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<br /> .`fbiiETHER W1TH �atl che impmvemenfs n�w pr hereafter erected an�the prope�ty� and all ease�aeats. rigY�ts,
<br /> � appurtenaaaes,nerits:`ioyr�tlties.mir�.a�1 and�gas rights and profits.�vater right�and stocdi at�aU�tures now or 6ereafter a.
<br /> ' part of the prnp�*ty.AII reptac�ments end asislitions shall�tso be wvered by this Security insttument. Aii of the foregoi�rg is ` _
<br /> referrad m in this S�ricy Iastnn�ent a�the"PcoP�'�Y•„ . `
<br /> � . � HORROWE�L GY)VENANTS��orrower is tawfalty seised of t�e estate hemby co�eyed�has the rig6t m g�t aad .
<br /> somey the Property and tGat the Propt�iy is uneac;um6ered,�rzoeps for atcumbr�c�s of r�ord.Borrower wanants aast will
<br /> defead generalIy the titte.to the Pcopeity against all ctaiazs and demands,snbject to any eac�bbraaoes of tecord:
<br /> i.Peymeut of Prtn�ga'!,Inter�!sua laate Cha�e.Boaawer sLail pay arheu due the princigal of,and iate�est on,d�
<br /> ' debt evideneed by the Note and tate c5�ges due�md�r the Nate. ' ` � ,
<br /> . "., 2.Moatlilp Faymeuts nf Teaes, Instuance and.Othet Chacges.Borrower shafl inciude'in each monthiY P��+ •
<br /> �. tosethex with t6e prindpal an�l.�nterest as set forth in the Note and asy tate chaiges„an installtnenti of any(a)taxes aad spe�ial*--= :
<br /> ass�ents levied or to be�� against th�FcopeRy;.(b)�tease6old pay�nts or �rauad tents,on the Progerty, aad�{c) �
<br /> ;. piemiams.foF i�s�anc�nequira!by paragtaph 4. . .
<br /> ,.,;� , . • � - .
<br /> , , Each manthly instaIlpi�ut for items(a).(b),�and�(c)shall equal one-twelRtaof the an�ual amonnts,as ce�asonably esbmated '
<br /> 6y Lender,PIus an amannt si�ctent tv�inta�n an�ddittonai balance of aot more chan one�sixela of the estir��ied amounts.Tke , .
<br /> fiill annaa!�nwunt for ea�h item s�is:C�.�aavmutate+d'b}f L:ende�`�hia a periad eading�:magt6 before an item woutd
<br /> , . . , .
<br /> . ....,. . .. .,. .. . .,..;-. .. _._.. �--
<br /> 6eeame de}.�uent Lerder shaU.liol�.:ie�t:smaw�ss cb er�-�;•:$�sE to pay items (a). (b). aui� (cj li�ie tttxy Isat�ins
<br /> ,:delinquent:" . . . ' . ;,'; ''`S(;,;
<br /> _ � If at az�y time the t�'tal�of t�e pa�iments'held by l.cnder f��-a�ms(a),.N).�anrl(a?, to�ether wit6 r��Putuze m�,'��y` -
<br /> • .�au for suci�items g�sble to I.e�eder prior tu the¢ue d�oes�such item.s,exceeds by more thaa a��:�'..���,:�'� :,.�.'::�"'
<br /> ,f:: �aaaunt af payments��e�Qa pay suc�e items��te,and if Aayments o�n�¢H:;.Note are current,the�.,..�er sha11`e�t1`ter
<br />, ... <;c:;�:�fand the exc�ss over on�:�i�th.o€the`esG�ated�3y�'its or cm,dit the exoess!�ver ono-s'vcth of the�paymea�ts w ,
<br /> • ' ;�wbsequent payments by�orriower,at t�e option of Hoimwer.IF the total of ths payme:nts made by Eprra�wer for item(a),(6). '
<br /> ' or(c) is ins��cfent to pay the item�ea due,t15en $orrower shall pay to LeQder aav amaunt necessary+ ta'maYe ap t�e '
<br /> , defr�iency on as before the date ttte item becpmes d�e. , � , � •
<br /> � A�used in ttus Securiry Insmiment."Secretary" means the Secretary of Housing and Urban BeVe2opmem or ius or hei
<br /> � desipts�. In any year in��ihxch the Lender must pay a mortgage insuraace premium to the 5ecretary,each mopthIy pay�ut
<br /> . shall alsu inzlude either:(i)an installment of the annual mortgage insurance premium to be paid By L,�nder to the Secretazy.or
<br /> (ii) a manthly charge iristead of a mortga�e insaran�e premiiun if this Security I»strument is held Iry the 5ecretary. Eac6
<br /> ntor�thty instaliment of the mortgage insurance�remium shall be in an namunt sufficient to ac�umvtate the tUll annual aaortgage
<br /> insur�ce pnemiism with Lender oae manth prioi to the�date tlie full annual martgage insur�noe prem'snm is due to the Secreiary,
<br /> � . or if th3s Security I�sm�ment is held by the�Secretary,eac6 monthly charge shall be in an amoum equsi t�on�-iwel�h of �
<br /> ane-haif peucent of the outstanding principal bafance due on the Note. • • `
<br /> .. If Borinwer t�ders to F ei�der th:+tall Qaymer►t af at1 snms secured By this Secnrity Instr�meat;Borrower's acca�mt s�iail
<br /> � 6e credit�d.with the ba!'aace remaa�ining for alI instaUm�nts for items(a).(b), aa+d(c)and any martgage insuraace preze.��.,.^� .
<br /> insta![meat that Lender das nat become obligated to pay to the Secretury.tusd Lc�t�er shall promptly refund any excess funds t�
<br /> � Bonower. YmAae�ti�tely prior to a foreclostue cale of the Froperty or its'scquisipon hy Le��°r,Borrower's account. �ti!.�e ' �
<br /> , credtted�vit^��rq balaaae cemaining for atl lnstaltm�nts for it�ms(a?,(b),and(c?• . s' t'..� . , '
<br /> , . . � • , • .
<br /> 3.Appf�cat[o�of�qtnen3s.Ail payments,�der parugrnphs 1 and 2 shail6e applied by I.ender as fm�1:.'�w�: '. ,
<br /> , . . . . . .
<br /> , � Fust,to�We mortgage insumnce premium tn Iie paid by Lender to th�Secretary or to th��nontbly chatge by the�ec�,etatyr ' �
<br /> instead of the�mantlily mortgage insurance premium; • . .� .
<br /> . Second,to any taxes;speeial s�ssessmente.le2�sehoid payment�or ground cents,and fire,flood and other harard insurance �
<br /> . � 'prem9wns.as required; . � ,
<br /> � Third�to interest due under the Note; . , t
<br /> ' Fourth.to amortizati�an of.the priacIpal of the Note;
<br /> Fifth,to tate cj�a�ges due under Ihe Note. � �
<br /> ��4RINE1 � vasm4ot0 . .' . .
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