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<br />- �,��w,��F•�.r;:. , " S.�Hama�d e�r'Y�+npesty Insuranse. Borrower slu�li keep tlte im�mves.enLs now existing ar h�rtzafter enxxted on the
<br /> -�F=`,:,.;�..-..-.: . Progerty insur�a�ncr.lass by tire.haaraards is}ciuded wit63a the term °exteQded aaverage"aad any other harards.inciading
<br />_ . . '' �? ': flbads or flaading.for.which Lender requzms insuiance.This insurana shall be maintained in ths amoiants aad fos tfle periods� -
<br /> :>_Fr ; �.•,::. .:�.� :: .
<br />• tlr�t Lender requims.'t'he insurdnre carrier providing the insurance shaij be chosen by Borrower subjed to Lender s approva!
<br /> '•=-_-���=_s`_ vrLish sha!!nnt tie unr�soaahly withh�Ih..If Barroaer.fail�tn ma;nr ;n mverage desctibed above, Lender may, at Lender's .-
<br /> � f�°�":4� . ' optio�,oistain aoverage W pmtest d..ender's rights in the Property in a000rdance wit�paragraph 7. • -
<br /> ��-�r,� . _ AI!insurance policiss and renewals shali be acceptable to.L�ender and sha11 incl¢de a standard martgage clause. LRnder _
<br /> -`�'�'''`"'°`�"' -. ,.�!-lsave tha r'sght[��the�licies 2n��ats.If L�er gmmptly give m.i.enck.�a!1��af
<br /> � .-� ► re,uiies,Bc+rmwec shall g
<br /> ��;t���; paid premiums aad m.aewat notices.In tfie event of lass,Borrower shatl give prompt notice ta t6e insuranze catrier aud I�nder.
<br /> atl
<br /> .-�=u:��� : I.ender may make prdof of[ass if not made pmmgily by 8orrower.
<br /> -'---!i:-=��:� Untess L�eader aad$ortv�ver othenvise agree in writing,insuraase praceeds shaU be applied w reswiarion or eepair of the
<br /> �=�� piogerty damaged;�the r�staratian or repair is eoonomic�iiy feasib2e and I�nder'a sewrity is nnt lesseaed-!f.the restoratioa or
<br /> ���::T.� .
<br /> '--'s-�:�:r��� repaar is n�t ecanomicalIy feas►'b[e�r Lender's security wauld 6e l�csseaed,the insur�ce proceEds shall bs applied to the sarns .
<br /> =`---°{�'.-�x��� , secured by thi��Security tR�*+±+++s++t.sdhet�er m tcot then due,witti any excess paid tv Borrower. If Borrower abandons the .
<br /> .�_-�;;;�� Prop°rty.or does npt answer�rittiin 34 days a aatioe from Lender that t�e iaswaaoe carrier has offered to seule a ctaim,tI�en
<br /> -=-=_� Lendei may collect the insuia�ace praceeds. Lender may use t6e procee�s w repair or testo�e the Property or to pay sa�s
<br /> �;��;�n� , s�d by this Security Iastrunaeait,whether or not theu du�'�'tte�JO-day�period w�l6egin when the notsce is given. .
<br /> __��=,:u,:��-�*� Uriless Lender and Borrower atherarise agree in writin8, �Y aPPlication of proceeds to principal shall aot ext�a�i or ,
<br />�::'Y=� . pasipone tLe dne d�e of tfce monthly paymems nefemed to in paiagraphs 1 an�d 2 ar cf�ange ti�ammmt of We paytaents.�f •
<br /> _�-:;�::���,�:=�_._.__ ._....underF�8�P��1�the�ProPen3+-�Sacquired-bY-I.eader.-Bos'cow�'s.cight.to.i�+__inamancs�oliciesaad.praceeds.r�suIt3ngfmm._......
