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<br /> �`..`�4- .�.,"k`.�'. . TOGETHEit WITH ali t�e improveutents now or hereaRer e�ected oa th�pmperty,end all easemenu.aPPurtenaaces,and �•:
<br /> ' �ixtvr�s now or hereaft�r a part of the pmperry. All replaaemef�ts aad add'itiaas shall atso be wvered by this Seatrity -
<br /> :^�`k`G:. .�.t.`` . tnstniment.All af the foregoing is refened to in t�is Secvriry Instmmem as the'Pmpetty."' �
<br /> � � ,� : ^ .�``. BOItROVf�ER COVENANTS that Borrowes is lawfully seised of the essate hereb�r a�nv,eyed�d�as Uae right to grant and �
<br /> � `' . oomey�e Property aud that.the Praperty is uaencum6ered, except�or encumbrances of record. Borrower warrants and will �;
<br /> _ _"'��_i"._;.••_ �defend genetalty the tifls to the Property ag�inst all claims and demaads,subject to any encumhrances of record. �..
<br /> -:. 4+z : � . THIS SECI3RITY IN5TRUMENT combines uni�orm oavenants for_national use and aon-umfarm cove�nts v�ith timited ..
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<br /> . variations by jurisdiction to constimte a uniform security instrument covering real P�F�Y-
<br /> �`y�-�`' `- .. - :__�_LtNIFIIRM rAV�NAN'TS.�rmwer and I.cudec cnyeaaut.and.agree as follows. � ' -
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<br /> , � - 1. Faym�t of�c3�cipa! and taterrsh �'ePaYmsnl aad d.ate Ct�arges.�Boriower skall_piotriptTy gay whei�due`tfic�- -
<br /> �' and late c es due under the Nate. _
<br /> principal of and interest on the de6t evidencxd by the Note and any piepayment 1�g _
<br /> 1`'.���..;„y;;_� 2.�uads for Taxes and dnsuramce. Subject co applicabte taw or to a written waiver by Leader.Bormwer shall pay to --_
<br /> -'•-"'-`?;� :�';,t,;..r ' i ender on Ne day monthly paymencs aze dae under the Nots,nutil the Note is paid in full,a svm("Ft�ads")for.(a)yearly taxes =
<br /> �- `�"•. ` . and ass�smeats which inay z?.sain prtority oqer this Security Instrument as a lien oa tbe Pivperty:(b)Yeatty leaseho2d payments -
<br /> �:..:�:�
<br /> `�=�:r.:. �:•= or ground rems on the Pro�eaty.if anyr�(c1 YeariY ha�d ar ProPeTtY insarance pr�emiums;(��YearIy flaod iasuraace premiums, _
<br /> ;,: °. •-•',��;: ` - if any:Ee)Y�Y mortgage insur,�ncg�`',..�i�ms•if any:and(fl�►Y�PaYa�te by Borrower to L�eade�, in accordance with ` _
<br /> -^�4�`.� �- '�ilr
<br />:_��t;��-<.. ..� the provisions of paragrapt}8,in lieu'b$iie payraerct af mortgage insuranoe pr�miums.These items are ra�led°Escrow It�ms.".
<br /> - :j'�`'�°�� ° ,�,:�.ender may.at any time;:��lect and hold Funds in an emount'not to exceed��naximmn amouat alc�for a federally
<br />_ --.,: .,�;-� � ' --
<br /> . „ ��+.�i, :; �:�``�';�,1azed;mQrtg�,Qe toan rn�'r�uice for Bosrower's escrow accannt under the fe��3•Real Estate Setttea�4'�'^�.s;edare.s Act of _
<br /> ��F ��.:; �..�`' ' .< . �'��'1974 as a�rdf�i�from time to time. 22 U.S.C. Se�tion 2601 et seq. ("RfiSPA°�;��iess enother l�aw that z��is to tlie Fuads
<br /> :4 � ...�..._ sets_a Ie.tis�r�aant�,If_�Q,.Lender ma�;at arry_time>collea ar�d hQ�Fun�s��n,amount cca.ta exc�,ti�}esser���Tt•
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<br /> j Yj��`,' - '�:-�uder may�Stimate ths amoum of-Fuads due on tbe basis of carc�^t c�ata�s c�sanalile es�ma�es�of.-e��itu�tt��f�`�wt�re.� �_�. ......
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<br />-::,�i e,,_... . � ``:IEsctow Items or otherwise in ac�ordance witb applicabte law: • . . �.. .' . , . .
<br /> :,::;;, '' :' The Funds shall be 6eld'ia on institudoa whose degosits are insured iiy a fedeial agency. isuht�l�tY, ur eattty
<br /> - ' �'-',� �� ::'(`iactvding 1.e�er.if Lender is sucb an institudon)os in any Federal Home Loaa Sank.Lender shalt apply the Funds w pay the
<br /> ..•�, , .,� - Fscrow Ite�:Lender�nay not-charge$citower for holdinS aad a�ying the Funds,annually analyzing the�w.accbt�t;.or _ .
