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<br /> { . azW s6all�e dee�ed to ameud-aad sugpleiaeru tfle b'lartgage.�JeeA�uf Trust os Secarit5►Deed�e `•S�►�T �_ -
<br />` � � �� of the saia�date given bq ttte undeasi8�d�the�°Baimw�er°)m s�sure Bo�wes's FixedlAdjnsta6le Rase Note•(Ws 'Nore•) �
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<br /> - `'~ ` '� tthe 'Lender'�of the same date aad caveriqg the properry d�scn'6e3'ia the Secarity InsuuUneat auct,Iacated ax _
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<br /> =�`•r�.: - THF NORZ PROVdDE�.r-L�AR.A CHANGE IIQ �� BORSOWPdt'S FII� II�fl�lF.�T RAR'E R�O AN _
<br /> -''�-:;r.,•:'�i• A�J1JSi'ABIb IAl'1�3T gATE.'I�I�T9�'E IdMiZSTSE A1140UAPP�BO�tRfl�'S ADJU�TABIE =-
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<br /> _ � !''`�`� ADAYIIONALOOVFde1ANiS.In addition to tbe wvenants and ageemenrs msde in the Sectn�it�►Ins�ent, Borcower W
<br /> '"��• aa�I.t�der flut�et coveaani and agtee as foIIowa: � �
<br /> S - A.` l�DtdIJSTABIb�RATEAIVD MOPi7�Y PAYNffi�PT CiIAI�IGES � _
<br /> -- °-;�;1. � � . Ths Note pravIQes for an imldal fi�d inuxest aate of 6.?SO�Xo.�4ne�Noto pmvldes fos a cbaage ia the iaidal fixed rate ".
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<br /> -_'�;;�.;. �. '� - to an adjustable iIIteresi iate.es folIowa:_ • . -
<br /> �.;;.f�..:'."_= ' ' � 4. AtiJU3TA�I�II�PTER�3T RA'IE AND MON�Y PAYML�I�PI'CHANGFB =
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<br /> .-.�,-��:��.::,.. � . . The i'aidal fuedtn�r0st tate I w�7lpay wlllc�ange w an.adjastable i�erest rat�oa tLe fust d�y,of Septem6er,TA00. -
<br /> ��'':;��,•:. ;` � aad the adjasta�l�.�terest rate I willpaY�Y�8e on that day every IZfh mon�.therraRer. TQe daLe an which aty iaidal
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<br /> : �.fi� . �xed inYerest�daanges to an adJustabte iaterest rate.an+!each date aa which my adjustable inierest rate conId cftapge.
<br /> ----,�c4��-•. is czUed a°L'�aoge DaCe.• . ` t�-
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<br /> $13gIIIA,u1$wi�ihC f1IS�E�2D$e D31e,.�S►edjnstabie i�resc rate wiIIb�based on aa Indea. 7$�°GI�7[°IS�W�CScIy
<br /> _,:,,T,,�,�;,r:�.i r . ave�age yietdan lJaited Staus Treasnry sea�as�justed to a conctani mattuity of 1 year,es made ava�able hyd�e Federal . .
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<br /> _--� --•:...a.��r; .�"•`�.• Resetve Board. �e most recent Iadex 6g��vaitab2sesofthe date 45 dayabefore ezth Chaage Date is�the Aucent .
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<br /> __ _-�. � : :� • " .. If t1�Index isao loaigr.��.�aitabk,the Note Hotder c�icLaose a new indexthat�ahased apon comparah2e lafo�af2on.
<br /> _�""'•. -_-_ �e�•Note Holder wi'llgivem�aotice of tLis choice. � �.
<br /> -_-_-__��" (��n ot Ctiaiagee . . . .
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<br /> __...___._ Before eau�b�.�ange Date. the Note Hotder wID caicnl�te my��terest�rate�:bY adding�m Peacenta8e po�
<br /> _ <0 Q0096)w the•4�'rrent�dea-'I'6�Note I�older wili then r.,dnd t6e res�fTs of tLis a��w t6e neuest on�eighth of one ,
<br /> ---- • � . gesct�g�a pqiut.(0.125�i�: �iat!��j'ect to the 11mit�stated in�aiP�t 4@)tie3ow.tLis ra'ia�A simonnt an'Dbe mynen�intereat
<br /> ° ' ' raUa untll the wext�saage Y�.� � . •� ...,,� .
<br /> -_=_ _- . '. T�e Na�i��Ider wiilWen determiae the amaaat of thic mumhiY Pa,ymeat 4�wonLl6e su�siem 4o repay tfio auipaid .
<br /> flriasipa3 tL�s B.�i expected to owe at�e C�aage Dats ia ti�ll on the Matoatty Date at.myaaw In�E;ato tn subs�ntialJY �
<br /> -- --_- equal payments. �'Phs result of this c0lcWauon wIllbe the aew amaunt of a►y monthty pay�tem. , . . .
<br /> __-°_-z�'. ' �)ldmits o�Inttrtat Hate Changas •' � " ,' -
<br /> ---- �e iatenst rate I am requlreJ to pay at the first�Lt,i;age Date w1U not be greater Uiw 8.75a�o�.less t�at'4.75496. �
<br /> --- �__— Therea�qr. mY adjns►a"b1e intenst rate•will aever tse Inereased oi.deoreased oa say siflgle C�a4ge �by t���n two
<br /> -- -��� perantage go� (2.OS�)&am th�rete of intereat 1 havt 6een payiag for the precedlag 12 moni�s. My interest�tate will .
<br /> ---��="g=:� naver be��t'an 11.75096. , . , � <� � .
<br /> --��".� (�Rdf��sYDateoi(�snges . � • •
<br /> -T�`°���F-�� My new t;::.'rosr raw�wbecome effecdve oa eacD C6ange Dato. I willpay the affiauat of my new utontHiy paymeat .
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<br /> --�^?,=�,`:�i��� ' � beginniag on���ast�oa�q�aS'ment date after the A�ge Date until8ie amouat of mymonthly paynient'cLaages again. _
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<br /> -',�"•�m;"�`.Y, �` The NoW ffio2Qer willdellver or maa9 t� me a notice of the chaa�Z in my iaitial fi�cedintes�c �a►�w en adjusiable _
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<br /> _�,4,;..;.,,;_�,,;�.�� imerest rate and of aay changes in my ad,i^*,.siable lnterest rate before the effecdve date of amq change. 3be no ce wiU Iu e
<br /> ��-T:�,=�°t;��' , the amonnt of mY monthlY payment.aay informat�on cer�,r,�FSed by Iaw to 6e given rnz aud aTso the aelepnnne aamher of a -
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