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<br /> '!'G�E'[3�R W!'!'!i p11�ha improvements now or hemtatter erected on the property�end�saents�app ces�and
<br /> fixwres aaw a 6eTeafux a pert of the propaiy.Ari replacements end ad�ldan�shall also be covued by Wa SxurIty uisaumeui. 4�--
<br /> Ali of tha fangoing iu nfe.rced to in thia SecarFty Inawment a9 the"Propaty: T
<br /> BORROWBR COVffiVAN'TS tbat Borrowa is lswfully se�aed of tbo cstete lumby conveyad and has tlea right w grant and '��•'
<br /> convey dia Proputy and that the�+npaty is unencumbaod,e�cc�ept for encnmbreucer of ncord. Bonower wananta end wFll Y
<br /> dafend get�erally the dtle oo the Propaty agafunst all claims and deri�ands.subject to eny encu�r►b�+ces of e�card. � �
<br /> TEIIS SBCURPI'Y II�TST�tUMSNT cambines unifam oovenanis for nadonal use and aoa•unifoaa cova�ants wITh limiLed
<br /> vedadons by jurisdictfan ta oonsdwta a unifoim sccurIty iaswmeat covering reat property. --
<br /> UNQ�ORM COVBNAIVTS.Bamwer aad Leitdcx coveaent aud agtee as follows: -_
<br /> 1.Paytneet of P�3nciyAl and Intereat;Prepxyment and Late Chstrges. Horrowa shaU prompuY PaY �►� � �a --
<br /> princtpai of and interesstai�the debt evldeaced bS►the Nate end eay prepaymeait end late charges due imder the Note. �-
<br /> 2.Funds fos T�ta and Ia�arance. 3ub,�t oa applie�ble Iaw os to a wrlueu waivrr by Latder,Barro���er shall pay m `_
<br /> Lra�dtr on tbe day montblY P�Ybunts sre dua unda the Notes.undl the Nou Is paid ia full.a sum("Bunds")for:(a)yea�ly mxes _
<br /> and assassateac�which may at�►prlorIty ovGt th9s SocurIry Iast�mettt as a Ika on tbe P[operiy;(b)y�arly leesehold paymeata
<br /> or ground nent�on the Proputy.if anY:(c)Ye�ty da�ard ar propaty iasuraiece prtmiwna:(d)YearIy Aood iusuranca premie�ms.if
<br /> snY:�e)Y�Y��'Se iasurancfl preaniums�if any:aad(�any suma payabb by Bonower to L�eadu.in ac�coidai►ca wItb the
<br /> pmvlalona of psr�aph 8,in liw of'the p�ymeat of mosigAge inauran¢e yre:aiwns.These ixms are eaLed "Bxrow I6ans:'
<br /> L.r�da may.at any t1mo.coUect and hald F�nda in en emount nat t�excaod tho rmuclenum�mowtt A kndar fa�fada�lly relatcd .
<br /> mortg�ge k�an may requim for Hormwec'a a�aow acxount undrr t!a federal Ral Eatue Sett�t Pe+cioed�res A�t af Ig74 aa _
<br /> �nxxided tanm dme to dine,l2 U.3 C.5ection 2601 et aeq. ("It83P/�").unlo�s onotha ltw th�t qfplkt to the F1�r�di teu a kssa
<br /> artava� U so�Lander may�at any dme�collxt and hold Fwide in an amount not to aacaod tho kasa runonn�.Lenda truy
<br /> ptim�to the�rwunt ot FunGa due on tho bwais of cumnt d�t�And a�wnable estEm�tei of oxpendit�era o!ihpuo Bucow IWns as
<br /> olhawiee in�ccatd�t�oe wlth a�ppAatbb law.
