which stts maxdmum loan chargts.
<br /> and that Inw.is finally interpreted so thut the interest or other loan charges collected or to be colle�in connectlon with the
<br /> ioan�xc�ed the permitted timits.then: {a)any such loan charge shsilll be reduced by the smnunt noassary to rc�ure the chauge
<br /> ta the Derm'stted limit;and(b)any sums elready callectod fmm Barcower which exceeded permitted limits wil!be refundod to
<br /> Borrower. lxnder may choose to make this refund by reducing the prtncipal owed under the Note or by maktng a�irect
<br /> payment to 8ormwer. If a refund reciuces principal. the t+eductian will be trtated as a pazcial prepaYment without any
<br /> prepaymem charge under the Note.
<br /> , 14.Nottas.Any notIce to Borrower provided for in thia Secudry Instrument shall be given by delivering it or by mailiag
<br /> it by Grst class mail un[ess appllcable low requires use of another method.The notfce shall be direcud to the Property Address
<br /> or any other address Borrower designates by noticc to Lender. Any nodce to T�ender shall be given by flrst cless mail to
<br /> IRnder's address stated her�in or any other address Lender designates by notice to Borrower. Any nottce pmvldat for in tlita
<br /> Seciuity inshument shall be deemed to have been givcn to Borrower or Lender when given as provided in this paragraph.
<br /> I5.Governlpg I.sw; Severability. This Security Instrument ahatl be governed by federal law and the taw of tha
<br /> jurisdiction in whtch the Property is located. in the event t�at any proviaioa or clause of this Securlty Instiumeni or the Note
<br /> oontlicts with applicable law.such conflict shall not affect other pmvisIons of this Security Instrument or the Note which can be
<br /> g{ven effect without the conflicting provision.To this end the provisions of this Security Instrument and the Note are dxlared
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower shall be given one conformed ropy of the Note and of this Secur�ry Insuument.
<br /> Form 3028 8190
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