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<br /> ,�96 1ii�Li�l�
<br /> S. Huacd or Properly Iosuranoe. ���ver Ahull keep the improvementF now exiping or hereafter erected an tha
<br /> Pmpeny insured against lass by firo,hazurd�i�uluded withln tho term "cxtended coverngo"cnd any other ha�urds, Including
<br /> floo�s or flc�odtng, for which Lender require.9lnsucunce.Thl�insurunce shall be maintairted in tiie umnuntr und fa�the perloda c
<br /> that I.ender requires. The insurance aarrier providing the inRUrunce shall be chasen by Barrower Rubject to l.ender's approval
<br /> whirh shall nat bc unrcuxonably wlthhcld, lf Horrower falla to muintuin caverage described abave. l,ertder may. ut l.ender's
<br /> optlan,obtafn wverage to protect l.ender's rights in tho Pmperty in aewrdanco with pamgruph 7. .
<br /> All insurnnce pulicics a�id renewuls sh�ll ba ncceptable to Ixnder und shall iaciude a unndaM martgAge cinuse. Lender
<br /> shni l huve the rlght to hold the policIes and renewal�. If Lender requires.Borrower sh�ll promptly give to Lender ull recxipts uf
<br /> paid premiums nnd renewul not�ces. In the event Qf loag,Bocrower shall give,prompt notice to the insurnnce can�ier and I.ender.
<br /> I ender may make proof of losa if rtot made protnptly by Borrower•
<br /> Untess l.emizr and Borrower otherwlse e8ree in wdting. lnsurnnce proc�cxis shnfl bc appQed to restomtion or repair of the
<br /> propecty dam�ged.lf the restoratIon or repair ia cconnmtcally feasible and Lender's seturity is not lessened.If the resWratioa or
<br /> repair Is not economlcally feastble or I.ender'e secudty would be lessened. the insurance praceeds shall be appliad to the sums
<br /> securod by this Security Insuument,whether os not then duo. with any eacess paid to Borrower. If Barrower abandons the
<br /> Propetty. or daes not anawer within 30 days a notice frort►Ixnder that the insurance carrler has offered to settle a claim. then
<br /> l.ender may collect the insu��ce praccals. Lender maY us� the Pr�ce�s ro repair ar reswr�the Property or W pay sums __
<br /> securod by this Secudry Insuument.whether or not then due.The 30�day period will be8in when the notice is given.
<br /> Unless Lender and IIonower otherwise agree in writtng. any appltcation of praceede to principal ahali not extend or
<br /> postpone the due date of thC monthly paynzeats referred to in paragrnphn I and 2 or c6ange the amaunt of the payraentis. If _
<br /> uader paragraph 21 the Property is acquired bY lxnder,9orrower's right w any in.gurance polieies and proceeds resulting from
<br /> damage to the Praperty pr�or to the acquiattion�halt pass to I.ender to the extGnt of the sums secured by this Sec�r�ty Inswment
<br /> immediately prior to ttte acqWs[tlon.
<br /> 6.pecupancy,prtservat[on,lWaintenance Aud Protection oi the Pmpertyi Bomnwer's Loan AppUcatlon;I.easehoidq.
<br /> Borrower shall occupy.establish,and use the PrapenY as Bonow'er's principal residence wlthin s�xty days after the executIon of
<br /> this Sac�adty Instrument and shall continue to occupy the Property as Bor�nwer's principal residence for at least one year at�er
<br /> the date of occupancy.ualess I.ender otherwlse agrees in wrlting. which oonsent shell not be unreasonably withheid,or unless
<br /> extem�atiz�g c��mstanr,� ax3st w1�ch sre be�ond Borr?�wer's cx�nuol. 8orrower shall not deat�+oY, d�maSe or impalr the
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<br /> property. ellow the Property to detertorate,or commit wastc on the Property. Borrower shali be in default if any forfeiture
<br /> action or proceecling. wheffier civil or crImind. ia begun t(uit In I.ender's good faitly judgment oonld result in forfeitun of the
<br /> Property or other�vise materlally impair the liea created by this Security Iasuument or L.ender's atecurlry interest.Borrower may
<br /> cu�e such a default and reinstate.es provided In paragcaph 18.by.causiag the action or pruce�ding to be dismissod wlth a ruling
<br /> that.in Lender's good fatth determinatloa, precludes forfeiture of the Borrower's interest!n tho Property or nther materiul
<br /> impairment of the lien creuted by this Securiey Insdvment or L,ender's security interest. Borrower shall also bo in default if
<br /> Borrower,dueing the loan application process,gave matertally felse or inaxurau lnfora►ution or stauments to I.ettder(or failod
<br /> to pmvIde Lender with any matertal infoareadon)ln connectlon with the loan evidenad by the Note.including.but noi limitmd
<br /> to, npresentations conceming Borrower's ocapancy of the Prope�ty as a pr�ncipal resIdenoe.If this Scxudry Inshument is on a
<br /> leasehold, Borrower shail comply with aU the Provisjons of the lease. If Bonower a�q��ires foe dde to the Properiy� tha
<br /> leasehold an�i tha fee title shall not merge unless Lander agrees to the merger in writlag.
<br /> 7.e"�viax.iivu of l.e�tder's It3ghds ia i�^.Yra�sty.If Borrower fails to perform tha covenenta end egreemems cmntained in
<br /> thls Sec�rlty Insizument.or there is a legal proceeding that may sigaificandy affect Lender'a rights in the Property(such as a
<br /> ptooeecling in banfcrupuy.probate.for condemnation or forfeicure or to enforce laws or regulations).then L,ender may do aud
<br /> p4y for whatever is neoessary W pmtect the vAlue of the Pruperty and Lender's r�ghts in the Property. Lender's actions may
<br /> Inalude paying any sums secur�d by a lien which has prlority aver this Secuhty Instrument, appearing In court, paying
<br /> r�asonable aitomeys'fee8 And emerIng oa the Property co makc zepairs.Although I.ender may take action under th[s paregraph
<br /> 7,Lender does aot have to do so.
<br /> Any amounts disbursed by Leader under this paragraph 7 shatl become additlonal debt of Borrower sacuro�by this
<br /> Secudry Instrument. Unless Borrower and Lender agree to other terms of paymeat.these amounts shell bear interest from the
<br /> date of dtabursament at the Note rate and shfall be payabie. with intereat. upon noUce from X.ender to Borrower requestit►g
<br /> payment.
<br /> B.'Mortgage Insurance.If i.ender requirad mortgage insurance as a coadition of mak�ng the loan secured by this Secur[ty
<br /> Ipstrnment, Borrower shall pay the premiums required to mainte�n the mortgage insurance in effcct. If, for any reason, thc
<br /> mo�tguge insurance coverege required by L.ender tapses or oea5es to be in effect,Bormwer shall pay the premiwns required to
<br /> , obtata coverx�ge substantjally equivalent to the mortgage insuzance previously in effert,at a oost aubstenttally equivnlent w tha
<br /> wst to Borcower of the mortgage insurance pzeviously in effect. from an altematfs mortgage insurer approved by Lender. If
<br /> substantially e�uivulent mortgage insurunce coverage is not avatlable.Bornuwer shall pay to Lender each month a sum equal to
<br /> orte•twelfth of the yearly mortgege insurance premiw�►being patd by Borrower�vhen the insurance coverage lapsed or ceased to
<br /> be in effect. Lender will accept,use and retain these payments as a loss rescrve in lieu of mortgage insurance. Loss mserve
<br /> Form 3028 9180
<br /> vopa 3 0+s
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