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<br /> �fi ��. .. . ��� � ,and all easem� aypurteaaaices.and -
<br /> �� � '� TQGE7'I�Ett W1TH aU t6e im�smv�ments aq�ror hete3Rer ereGted'an tt�pragercy ts.
<br /> � �� �" � fixWses gow or t�erEafter a pa►t of sj�� property. AIi teptac�mems aad additicros shalF also 6e rnvered by this Secaelty _-
<br /> � '� - ,..� Ins�n�mcat:AI1 of the foregoing is referredio in this Securtty�lastntmetu as the"Fropecfy.' , °-
<br /> �°�`� � � � BQRROWER COVENANTS that Borr�wer is lawfnliy s�ised af the estabe hereby convexed mnnd has the righJt tn�rant and � =
<br /> F• �?`:•;�.;,. °ooavey th�Propecty and that"the'PmF�ettY is uneacum6ereQ.exc8pt fns encumbranres of record.•�orrawer�varrants and wiU ' _-
<br /> '� •;'-�.;": . � dxfe�general[y the�itic to the Pcoperty agaiast ail claims eud demands.su�ject to any eacu�ranoes of rcocord. • -_
<br /> .� `: � � THIS SECI3RTl'Y INSTRU�iBNT mm�a9nes uaiform cavenants far national qse and noa-uniform oavertants�viih limitad °
<br /> y ' ,.p' variations by aurisdiction to oonstitute a uniform secarity instrument rnverin8 rea{property � �
<br /> �:� '.�.�-;4 UNIFQRM COVENAN'i'S.Borro�rer and Lxnder oovenaiu and agee as follows: ' �
<br /> --,-�--=;-=�-=r � l.Fsyaf�t of&�asi�1 eazd Inienst,�I�+eFa3re�¢nt gnd I.ate Ctjar�es. Enrmv+er shall pramptly pa�r when due the ��
<br /> ;��=. . p:iaripal of and imeacst an the debt evidettced by the Nate and any p�epayment aad late charges dne under the PIote.
<br />:-�r��--' • '2.Fim�s fOr Taxes and Insuraate.Subject to appticwble iaw oY to a written waiver 6y Lender.I�os�ower shatf pay to �:
<br /> .— �r�er a�the c�ay�n?hE�-�Ymr�t�asc due undea the Nate,unril thc lYcue is�aid in full,a sum t"Funds 1 fQr(a)yearly taxes . --
<br />. a..; .�.__:x•_ and assessments e.fiirh inay att�in priority over t6is�ecurity Insuument as a lien oa the Pmperty:N)_Y�Y teasehotd�aymenu =
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<br /> _ ' ;^{";-. � or ground rents on the Property,if aay:(c)Year1Y bazard or pmpect�yt�insutance premiums;(d)Year�Y ttood insarance ptemium�. . _=_
<br />_ '»:}�_:�;�� � if any:(e)YeartY mortgage insurance precniums.if any;and(fl any sums payable by Barrower to Lender,in aocord-ance with
<br />�'�`�z�'�;' - the provEsiotss of par�apb S.in liea of the payment of mortgage easuranoe premiums.Thcse items a�called°Escm�Items.'
<br />�- �'� ' :� �'-�'- Lender may.aS any time:collect aad hoId Fun�s in an nmoucEt nat to ea�ceed the maximum azaouni a lencter for a fe�eralty . -�
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<br /> -:� =«'':'° -� : related mo e loan may require for Bvrrower•s escraw account under the federal Real Fstate Seuiement PmoeQnres Act of
<br />=��.,��.::c���c T�� --
<br /> • 1974 as ame�tded fcom tiqte to time. 12 U.S.C.Sation 2601 er seq.(°RFSPA'),Emtess anasher law that applies to the F�ds =_-
<br />_.<; .�s� . ., .
<br />` $'^�_ s�ts a lesser amount. If so. Lertdei c�ay.at any time.callect and hold Fpnds in an amount no3 to expeed the tesser ainaunt.
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<br /> �, �4��• Lendec may es4imate the amnunt of Funds du�on the i�sis nf cument data and re�snnable esrima�es of,expenditures of futute =-
<br /> :',:��,�` Fscraw Items ar othervrise in acrnrdance with applicable law. � . -
<br />-- �''''���' • 'Fhe Fagds shali 6e held in ao iastitudon wtmse dc�osits are insured 6y a federal agency, instnrm�ntality, at'entity . . ..
<br /> ���:� i (�cl��(���I.e�er:if I.ender is such an-institution)or in-any-Federal Iiorne Loan 8ank.�i�nder-sf�aU apply.the F.cvisls-w paY-the'---..._.. ._
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<br /> ' � Essmw Items.Lcytder may aof charge Borrowe�for hdding and applying t�e Funds.anaually aualyzing the escra�v ac�ocnn�or
<br />:;�=�°-—""�" 've n s Bormwer interest un the Funds ar� lica6le taw ts Lea�er to make su�b �
<br /> ��u�=�g� rifyi g tt�e Escrow Items,unless Lendc�Pay �4P ?��
<br />`-'-�'::�a. a charge. Hovuever,I.erider may require�mrower to pay u on�-time cbarge for an indepenAent real es�tate tax rcporting service
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<br />:;;�`;::�; - ased�by I.ea�er in oonnection with•Uris toan. unlcss applicable law►,provides otheravise. UQless an agreement is made ar` • ,
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<br /> _ applicable law req�iir�interest to be paid.Lender sha11 not be mqvired to pay�o=i+naer any interest or cazniags on the Fwnds. '�
<br />'°z�'�'�: Barmwer and Lendes may.agree in writ'sng.fiowever.that interest sbail 6e.paid on the Fands. Lea�der shall�a�e'to Borcower.