<br /> ;' � = verifying tiYe�scraw Items,unless Lender pays Bormwer inteiest,on the Funds and applicable law permits L.eader to make sucb
<br /> —�� ctin service. �
<br /> �=::�.'.'. '''.�c�arge:Hotivever,I.�:�'�ray reqnire Bormwec to�y.a one�time charge for an indepeactent real estai�tat�a� �
<br /> '"�.'� ' .:� 6y �er• in,ca�on with this'loan, unless'applicab2e taw pmvides othenvise. Unless an agre�ent is made or
<br /> r�` "'"`h,��� `� �pplicable t�ar z�oire5 i:���t to be paid. Lender shall not bc required to pay Borrower aay interest o�earnfngs on the�uuds..
<br /> _ _• �.:'-.';�,�' ' Borrowei and I.ender may agree"in writing.however.that inie�t�...�aal1 be paid on the Funds.Lender shall give.w Boa�rzer,
<br />.�.••��,:. �' ' without cbarge,an annual accounting of the Funds,showIng credits and debits to the Fuatds�d the g�upose:for wbic3�,mach
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<br />---;_�:�t�• debit w the Fnnds was m�.The Funds are p2edged�.additional sect�rity for all s�ms secured by this Secucity ssstni�--.
<br />:_�'�'�?'�^�":�'� If the Funds held by�ndet exceed the amourtts�emnitted to be held by applIcable ls►w,I.ender shall z��nt to Eoaower
<br /> �.�,�;r,��� for the excess Funds in accordance with the r�quiremems of applicable Iaw. If the amoor►t of the Funds hetd lsy L�nder at a�r
<br /> time is not sufficient to pay the Esrrow Items when due,Lender may so notify Bornower in wri6ng,snd,in such case Borrawei
<br />-- --`=�`�� shsail pay to I.ender the amnunt necessaiy+ to make up the deftcieney_Borrower shall malce up the deficiency in no more than
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<br /> =__�:,,=�.�� tweive rnonttily payments.at Lender's sole discretion.
<br /> - -- - �-� Upon payment in full of all sums secured by this Security Iastnunent, I.ender sQaU pmmpdy refur•.�to Borrawer any
<br /> ---�:'-'�'"�,;; FnnQs held by Lender.If,uruler paragraph 21.Lender s.'hall acquire or sell the�erty,Lender.prior to�e acquisition or sale ,
<br /> ._-� of the Property,shall apply aay Funds hetd by Lender at the time Qf accaisitia�.ex'sale as a credit against��e suins securecl by •
<br /> - ,. this Security Insuument. . . , . , • ;`:
<br /> __ 3.ApgJlcation of Payments.Unless applicable law provides othcxwise,a!F t,�yments received by I.er��nder paragrapha
<br /> --- - ' 1 and 2 shall be applied:first, to any prepayment charges due under the Note;seoond,to amounts payaS���isder�aragaph 2; �•
<br /> ,. .
<br /> �.�;v�� theM.to interest due;fourth,ta principal due;and tast.to aay late cbarges due under the Note. . • .
<br /> __-_-__ 4.Cbarges;Lfens.Borrower shall pay all taaes.assessments,charges,fines and i�►positions attnbutable to the Progerty '
<br /> ---�-��.�,�� � �v�ich ivay attain priority over this Secuniry Instrament, and leasehold payments or ground repts.if any. Borrower shal!pay
<br /> -�-- --�`�!'-_-''` these obligarions in the manner provided in paragraph 2,or if not paid in that manner,Bonower sha13 pay them an time direeily •
<br /> __—::���� to the person owed payment.Borrower shall prompd.}�fumish to L�ender all notic.es of amaunts to be paid�p tlus paragtaph.
<br /> _ ��� : J.ff Boaower makes these pay�nts directly.Borrowe��iall prorapdy fumish to l.ender receipts evidencing dir payments.. •
<br /> ------- '"�'= Borrniv�shall promptty discharge any lien whiCti has prioriry over this Security Instrument unless Boaower:(a)agrees in
<br /> '��-f� �'� writing to tJv;payment of the obligation secured by the lien in a m�xuter acccptable to Lender;(6)oontests in good faitA the lten
<br /> _-'_-' ��� � by, Q{defends against enfamement of the lien in,�e,�al praceedings which in the Lender's opinion operate to prevent the
<br /> -=�-� enfor�cement of the lien;or(c)seeures from the holQ�c of the lien an agreement satisfactory W Leader subcr,dinating the liea ta
<br /> —=zn�� . this 5ec�.�riry instrument.If L'ender determines that any part of the Property is subject to a iien which a-,a;�attain prioriry over
<br /> -- ;,��---;; tliis Security Instrucnent,l,ender may give Borrower a notice identifying the lien.Borrower shalt sat�sS`jr't�'�e llen or take one or '
<br /> ��_=�=j�:::�f�� more of the actions.set�forth above witt��n 10 days of the giving of notice. ;
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