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<br /> , TOGEI�ER Wi'i'H all the impmvemzns�new ur hemaftee�r ex�caoA on the tsrog�rtl►���oove� by this S�e�itY
<br /> .fixtv�res ca�v�or Lteieaiier a p3s� o�th� p;+n;irerty. All repl2rRmeats azW'udcU .
<br /> � insuumem.All�f the fofegoing is refea�to in ttds Security Iastrumcnt as Qte`Fmpes2y.° .
<br /> BdRROdVB4t COVENAi�i'i'S that Eorrower is la�vfully seised of tHe estate liere9�y conveyed axid bas the rig6t to g�ant and —
<br /> coavey the PrvPerty u�'tt�nt ithe Properey is unensumbered.exoept for eacumDronces of record. Bcmower c�ran�ants ar.d wIU _
<br /> defe€�#gen�:r�lty.thc 3itte tsi t�Fm�eEt}`r�inst gll.claiass and de�tds.subjeci to a�y encumbraaces of record. ' . -
<br /> TlflS SECdJRET�I I�tSTEtUA�IT com�ines unifortn sovenants for nationaf use and aan uniform w'venants with Iimited �
<br /> vat�tions by jurisdiction w constitnte a�nifoam secarit5+iustrument caoveria�real prageil�t. ' • �
<br /> U1�JIFOitM COVENA?�'!S.Bosower emd L,er.ider covenaut aad agree as foltows: v�b��ue the
<br /> 1. Fuywgut of Pttacfgsil pad Intetc�; Pr�gaymeni a8ci Late Chd�e�. �orrower sSaall P�P�Y PaY . . '
<br /> priIICipa!of ais�t inter�st on she debt evidenaed by th�Note and aa�prepaY�ae.ut sud late charges dae under the I�tote..
<br /> 2.Fc�uds tar'�ates and I��Subject to�rpIicable law or to a written waiver 63�Lender,Borrower s6a11 pay ta
<br /> � Len.der an the day mo�FaY��ate d«e under the Nole,untit t�e'Note is paid in fiill.a sum t"Fuads°}far:(a)yeax�y.taxes
<br /> . eIId 35seSSR[eIIiS whiCh tp3y Bt�iD plio7ity ovei dlis SeCUriLyI tnGtn±n+—Q.*�t tis 8 GP,I1 oII the PtOgerty;[H)Y�Y leas�hald payments
<br /> . or'ground rems on the Progerty,if any:(o)Year1Y f�a�ard nr property ins�an�e Premmnms:(d)YearlY Qaad insivaz►ce p�su�s.�; ,
<br /> • if any:s(e)F�Y��e inswance premiums,if any;aad(�,any sums payable by Bortower to Lender,in accordanoe with .
<br /> . the pmvisiflns of paragraph 8�in lieu'of the payment of mnrtgage insvranee pie�ddums.'I'�ese itetras are call�"Escrow It�s.° .
<br /> Lender may,at anY tim�,colt�t and t�a'.d�unds ia�smaunt nol to exceeed,tha maxi�rm� amounf a lender for�federally.
<br /> � celated moitgage loan may re�uire for Y�ot�wer's escrow aocoant auder th�fedeial Real�state Setttea�ent PrdzeduresAct of .
<br /> 1974�s amended from tim�to 6me. 12 U.S.�.Sec#on 2fi01 er s2q.,('RESPA'),unlgss anati�er Jaw th�applies to�the Fuads k
<br /> _ sets a lesser amount.�Tf so.I.e�er aa�Y,at ar►y time,coflect and Iiold Fu�ds in aa amotint aot to.ext�eed the tesstr� .
<br /> .Ls�der may�timate the amovnt of B�mds due,on ihe basis af cuneai data and�easonable�tes of expenditu�es of fut�e,
<br /> Fscsag�Itenas or o�her�Ise im aa�idance aith applicable law. . . � �
<br /> � . 7'he Fu�s shaD 6e iie�d in an insdmtion whosrt deposits are insnred by a fedesal age�cy.i�umeitiality,'or entity ._,-_ .
<br /> � (inctuding Lenci�r.if I.e�is sach an mttituH�n)or in any Fede:a!Hom:.Loaa Ban1c.I.ender ssl��all agply the Funds to pay the � .
<br /> Escrow Ltem§.Lender may not chaige Bnubwer for holdiag'and app3ying the Fuuds>an�allY a�ai3ri�nS t�e escrow txxmmt:or
<br /> verifying•ttie Esccou+Items,unless Lender Qays 8osmwar interest on the Fonds and ap�licable law per�sits Ien�er co make sncf►
<br /> a ct�rge.HIotvevrx.Leader may require Bo�mwer to pay a oao-time d�e.far au independent rea!estate Eax ae�nttin8 semoe�
<br /> �used b3+ L�nder in conneeiion �vith this loan, unless applicab2e taw.provid�othera+�se. SJnlc�s an agn�ment is made or . ,
<br /> • � epplicable law rzquires imerest to be pa�d,Lender�hall not be rec{aired 4o pay$ormwer any interest or eamin�s att t�e Fu�ds. : �`
<br /> �3ono�ver an�i Lendec may agre�in writiag. tiowever,that interesi shall be paid on the Fuads.Lender abaU�.e�ta Bo�wer, .