<br /> -"�'t�r � ---- - without charge,an arconnhng o . �un�§Rowu�g cre��s an�debifs�aa[ha Ftiads and tiie p�pa�ia'rw�dr eadn-'=-
<br /> `-�°���`�; debit so the�t7�rc.�,s was made.The Fands are ple�ged as additional sew�for.aID smm4 secared by ttnss Sec�ri��-trumept.
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<br /> ,.;"� �'''�{`' If the�'-rtsz��eld by Lender eaceed the araounts permitted to b¢t5�?y.by applica6le law,L��¢shall account tq Borr¢�rer
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<br /> '=r;�'fr� � . far ths exqes���nds in acoQrdance arith the requirements of applica�f��atv.If t�e 2mount of thz�unds held by Y.eader at�sy
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<br /> __,n�. �,is noi sufficient to p:�r�Escrow Items whea due,l�ender may so noti�y�•e�.�er in wriGng.and,in suda case Boribwer
<br /> --��!�;,�� .��'aait pay'tti Lender ths�`:nt necessary to make up the deficiency. Borrower s�'i make up the�efcien�y Fa no'mo�t6an
<br /> - ��'�" twelve taoathly payntenta,ai Lender's sole discretion.
<br />_A-_��`�'�� � • Upon payiaent in full of all sums sectued by this Sec;urity Insuument. I.cndes shall prom-�y refund to Bflrrower si►y
<br /> --x�,.z.,.
<br /> -�.t��:� . Funds held by 1�enQer.If,under pacaataph 21,Lender shall acquire or sdl the P[aperty,I.tinder,prior ro the acquisition.ar srile
<br /> __-_���� of the Ptoperiy,shall apply arry Fun�s held by I.ender at the time of acquisition or sale as a credit against the soms�ecaued by
<br /> -__� - this 5ecurity Instrumznt. '
<br /> -__ 3.Applkattan ot Payments.Uniess applicable{aw provides othetavise,all payments received by Lendes under paragrapHs
<br /> -.. - '�_`='' '�m��s;�a1�ise appiI�:fira�tcr-�-�y�-ct ch�es due ur�t�;��ote:se^.oad.tv azua:s�rs paya�stc�r.�er-,�ar.tg�^�Ph 2�
<br /> thirA.to intet�st dae;fouN�,to principal duti;and last,to any late ch:ry^�due under the Note. . �
<br /> 4.Cha►gcs;I.3ens.Barrawer si�atl.pay all taxes,assessments,charges, fine4 s�d impositions attributable to the Property
<br /> _ ,�'�•r,kch may attain priority,a�aa;this Sectirity Instrumcnt;.and Ieasehold payments`QC.ground renu, if a�y.Sor,t�awer shall pay
<br /> _ - ' �• �•tii�se obligations in the�..��provided in pata�aph Z',cjr if not pa�d in tP�at mannet:•Bormwer shall pay,t7�ui qi�•time directiy
<br /> to the persoA owed payment. Borrower shall pr+nmptiy furnish to Lgctder all notices of amounts to be paid u�ni�atthis paragra�sh.
<br /> - ' � tf Snaowc�r m�kes these payments ditrctly,Borrower.shall promptly�'4�irnish to Lender receipts evidencing the paytnents.
<br /> -"�'��;- Borra;Nuc shall prompEly discharge any lien whidt Iu�s priority,'qc�r Ehis Sec'�rt�tv Instritment unl�ss 8oirnc�ar: (a)agrees in
<br /> - vneting to ti:e payment of the obligation secured by t['�e 1t�1 in a mar�rter acceptz."+.ic�t�Lender:(b)oontests.i�•�n�l faith the lien
<br />�; , by, or defends egainst enforcement of the lien in, 'te�l ptoce2dir.�c,.which in the �.ender's'opinion d��to prevent the
<br /> _---_=��� • ' enforcemem af the lien;or(c)secures'fr�tm the holder of the lien�}i a��¢'eemeni satisfactory tu$:qider subordinaNng the lien ea
<br /> _w_=__==� tius Security�Inswment. If Lencler d.tesmines that any par,t of'the 1?t��erty is snbject ta a lie�i�wttich may attain priority over
<br /> _--o�= this Securiry Instrument,Lender may give Borrower a notIce identifying.the lien.Borrower sha1T satisfy the lien or take otte os •
<br /> �---� mare of the actions sei fosth above wiUvn 10 days of th�giving of notice. .
<br /> _ -�-..° • � ' , Form Sa2B sfg0 '
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