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<br /> T�t'i�THE�t WITH a1�the unFtovetuents aow�s hereaRer erected oa the PrapertY.and all easemenis:aPpwtenanc,e�,and
<br /> . futtures mo�v or�heteaREr a p�rt of the �roperty. Alt r�In�ments.aad additions �ha1t ulsa be oovered hy tIas Seciuity
<br /> � Inswqtent.All of the foregoiflg is referred co ia t�is SECUrity Insmiment as th�'ProPert3+-° . —
<br /> BORR04VEIt COVENAI3TS t�at Borro�ver is lawfulty seised of the es.tate hereby wmeyed 8nd 6zs th�ri�ht to grant and � , _
<br /> convey t�e Fraperty and that thc Pm�asyr is a�bec�,eacce�pt For encr�nbrances,nf r�or�i. �arrower tv�rants and�yil! =
<br /> � defend generalJy the titte to the ProPertY against all cisims ar.r�demands;subjest to any encumbranses of record. _
<br /> THIS SECUItITY INSTRiJMENT comtrines uniform covenants tior natianaf use and non-uniform q�venants with Iim:ted =-
<br /> variations 6y jurisdiction to constitute a uaifo7rmi security' ,menc�ver�ng reat pmpeccy. . . �
<br /> iTIdIFORA2 COVENANTS.Borrowef an8 L�ender covenant a�agree as foltows:
<br /> . . 1. p�►ymEat aY Pc3ntipa!and Iatei+2st;�Ra3+ment and Late�. Borrower shaH promPUY PzY wh�due the
<br /> psineipal of and inteiest ao the de]ii evideaeed bY the Note and anY P�Y�t and lar�charges due ander the I�iote._ -
<br /> • 2.Fomtis�or Tase�and�Iastsaace.SnbjecE to agplicai�is}aw as to�c�ritten cvaiver by Lender.Soitower si�all pay to
<br /> Lenc�r an the day�nmhiY[�]��ace dus under the Nots,nnri}t6e Noze is paid in fiilt,a smn("Funds°3 for:ta)Y�Y�� •
<br /> and assessutenss Which maY attain gtIority aver Ybis Security Instnmuent as a liea oa We Pr�serty:(b)Year1Y leasehold payments ,
<br /> or grotatd rents on t�e Frope�4y,if any;(c}yearly baz��d or PmgerEy insnranc�premiums;(d)Yearly�tood'm��•A„�pier�iuma, .
<br /> if az►Y;(e)`Yearly mortgage insnran.ce premiutas,if any;end(fl avY�PaYa61e 6y Borrower to I�ender,in•accoidanc�with
<br /> . t�e provisiona of paragrapH 8.in ii�:c�£the payment o�morte�gw.i�suzance Pm�u�s.These items.are calted"Essrow�tems."
<br /> � l.�nder may,at arty time.wllect at�dc'�oTd�unds.in.an.amo�'i�re�,to e�cceed�he maximum amacmt a tender for a federally ' , .
<br /> celate�mott,age toaR maY Tecluire for BRrrower's�.row actixa�f;;�der tti�'a�er�l Real Fsiate Settlemmt Procedures Asi of�
<br /> . 1974 as amended from t�e m time, 12 U:3.C.-S�1z�n 2�0�et seq.(°d�E�#.?��.'�;unless another law that a�plies w the Funds .
<br /> se�a Icsser aianunt. If sp.I�ader may, at aay time. callect��.huld�unds in an amomit not w exce�d the lesser amouut. ,
<br /> Leader may estimate the amnunt of Funds due oa.the i�asis of�tent data�aad reasonab2e estimates of e�pienditures af fiitnre, �
<br /> __, _ _'-�scrbw Item�ar otherar�se frraswrdamx wiel�s�ptica3�te law.---`;;. - - -- - _-- -. .� - _
<br /> 71� Funds s6af1 be hetd in an institadon wkase depogts are insared by a federal agensy, Inattnmentality, oi•eIICity
<br /> , (IACItIdID�IRAdET,ff Leuder is such an institution)or in any Federat Home i.oan Bank.IRnder shal!a�pt�;i;.�e Fpnds to pay the .
<br /> Eserow Items.I�nder may.nnt charge 8orro�rtr for holding and aPP1Y�S the gnnds,annaaliY analYzing d!�!ei�sgxow,�unt,or
<br /> verifying if�e Fstcovi Items,untess E.eader pays Borrow�r int�rest on ths Fnnds and appfica6le Iaw per�tGandet to.�.,;e sus� .
