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<br /> paymenG9 may no langer be t�quired,nt the optton of I.ender.if mortguge insurance rnvernge(i�t�ie nmount ru�d for tfie period
<br /> that I.ender rcquircv)provided by an insure�approved by l.ender a�ain bccomes avuilable und is a6tuirtal. Boreawcr s�all pay
<br /> �he premtums requircd to malntain mortp�u�e insuruncc tn effcct,ar ta provide u loss reserve,until the requirement far mortga�e
<br /> insuKmce ends in uccurdunce with uny written ugreemenc betwe�n Borrawer and Lender or npplicable law.
<br /> 9. Inspectlon.l.ender or{ts agent m�y make reasonable entrtes upon und inspections of the Property. I.ender shall gtve
<br /> Barcn�ver notice at�hc time af ar prlor to un inspection specifying r�sonable cnuse far the Inspectton.
<br /> 10. Coudemnation.The praceeds of uny nward or claim for datnages. dirert or consequentlal. in rnnnection with eny
<br /> condemnution or ather tuking of any pnrt of the Property,or far wnvKyance In licu of condemnution, are hereby aysigneil and
<br /> shalt be puid to Lender.
<br /> In the event of n totnl tnking of the Praperty.che proceeds shalt be applied to ttie sums secured by this Security lnstrument.
<br /> whether or nnt then due.wlth nny exmss pnid to Horn►wer. [n the event of a partiul tnkin� of the Property in which the fair
<br /> msuket valuo of the PropRny immediutely before the taking ia equal w or greater than the amount of the swns secured by this
<br /> Secudty lasttument immed[ately before the utktng.unless Burrower und L.ender othenvjse agree in wr�ting,the sumg secured hy ,
<br /> this Secu�[ry Instntment shall be reduced by the amou�t of the procecds muttipliad by the foitowing fraction: (s�)the wtsil
<br /> amount of the sums secured immedtately.before the wkln�. dividad by(b)the fa3r market value af the Pruperty imrreediately
<br /> beforo the taking. Any bsillance shull be paid to Borrower. In the event of a partial taking of the Property in which the fair
<br /> mnrket value of the Property immediately before the tnking is less thnn the amaunt of the sums secured immedIntely 6efore the
<br /> taking.unlas Bomower nnd I.ender otherwise agceG!n writing or unless app{icable!aw otherwise pravides. the procoeds sha!!
<br /> be applied to the sums secured by this Securlty Instrument whether or not the sums ere then due.
<br /> If the Pmperty is abandoned by Horn►wer,or if.after nodce by Lender to Bocrower that the aondemnor offers to malce an
<br /> award ar settle a claicn for dnroages, Bomower fatts to respond to Lender within 30 days after the date the rtodce is given,
<br /> I.ender is authorizad ta oollect and apply the ptoceeds.at Its option,either to cestaradon or repair of the Properry or to the sums
<br /> serured by this Security instninunt.whether or not thefl due.
<br /> Unless p.ender end Borrower otherwiss ugree in writiug, arty applIcatton of p�da to principal shall not extend or
<br /> � postpone the due date of the monthly payments referred to in para�phs 1 and 2 or change the amount of such payments.
<br /> i l. Borrower NoY Released;Forbearance By Leader Not a Waiver.Extension of the time for payment or modification
<br /> of omortization of the swns secured by this Secudty Lutiument granted by I.ender to any succxssor in interest of Borrower shall
<br /> teot operate to�elease the liubiljry of the or�g[nal Borrower or Borrower's suooessors in interest. Lender sluill not be required W
<br /> commence proceedings against any successor in interest or�+efuse to eutend time for payment or othenvise modify amoni�atIon
<br /> of the sums secured by thls SecurIty Instmment by mason of any demand made by the original Bomower or Botsower's
<br /> u,r�essors tn tnter�est. Anv focbeazance bv I.ender in exercisin�any right or a�emedy shall not be a waiver of or preciude the •
<br /> exercise of any right or rerr�edy. ;
<br /> 12. Suoassors und Assigos Bound; Jolnt end Severnl I.Eabittty;C.o-sEg�. The oovenants and agrcements of this
<br /> Secur�ty �nsqument sha11 bind and benefit the successors and assigns of I.ender and Borrower. subject to the provisi�ns of
<br /> patagraph 17. 8ormwer's oovensu►ts and xgreements shall be joint and several. Any Borrower who oo-sigrss this Se�urity
<br /> Insuvtnent but does noi eaecute the Note: (a) is co-sig��in�this Security Instiument only to mortgage.grant and convey that
<br /> Borrower's iatemst in the Property under the terms of this Secuslty Insuumeni;(b)is aot personally oblignt�d to pay the sums
<br /> secuned by this Secudty Instmment:and(c)ngrecs ti�at i,ender and uay other Bnrnowcr may agree W exten�.ynodify.forbear or
<br /> make any m�oommadations with regard to the terms of this Security Inswment or the Note without that Borrower's oonsent.
<br /> 13. I.��n Charges.If the loan secur�d by this Sacurity Instniment is subject w a law which sets maaimum loan charges,
<br /> nnd that law is fin�lly interpreted so chat the interest or other loan charses oollected or w be oollected in eonnecdon wich the
<br /> Ioau exceod the permitted limit�,then: (a)eny such laan charge shall be c�oduoad by the amount neoessary to roduoe the charge
<br /> . to the permittod timit:and(b)any sums already colle�l from Borrower which exaeaded pem�ittcd limits will be�+efw�ded to
<br /> Borrower. Lender may choose to make this refnnd by reducing the principal owed under the Note or by maldng a direct
<br /> payment to Borrower. If u refund eeduces principal. the redactton will be te�eated as a partial prepayment without aay
<br /> prq�ayn�em r,�arge under the Note.
<br /> 14.Notias.Any notIce to Soaower provided for in this Secudty Insuumcr►t sl�all be given by d�livering it or by mailing
<br /> it by first class maii unless npplicable lsw�equires use of anoSiter method.The notia shall be direaed to the Property Address
<br /> or any other addc�ess Borrower designates by notIce to Lender. Any notice to Lender sluill be gtven by first class mail w
<br /> Leader's addtess stated hemin or uny other eddress Lender designates by notice to Borrower. My nodce pmvided for in this
<br /> Sa;urity InsUUment shall be deEmed to have baen given to Bnrrower or Lender when given es p�vided in t6is paragtaph.
<br /> 1S. Gaverntng I.aw; Sevet�biltty. Th(s Securtty Insuument shall be govemad by federal law and the taw of t�e
<br /> jurisdiction in which the Property is toc�ted.in the event that any provision or clause af this Sacurity Inswmem or the Nots
<br /> oonfl[cts with applicable'lnw.such oonflict shall ncnt affect other provislons of this Security Instrument or the Note whic6 can be
<br /> given effeot withoat the confltcttng provision. To this end the provisions of this Security Instcument and the Note are d�clnred
<br /> to be severable.
<br /> 16.Borrower's Copy.Bor�wer stinll be given one conformad oopy of the Note and of this Security Instrument.
<br /> Form 3028 91a0
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