<br /> :without ct�arge:an armual arcounting of the Funds. shawing c�u aad debiu to the Funds aud the purg�:f�3r which each
<br /> � dzbit to the tlxCds was marle.Ttie Fands are pled�ed as additlonal seaerity for all sums secured hy this Seauic�±•`�r+smea�t.
<br /> ,.. ::•'I£tlie Fdnds heW 6y L,�nder exce�tt�amaunts pe�nitted w ise�eid by applicabie law,II�er shalt ax+4uni i�s Bnrro�xer . •
<br /> � f�a�•the excess Funda in aaa�cdance with the•requirements of zq�pDicable law.If th::.r�mo�nt of t��Funds�T�•Lender,at any.
<br /> ' `Gisze is not sufficient m pay tfle Escrow Itenbs when due.Lender may so notify L•'ari'ut�+ei iu writin8,a�[d,ta�u�r;:�se Bormwsr
<br /> ' ' shall pay to L.ender tfle amouat neaessa?y tu make up the.deficiency..l�orro��t��,�hi4l��malce up!he defl,cxe����u ao more t�an �
<br />- ---1•.Y�Vt!til�nth�r t�fayrtIIEDISt_flL�I.CII�r's sofe 'divcretion. __..�.. ., . •''` . . ��;.` .
<br /> ' � • tJpen payc�ent ia fiill of all sums secured by this Se�rity bs��.e�'t:I,�^.cTer�iaU Fmn�tly re�ma ta Bar�ower azry--- =- -
<br /> .�''Funds held by Lende�r.Yf,under paragraph 21.Lender shall acquire or selY,the�ity.l.�nder.�Si�or to'the aoqwsition or sate .
<br /> � of t4e P�oIsettY•shnll apply any Funds hetd by I.euder at the'time of acqaisidon c4�saie as a c�t against U'�ti'•ia►ms secared.by
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<br /> 3.A�ttem of PY►►ymenfs.UnIess spplicable law provides a��ivaise,ali PaYments rerei���bY L�c�r u�idet�ard '�s
<br /> i aud 2 s�;E�be applied:first,ta a�r pm,�aytnent charges due wn,�ar�he Note;second,to amcu�i��payabte iinder para8�',�'�2:.
<br /> thisd,to inter�t due;foartt�,�to p�iacipal due;�d last,to any late charges due ander t�e Note: � • � �
<br /> ' 4.Char�cs+Lia�ns.Barcower shall pa3►al!taxes,assessments,chatges.fines attd impositians.attribat�?t��to the Property
<br /> wtaic6 may�ain Priority over this Secnrity Insuunaent, and leasei�old payments or graun9 rentS,if any.'33orrow�r sliall pay ..
<br /> , thess abligationg in the manner provided in para�raph 2,or if not paid iathat maaner,Bom�a'et�a1y pay th4'm�a a�tte di�tiy ,
<br /> ro the pefson awee payment.&mower.�,�[:�11 prompily fvrnish w Leader all aodces of amount�lr�be paid usder this pnrag�rap�.�,
<br /> � If Boarowes makes these paymeuts directly,Bocmwer sriall promptly fumish to F�ar�er c�veipis eviQencing�paymenu.
<br /> � . Bor�owu shali prompSy dischar�e atry lien wluc8 has priority over thls�ci.�y Inst�imtent untess Eartav.�rer:(a)agrees in
<br /> ' . writing to the payaaent of t7�e obtigatian secured by thG lien id a iimie.aet aeceptal�5�to I.ender:(b)oomests iri�ood faith tlie lien
<br /> by;os defeads a�ainst ea�farcement of:�h� lien in, lega!praci�ecl?rr�s which in ths Lender's apinion operate to preveut Wr.
<br /> enforoemern¢nF the lieA;at�(c)serures d'i�o�the holder of the liem�it ugr�ment satisfaciory srs£,emier su6ortlinatin�the E:�to .
<br /> � thia Serurity Iasmuneat,l.�Lender ddermines that rsn�pan of the Property is suE,�e�t•cp a�which inay attain priority over •
<br /> �this$ecurity Instniment;�.er►der,may�ive Borrower�r�dfIce identifyin�tt�lieii.i3�rrawer sh311 satisfy tA�Iien or�ke ane or
<br />_ � mare of tke sctiflns set farth above ivithin 1�days of ti�'giving of noti�e.. � ' .
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