<br /> 1ta Flu�dr sdtU 6e held In�n insdwtbn whoao depoalta pre insurad by t fodetal agency�ins�umanW{ty.or cndty(including
<br /> Lendex.if Lander ia s�xh an insdtudon)or in any Fe�derel Home I.oan Ban�.Lettder�h�ll apply the Funda to pty tho Beceww
<br /> Iums.Lender msy not charga Bormwu for holdEng and applying Wo FLnds�uutualiy nnelyzing�ho exrow aocount,ar verifyln8
<br /> the Bscrovr Iwns,w�las Leader paya Bomower inw�ast on the Punds and epplic�bb law permita I�ender to malca euch a ch�rga
<br /> Howevar,L.eaider may requic�e Bosowa to pay a on�draa cherge for aa indepeudatt real eswe pa�reporiin8 s�xvlce�aod bY
<br /> I�ra�kt ia cann�p�ion wltb tt�is loan.�nlas aPPlk�abb taw provld�+oiherwise. Unles�an agroanent Ls made or applkable law
<br /> cequii+es�taat w be paid,Lender sdWl noY be requiced to pay Borrowa any�uaest ot eamiags aa ths Funtb.Bormwa and `
<br /> L�er�da miy agz�ee in wriaing.howava.d�at int�rest st�all bo pa�d on the Funds.Leada shall give tn Hor�owes,withait eharg0.an
<br /> aw►uAl accovadng of tiw Funds�showfng credits and debita w tha Funds and tho pvipox for whicb each debit w tUe Funda wag
<br /> made.The Fund�are ploc�ged as eddidonal securIry far all suaas secun�!by tbls Seaulty Instrument
<br /> I£tha Fwids beld by�Lender axcoed the amounts paaa{ued w be deld by oppliatble lavr.I.er�der shalt aocount to Homowa for
<br /> tha eAOSSS Fmlds fin ec�arduica wiW d►e roquLementa of appllcable law.If the aznount of tho Funds held by L�nder et aay dme is
<br /> nat aufficient o�pay the�w Ioema w1�due,Lendu may so notify Borroaer 9n wrldng.and.In auch case Borrower st�all pay
<br /> 0o Lender the araount aa�ssaty tn malce up the def�Iency. Bocr�ower sl�il mnke up tho deflciency► In no mom thau twelve
<br /> monthlY Pn3'men�at Laida's sola disaeflon.
<br /> lUpon payment ria full of all sun�s secuzrd by th3s Stcurlry InstNmeu�Lender shall promptly refuad to Bost�ower any Fuinds
<br /> heW by I�er�dar.If�undar peragraph 21�Lenda shall acquin or sall tha Propesty.I.ender.PrIor W tbe ncquisitton or sab of tha
<br /> Pmpaty,sWll apply an�r Fw:ds Neld by Lenda at the dma of acqnisidon or sab as a crodit against tbo suma sxwiod by this
<br /> �3�.A,pp�ot Paymeata. Unless applicabk lsw provides othcsw�se,ell payaia►te rxeivod by I�ender under pua�raphs
<br /> 1�d 2 ehall be applied;Rrst,W any p�ya�►t chacges dne unda the Note;second.to amounts payabb under pacagraph 2;
<br /> i3�iN,w iaL�aest du�fou�d,to pdaciypel due:ead last,to aay late ch�uges due nada td�Nota
<br /> 4.C6ar�esi Liens. Bornowar shall pay sll wces��ts,char8a�,fiaes and imp�stdons at�ibutable w the Propr,�ty
<br /> which may anain prknity ova diis Sec,urIry Insuumea4 end lea9ehold payraents ar�+uund�eats.if any.Bon+ower ehall p�y thesa
<br /> obUgadons in the menner provided in para�ceph 2�or if rtot paW In that manner.Boimwer adall ps�y than on time Ai�ctly to the
<br /> person owed psya�nt Bocrowar shatl promptly fumish to Lendei all nodces of amounta to be peid undea tbis pareBep�. 1f
<br /> Boamwa mW�es theso payments dfi�ctly.Bor[oau shall pmmptly fumish�o Lueder raxipts evlden�ng tbe paymeats.
<br /> Hoauwr�shall piomptly discharge any Uea ahiqh has prlority ova thla SecurIty Iastcument unless Boirower.(e�a,g�ees in .
<br /> wrlting m.tb payment oi tha obllgadon secured by the�I�n in a maanu aooeptablo to Lender;(b)cont�sta in good faith the lien
<br /> by. or defada e�inst enfoi�nt of the llen in, ksal pmc�oodia8s wh�h in tha L�ada's apfnion olxrate to provmt tha �
<br /> eafom,emcnt of the lkn; or(c)socure.v from the holder of the lian aa agrcunwt sati.gfactory co Leadrt snbotdinadng the lien to
<br /> this Socurtty Inswment II I.ender detamfnes that any pa�t of du Ptopaty is subjxt w a Ikn which may att�in pelorlry ova Wa
<br /> Seauity tns�nmait,LeAda may give Bo:mwu a nodoe ldendfying the tien.Soaower shaU sadafy the lien ar tate one ur mom
<br /> of tho acddns set fottd abova within 10 d�ys of the giving of nodca.
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