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<br /> �k���".`" '� '°`4 T�GEI7�IER V6R'['H r�ll th�improvements ao�v oz hereafter erected on dte property.and all easements,agpurteara�ces,aad
<br /> _ ���:,`.�.:�`'`� � fixtures aow or herea�ier a part of the propzrty: All reptasements and additions shall alsa be covere6 by this Security � _
<br /> '°=��=� -�:4�'��� Insm�ment.All of the foregaing is referred to in Uris Senuity Inswment as the°Property." ` , °
<br /> _ -. : �: .`� ' BOftROWER COVENAI�TS that Boreawer is ta�ifiiliy seised of the estate hereby comreyed�nd has the right to giant and =
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<br /> - .�. `•',, 'i."_:`;.`, �nvey the Rngerty saQ s�at the Property is`���,�a�**+6ere�,except for encumbranL•es of�eoord.Borrower wa�anLs.and wil� =
<br /> -- - ' < 'defeud g�aerally the dtt�to ihe Property against all claims and demands,sutsject to aay en�vmbraaces of r�e,cflrd. �'
<br /> - � 7�IIS SEG`ifRFfY WS�t.tiN�iT oombincs�iform cove�far crationai ase and�n-umform cav�ts witi�Wnited
<br /> .:'".,,✓�'..y'':: v�s�tions by,iuri5diction to wnstit�e a�ifozna secarity instroraern covering real property.
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<br /> �"�' U1�FIF.ORM COVENAN�'S.Borrotver�d�.�nder covenant aad agrce as follnws: -
<br /> -�'ZY�` l. Pa gat of Priad
<br /> �:,2,�;:>�' 3�t Fal and Inte�s4;'��payment and Late Charges. Borrower shall P���Y PaY when du.e ths =
<br /> ':,"f,:.,�:x�a.�S.i��`�n'°.,: �I of anil inzerest on the debt evidenced bq the Note and aaY P�P��and Iaie charg�es due�der tt�Nate. -
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<br /> -''.��i S;p���:,���� Z.1Fan8s for Taxes aad Ina�raac� Subje�t to applicable law or to a writteR waiver by J ender. Borrower st�all pay to -
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<br /> - :z„-:�',:�;�..E:.. I.ender an the day inonrhly paylaents are due under the Note.unti}the I�Iote is paid in full,a sum(°Fonds")for.(a)Y�Y�� _-
<br /> �.',�`.�'���.�'•��'� - aad assescm n c w6ich may attain priority acer this Security inshvment as a lien on t6e PtoFenY%(b)Yrarly leasehold -
<br /> FaYs�ents -
<br /> ��'�v�:.';r:;._�- ar grouad rents on the i�mperty,if any;(c)Yearly hazard or pmperty insarance premiwns:(d)Yearly ftand iruurarcce premie►ms, �
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<br />- .,,�-,� . if any:(e)Yearly riuirtgage tnsvtance premiusns�if azry:ahd(t)any sums payable by,Borrawer to Lender. in accordanoe�iritb =-
<br /> _ •s '�`•';":`�� ' ths mvisions ot -
<br /> , p �ragraph 8.in liea of the payment of mortgage insu�artse p�emiums.Ttiese items ate called"Es�raw Iteuts.". , _
<br /> Leddzt rr�y. at uny time. ootlect nn�ho(d Funds in`nn arnoum not to c�ceed the muimum amount u tertder fur a fed�rally
<br />- �r?."���.�_�;�;� retated mortga�c loan t�t.�y rcquire for Barrower's cssrow uccount under she foderal Real Estnte Setttemem Procedu,�es Act of =-
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<br /> �t..F.�`�, t9?4 as umcndcd fram time ro time� 12 U.S.C.Sectfon 260i e1 seq.("[t�SPA").unless attother law that applies to she Fuuds -
<br /> ° '��� "T'�"� -= s e t s u t c s s c r r,n�i z o u�t: I t n m l.e t�C�r m a y.u t u n y[i m e.c o l t e c t a n d h o l d F u�s i n a d a m a u n t r rc s t t o e x c e 2 d t h e t e s s e r a m�a n t.
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<br /> . ��;k:��:�, r L.enQcr may�csfirtiafc ihe aiiiouiii nf Fuizd:g itue on ttie�tiasis o�carieiit�data na�reasoiiab7e es�imaies oT�eiipetcditdies ofi�fntu�e� �� ' _
<br /> - Escro�Itett�v or othenvisc in uccar�snse with upplic�blc Iaw. � , � � � -
<br /> 7`he FuMs shall he held in an inst�tution �vAose deposits are insnrod by a.federa! agency. instnuttentality, or•entiry
<br /> �' t�ncta8ing Lender.if.Leades is s�ch an institution)or in any Federal Home Loan Bank. Lender sLall appty the Funds to pay the
<br /> �•�,, Esrrow[ten�s.Lender may noE charge Borro�ver far holding and appiyiag the Funds.annualiy.�natydng the escrow accwnt,or -
<br /> verifying the Escrnw Items,anless Lender pa4Ys Bamswer intefest on the Funds and applicable Iaw perauts ixnde�to�ake sucta
<br />__ __-_=-- �. a charge. However.Lender maY.re4nire Eorrower to pay a one-time cuarge for an indr�endem real estate tax reporting seavlce
<br /> -v''� used by I.endes in connection with this loan. aniess applicabl,z law pravides otheiwise. Unless an egreement is made or
<br />�°`�°"�"- �-� � applicable law requires interest to be paid,I.ender sball not be required to pay Bomawer atry intemss or earnings bn the Fuads. _
<br /> - � �� . Eorrower and I.ender may agree in writing,fcovrever.that iirterest shall be paid on the Funds. I.ender shall give to Borrower,
<br /> • ����'�" without charge, an annual accounting of the Fuads,shac�ir�crediu and debiu to the�Fua�s and the pnrpose for wt�ch�each
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<br /> debit to the F�nds was made.Tiig Funds are ptedged as addidonal security for a}!sums secar�d by tftis Security Iamtmien� �
<br /> �''' " If the Funds held 6 LeMer exczed the ar,,ounfs eraiitte�ro 6e held
<br /> y p bY applicabte Iaw,Leadei�iall aocourn to Bo�wer
<br /> for the e�coess Funds in accordance�vith the s.�uirements of applirable law. If the amount of the Funds l�e2d by Leader at any
<br /> - 'r=�"%� ' time is not sufficient to pay the Escrow Items when due,Lender may so notify Borrowe�in writing,and,in svch case Bomower . -
<br />_ t�hail pay to I.ender the_amount rta�ssGry to i�ake up the deficiency.Bnnower shall m�se up the deficaeacy in no more t�an
<br />�-����—� � twetve manthly paymenu,at Lencf;."r's 5v1e dr;.,,�tion. ,
<br />_�'�""��'' ' tJpon payment ln full of aSl suirs sar��"�y this Secuiity�risu►a�znt. Lender sLall pro�t��r.�efiucd to Borrower amy
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<br />�. __ ' �unds held by Lender.If,uader paragra��►Z'1�:.�.ender shall acyuire o�seU the Property.Lender.pra��'t�r.the acqutsition or sate �
<br />�°"_°°"�"� , of t�e'?tnperty,shall apply.aa���unds h��by l.ender at tf�time of acquisition or sale as a cr�it a��2inst the srat�secured by � . -
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