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<br /> ADJUSTA.BLE RATE RID�I��S S`�p��'�
<br /> THI3 ADle1S'fABL�ItA9'�ItiUE3It b mde thts 3�► diy of t�G�eStt ' � �995 .and b
<br /> h�comoea�ed inb�nd sMU be deen�d m art�end�nd�ppkmau iAe Mo�ga Deed oi 71nue ar Securi�y Deed(�he"Securlcy
<br /> Inawment")of the eame date glven by 1he underaigned(the"Bomowa")w sacuro Borrowu•a AQ;ustnble R�to Note(tho
<br /> "Note%w
<br /> HOMB ABDERRI+ 8AVS1�Q8 & LAAN ASBOCIATYON 08 CiA71ND EBIJIL�D
<br /> (1�"LEItdC[�Ot tI10 SSi116 dYtO�CAYElIf!$1�10 Qi'Cpai�t�IiQ�Ifl l�W SCCU!'�i�}I LL'�hti�Gl�ali$IOCtslOd AC
<br /> �Z58 NSVADA AVB
<br /> GRAtiD IBLi1ND, NSBRASICA 68Q03 .
<br /> [P�operip Aderessl
<br /> THIS N07'E CONTAINS PROVi3IOA13 AIeLOW[NG4 FOR CHAN(iE8 IN MY INTBREBT RATL AND 1VlY
<br /> MOIVTHLY PAYMENT. INCRBASES IIV THE INTEIt�.tiT MTL► {�VII.L ItQSULT IIV HLQHLB PAYMLM'S.
<br /> DECREASE3IN THE WTERF.ST RATB WILL[tES[1I.T IN LOWBR PAYMENTS.
<br /> � ADDITIONAL COVENANtS. Id eddItion to the wvmanta and agra,ntents mada in tho 3xurtty�dnstntmatt,
<br /> �zv�mwer mW Lender fimt�er covamnt�nd agne as fallowa
<br /> � A.INTEABS7'89ATE AND MONTI�I.Y PAYM@iT CHAMtiRS
<br /> 7be Note pmvi�es fa m initiil intr�est rate of 6.500 �,. 1�O Noie pcuvkks for ch�nga�in the
<br /> intarst rMa and t[�e monthlY paYmaita,a follo�:
<br /> r0.D1P!'EDI+BT BAT�AND MOI�'HLY PAYMg1VT CHANtiBB
<br /> (A)Cbmqe Dites �� . �
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<br /> �rna tmec�u r�e t wut p.y n�y cba�ae on�e t�ra a�y of rrovse�� � 1996 .,n�t an thn�y
<br /> CyCfyl �•1'� ma�►th Ihaatkr.Bach d�te an which my lnte�t nte c�utd ctuage L c�iled a•�+�,•,,,,��.w
<br /> vsaw�d�r
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<br /> Be�+n€n�wi�h�he fistt uuage D�o0.my iat�am rve wW bo bwed o�p ao Lodmc.Tde"Lrde�c"is:
<br /> T8� Mf�A+Y AV8RAG8 YISLD ON �1NIT8D 8TAT88 TRBi19URY 9$CUItITI88 ADJUSRBD 't�0 A
<br /> MH$TANT EMT�JRITY OF 1 YSAR. A9 MADB AVAILASLS BY '1'�8 88DSRAL R888RVE 80ARD. '
<br /> � . � .
<br /> Zixi mo�a nooan�nea�ti�u+o.vai�b�t ot the a�se:�1 4s a.ya C] . .
<br /> be�tore eadt Ciw�sae DMIO is c�11ed the"Cuetent Inaea."
<br /> ' If tl�e Udex is ao lon�ex a►v�iloble�ti+e I�Iote Holdu wW chooee e nsw iadrac tt�as b ba�ed u�oa cna�6b infprnadvsi.
<br /> �fto rTo1�Hotder aiq give mo rwdoa af thia cboioe. , .
<br /> � (C)Cakel�tio�d Ciae�a
<br /> 7eM0 Atm oiis HA�L�'�tbe Nde Holda�ca9cul�e my nea iat�at eabsoo� 96)a d�c C�mmt�ode�.
<br /> 71ie Nob Haldar MUl then ro�uul d�e n�alt of thL�addidaa b the��p Narat � N�ct Htg� C�rkxt Lovaat
<br /> on sia�n�rc � .ias 9�,),
<br /> SubJect w 1be Umlt�smted in Sadon 4(D)betoa►,Wa caunded anount wW be my naar fntatst r�e untii the next C'�un�e
<br /> Dre. •
<br /> 1f�e No1a Holder rv�ii then ddetmine the�tnov,at of tlhe monthly pymdtt dtitt wou3d 6e�t�D t�opaY tM in�id
<br /> pri�ip�i lhet r am ex�tcd a oxe at ttie Chmge D,we in[Wi on tl�e mwuity d�o e tny ne�v l�arac nre in aubebndvlp
<br /> oqwl p�yn►ann.'I'he e�lt of this calcnlWion wiU 6e the ne�v�mouaR of my a�oathty pymat�
<br /> Nppp)I�imNa a�I�taert 1�ata Clu��a
<br /> ��cLeck oPl�P+�boxe.�;{�'no dnx la cJuckM,thtr+r wtll ba no nxndautni U�nit on cltange.t.)
<br /> a _JUL_____l�_��f_L�• - _L"___
<br /> }-�([j l[�Fo wm oo av awucc�n mcua vn o�aosc rao w�rgca.
<br /> LJ(2)Tlte fntdrest rNe I eia requirod to pay at the Poet C�e Date wW nat Me greaw tha� e.S00 yb
<br /> ar � a.soo �,
<br /> �(3)My inta+ac rete�r111 n�var�e ir�ecaisoa ar aaaeaseG on any sMgle Ch�nae aae by mnra u�an �
<br /> T'T(rff0 p8RC8NT pq�p�8a Ppjpt(s� ( 2.000 9b) �tOIG th0
<br /> nta o,�tacst I have boa�1�Y�8��P��B P�� •
<br /> U(4)My inte�ct rate wIU nava ba gaeaoer then 11.SOO 96�ahx�ts ca11eG the"Maximum R�.'
<br /> THS "MINIFI�IM RATB" A1ILL NEV$R SB L868 TAAN 4:50� '
<br /> 1�ULTtBTATB AQJU8TA8L8 qATH RIOER•�ingta Family ' �/YI
<br /> Papt t of 9
<br /> ��lSA(�+t01) VMP IAOAf0AG6 FORYd•p00)6II1•/Qft in
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