<br /> �-��=�.�'�� damage to the Property prioi 4o the acquisition sl�all pass to Lender w the extenc�f ti�sums secured by this Sec�rity Instrnment
<br /> _-----�� �mmeiiiately prior to the acquisition. . , •
<br /> —=��� 6.O�pancyf.Pr�eservation,Maintenaace siad Pr+utedlon of the Property,IIosrawer's Luan Appfiration;I�.seLot�s: •
<br /> ----- --�
<br /> --�._-� ', Bom►aver shall occupy,establish,and ose We Y'roperty as Borrower's principal cesidence arithin siaty days after the ea�atioa mf
<br /> ___.r,::��:_
<br /> _—� this Secarity Instivmtnt arcd shall comir►ne fo tiaupy di�Propeity as Borrowez's principal residence for at least ons year after
<br /> -�_--_--�� ttte date of occupa�ty. unless l.emder otherwise agr+egs in writing,which consent shall not 6e unreasonabiy witdhetd.or untess
<br /> _---- -_--_ . .. �;.���atIng eircamsfances exist wh3cfi aze 6eyond Borrovrer's co�cvE: 13or[o�vet sha!! nat dests+�y. dama8e ar impai[ $e
<br /> -_-_° �Qrai{s�s3y, altow the PmpeRy to deteriorate,or oommit w�sxe.vn the Property. Borrower shall 6e in default�.f.�uy�.farfeiriue •
<br /> ���'�"*��R�,�� . ac�sjt�:or praceeding,whether civil or criminal,is began tlta�in Lender's gaod faith judgmeni could tesult in f,��itute of the '
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<br /> ,:_:,:-��;'-�.•-�_�r� Pra��sty or othenvIse materially impair the lien created by tivs Security Instrumeat or Leader's security inte�esi.�'�viiower may
<br /> - wre such a defaWt and ieinstaie,as provided.na paragcagh 1 S.•by caus9ng the acxioa or pmcexciing to Ue;c`smisse�wlch a ruling •
<br /> - __= that, in Lender's good faith detesminadon, �Sectad�s forfeitura of the Borrower's interest in t6e H�erty or biher material '
<br /> - - uapaament of the lien+created hy this Security Instrument or Lender's seatrity inter�si. Borrower slaaU aiso be in defantt if
<br /> -- � Bnriower,during the loan applir,a{ion proress.gave matcrialty False ar inac�.vrate information or statemettEs to I.endet(or failed .
<br /> r� - � ta prnvide Lender with any ma?�rial inforntaEion?in c�nnection arith the loas evidenr.ed by the Nnte,iacluding.but not limited
<br /> _ ` • to..xepre.sentations conceming Bormwer's Accu�rscy of tUe Propsrty as a priRCipa1 residence.If this Secarity Instrumeat is on�
<br /> - - ----_�- leasehold, Borrower shall compiy with all ctir�;_r..7ta•isions of the lease. If Bonower aoq�ires fee title to ttie Pra�, the
<br /> -- ° l�old a�d the fee title shali not merge an2e'ss U��t�x�aps:c.�s to the merger in wrridng. ,., . '
<br /> ',,�T..�tot�tion otI.cader's R3ghts in the Ptuperty.if•Baimwer fails to perfom►the covenautts and agreemer,�:t�tpntsi,ned in
<br /> .�. '. t�s'-'�'+�'s.uiry dnstrament.or tha�;.3.�a legai�;ooeedsng that may significandy affect I,�ader's rigDts in tiie Property{suc6 as a �
<br /> • �mCe°�ding in,baufsx;uptcy.pmw�:�;for oondemaation or fodeiture or to c�forrc laws or xegWations),t£ten Leader may do and '
<br /> , . � pay far w1�r�u�'fia ne�xssary to proteci the valRe of the Property and Le�nder's dgius�n the Pro�� Lendei's acxions may .
<br /> � insllufe.psyirtg•�ay sutns s� by a lien which has priority avet this Seeuticy ►��+,m- 2,��'p�earing in oourt. P3Y�S. •
<br /> re�5q�fable attorneys'fees aad vram.�ring on the Property to make tEpairs.Atthough Lendec•may take action under this paragraph
<br /> 7,Ll�der do�not have to do J�i. • '
<br /> Any amounts disbursed by�Y.ender under thie.paragaph 7 shall become additioual debt of Borrower.sewi'ed 6y tbis .
<br /> . Sea�rity Instrument:Untess Borrower and Lender�gr8e to other terms of payment, these amounts sha11 bear interest from ttte
<br /> ' dar�t��d.isbwsement at t�e Kat� rate and sP�all 6e payable, with interest, upon notice from d.emder to Borrower requesdng�
<br /> peymtttll. • • ' ,� � � ' ' - a:,:.
<br /> • 4�.Mo�tgnge Yms�tra�If fc,.ender ret�uired mortgage in,�urance as a oondition of making the losn s�by��liis Seeurity
<br /> • Instrument,Boirower shall pay thc premiums required to inaintain the mortgage insurance in effci:t: [f, for aay reason. the
<br /> � martgage irtsurance covetage sequired by Lender lapses or ceases W be in effect,Borrower shall pay�tfie premium�.s requimA to
<br /> obt�in oovernge substantially equiva�ent to the mortgage insurance previonsly in effect,at a vost suCsstantia]Iy equivaleat to the
<br /> -� oost.to Borrowet of the mort�age insurance previously in effect, from an altemate martgage insurer appmved by Y�ender. If
<br /> _—= substaatiaJly equiva2ent mortg,age insumnce coverage is nnt availab2e,Borrower stiall pay to�.ender eash moath a sum equal w �
<br /> _- ,�_:�.,:,1-:� on�-tweti�of the yearly mortgage iasutance pmmium being paid by Borrower when the insnrana ooverage laps�or c�ased w
<br /> -:_r�==:•��� be in effec�.Lender will aacept.use and retain these paymems as a loss reserve in l�eu of mortg�oe insurunce. Loss reseive
<br /> - .`"--'-��• , - Form 3d28 9190
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