<br /> � a charge.However,Lead�er may reqaire Bortov�er to pay a ono-time clrarge for an indegendent rral estate tax r�egurtin'g servicQ ,
<br /> . �.sed by I.�nder in cunne�tion with Wis laan, einless applicabie law provides othetavise._ Untess an'agree�n.ent is made ot �•
<br /> � s�pplica6le taw requires inteTest to be paid.I.euder shall not 6e requu'ed to pa}.&�t�xmwer any interess or�ings on'the Futtds. �
<br /> � Boiro,wer actd I.ender may,agr2e in writing.however,t4at intere�t sGal1 be paid on th�Fuh�s. Lender siu��give:to Borrower.'
<br />: " � wuhout cIiaige, an a�ua]accp,w�n8 of tt�Fnnds, st�owing credits and debits ta the Fu;tds anci the pvci�ase for+vliich eac�
<br />: debit t�ti�e Fanda cvas made:'I4�e Funds are pledg�as additeonal sec+�rity for aU svms secured by this Se�urityr Instrnment. �.� �
<br /> If the Fundshetd by Lectder exi�ed the amounts permitted to be heid by appiicable lav�.Lendei sha�l�acs�ount to&�nower.
<br /> far the sxcess Eaads in accordartce wfth the requirements of applicable taw.If the atnount 4f the Fnrtds�'.:�by I.ender at�ny�
<br /> � tiffie is not suffiaeac to pay the Escrow Items when dua�.I.end�r may sfl notify Horrower in writing,and,�.suc1�case Borrower
<br /> s�all pay to Lendee the amount necessary to make np the defi�Iency Eortvwer sha11 make irp the defus�qj+in no ranre tHan._ �
<br /> tweive:aoaWly payanents,at Lender's sote discretion.. . •�� ' •
<br /> Upon payment ia full og aU swns secured 6y this�ecurity Instrumeat,Lender shall prompity rzfucd eo Bea��ver any .
<br /> . .Fnnds hetd by�.endes iff,under paragrap�21,..Lender sAalt acquire or sell ttce Pr�perty,I.ender,Prior ta�;�cr�u���ii�n or satc ;
<br /> ' .'�'�of tUe Property,svaiA A�,�any Funds he1¢�y Lender at the timc of aoquisit�sc or saIe as a credit agatt4�:1�sums secured by.
<br /> ' . ttus Secstrity 1ns�vment::' � , � � ' � ,. '.
<br /> ' 3.�apl�Catfon of Fayments.ITnless appiicabte law provides.othern+ise.al!paymencs receiver3 hy I.erder ua�,r�:�aphs
<br /> 1 and 2�aal!be applied: fust.to eny prepayment chaz'Ses due us�det the Idote;second.to araounts payabie ander pa,tr�,.+'`sph 2;
<br /> . third.to interest dus;fonrth,to priacipat d�te;and tast.to any taie charges due un4er the Note. ' ',, ' .
<br /> ° . 4.Charges.Lfens.Borrower shall pay a31 taxes;assessments,charges.fiaes and im�osidons auriixc�ldz��to the'Prop�rty
<br /> whi�h may attain priorirgr over t�is Security Instrument,and leasehold paymerits or graund r¢nts,if any::l�orrower s�aU �►ay
<br /> ' � tltese obligations i�trie manner provided in paragtaph 2,or if not paid in that manner,Botr�:�er shali�qay thei�nn ti►,drr�irettty , .
<br /> � to tP�e�eisan owed payment.Borrower shall promgtty fu�ish to Lcnder af�not�ces of amdi�rs�to 6e paid uadeT this•p�:�gcaph.'
<br />_ _ '.';;. Ef�onower matces the�e paymeats directly,Ban�o�v+.°s sh�ll�PromPtlY famish to.Leude�.:�i�ts evid.,�tr�she�;�m:r.ts- . _ -
<br /> '.: ",. ;;:..�inrrower shalt promptly.discharge any liea:at�(tr�;h has prtority over thi�.S�urity Inst�umeni unlBSSJ��xrower:{a)agress in .
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<br /> ... writing to tha payment of the abligaHon secure�S 1`�ryr;t►"��lien ia a mann�r acr.c:pi�.+�ie to l.ender;@)coates'r�in gooQ fai�t�i the�lien :
<br /> ' '.by. or defends against eufqrcement of the lien'a�, tEgat pracqc�lis�gs whicPr in the Y.ertder's opinion ap�rat0 to.,prevent.the
<br /> enforcement og the lien;ot(c)secures from the holder of she I�n�ri aa agreement satisfactory to Y.ender subordinatiug�e lien to
<br /> � this Security Inswment: If Lender determines th�l any part o�r�e Ftopem/'is subject to a lien which may attain priority ovet
<br /> . th9s Securiry Inswmex�,-Lender may give Burra.��a notice identifying.ttte:.tu;n.Borrower s4ia11 satisfy the Iten or taice one o:
<br /> • more of the ac4ions set foith above witivn 10 days of the giving of notice. •
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