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<br /> �=� �E" '°��° '.'`�`� � TO(3ETHER 1�►j'i'H a[t the impsovements uo�v or tiereafter erected on ttie pmgerty.aad atl easements.appurteoanees.and � -
<br /> - . �.',y • fiatures nnv�_ar heteafter u part of the PmFerty. All repIacements and zdditions shalt also be cavered by,this $ecurtty _—
<br />�.,'4r' ,�' �.-'��`_ °� I�strua►en�.AII of the foregoing is referr�to in this Securety Lutsso�n�nt as the"Praperry." � _-
<br /> _ 4•.�..� .:�:,<<.��.
<br /> F-�t° ' � BORROWER COVENANTS tbat BsmroHer is tavvfiilly seis�of the est�te hereby conveyed and has the right to gta�4 ahd
<br /> :�' . :�;�'� - 'eonvey t�te Property and that the Property,ls onencumberEd. exc.ep;fo�encumbrances of reootd. Bomower warrants and will —
<br /> . ��,:4` ,�,. °� �< d�fend gener�lty the tide to the Pa+perty against a!1 daims and demands.su6j�t to any ema�m6rance�of recwrd_ , _
<br /> � � ```�''• . THIS SECUFJ'CY�IVSTRUMENT cam6ines uniform covenants far natianai use and non�uniform oovenaats wiW lurrite$ _
<br /> —� , ' variations by jurisdiction to constitute a unifarm security instrument covering real pmgerty. -_
<br /> n� �- .- UNI�flRM COVENAI�3'i'S.8orrowes and�.ender cavcnant and agme sLS foltaws: . . —
<br /> i. Faytar�t4 of Principal aafl Internst; Pre�ayment and Iaiite Char�es.,Borce:wer s5all pmmptly pay when du�tke
<br /> ="���=�=�'"`4 principa3 of and inteiest an the de6t evidenced by tPce Note anEi any prepayment and late charges due undet ttte Note. �.
<br /> "":�s•.- �: � ,r: -
<br /> _ .. �4- ,<..,`,_,� 2. fuaals Por 7uxc�aa�Insarance. Subject to applicable !aw or to a writteo waiver by Lender. Borrower shall pay to �
<br /> . ° Lendcr on the day monthly payments arc duc under the Note,until the Note is paid in futl,a snm("Furtds'for.(a)yearly taxes _
<br /> '' r,�.,`;.� ,.....�.
<br /> ,,�.: . : . ' and assessm�nts which may auain priority over this Security Iastrument as a Hen an the Property:(b)Yearly Ieasehold payments _
<br /> •rir.;>
<br /> . � •� ,�F- �� or ground rents on Yhe Property.if any:(c)Year1Y harard or ptoperty insu�anoe premiums:(d)Yearly Soad insnraace p�mivms. __
<br /> '��:''�.:a�J..�tG.`�t. _.
<br /> .�,�""' � if any;(e)yearly mortgage insurance premiwns.if any;aad (�any sems payabte 6y Bomower to Lender,in atcordance wiih —
<br /> �,�,�;�:�;�.;_�,.� _
<br /> `_�:f''•�•.::-'�-�<, t�te provisions of paragraph S.in lien of the payment of mortgage insurance premiums.These items aie cailed"Fscrow Items." -
<br /> ;_�,�.. - .:�::-.:� � -
<br /> :�:�--:�:�:���.s'� Lender may.at any time.collect and hold Funds in an aanaunt not to exceed the maximum amonm a[ender for a fodera�Iy _
<br /> �°:�` f' ��� � a�` ' reiated mortgage loan may require for Borrower's escmw account under the federal Real Estate Settlement Pmcedures Ast of "
<br /> ��: .< —
<br /> ' �� ...EC�;� .
<br />"�. ;f:�:�.t� 1974 as ames�ded from time to time, 12 U.S.C. Section 2601 et seq. (°RESPA'),ualess aaother!aw that applies to the Funds _
<br />- •s1�=:.: .'-'f':� sets a lesser aamunt:I�so. L.ender may.at any dme.wflect atcd hotd Funds in an amount not ta excee�the te�er amouai. ..-
<br /> .r�.rr.�...� ...._ -�.
<br /> . ..� ,>• =:, •t:� �> > Ixnder may esfimate the amoant of Funds due on the basis of cutreat data and reasonabte esdmates of eapendiuues of fuwre Q
<br />- `'�'� :•�:�`�, �" . Fscxow It�s or otherwi�e in arcordaace with ' � -
<br /> ;: _._ . �Pplicabte t w. •
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<br /> . ,,_,.,�.;. :. ,,,.:�. � " . ". . _ . '['he Fiutds st�atf be tietd ia�tl-itutitttriort�rrhose-depositsarc-,-insured-by a�fe�eral�-aBencY:_.instcamenWitY:Qr.ettutY. .. . , __
<br /> ;�.,�� `:, . '(inciuding I.ender.if l.ender is sucb an instimpan)or in any Federa!Home i.oan Bank.Lendes s11.a11?PNY We Funds t,o,FaY the. --
<br /> • z�'•"..`.::��`' Escrbw Items. Ixnder tnay aot charge Borrow�r for holding and apptying the.Funds,annual�jr analyzing the escmw'�nunt,or
<br /> :sy.i .,..� -
<br /> ,�-�:� _ verifying the Fscrow Items.unless Lender pays Barrower interat on the Fun¢s and applicable law penniu I.ender�r?*�ake such
<br /> •�,''-_,::�•�.�-, r • . s chaige.�Iowever.Lender.may re�ire Borrower to pay aone-cime cf�arge'for an indepeadeat real estat�tax repaningsernice
<br /> „ ,-+�'� used by� l.ender in connection with this loaa, unless applica63e t�w pravides othemise. Uaiess an.a�ment is made ar
<br />= �y��`��>`• applicable taw requires interest to 6e paid,Lender shall not be required to pay Borrower any interPSt•os c�rr,�gs a�tbe Faads.
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<br /> ,_ ,x . Barrower and I�ender may agzee in writing,hawever.that iateiest shal}be paid on the Funds.Lender s.'+� give t�E�orrower,
<br />- r-�-�r'��-x:;9 � withoAi charge,ea annuai accounting of the Funds,showing credits and debiu to the F�nds azcd the pv.�ose for whicb•each .
<br /> . �}°'~"''"� ' debit to the Fut�s was aiade.The Funds are_pledged as additional security�for�It swn5 seca�red by fhis Soaxzity Insqu�ent. •
<br />_ ;aitvi�;#i�.!�r�, : , .
<br /> _ If the Funds held by Lender excee�l the amounu permitted to be held by applicable law,Lender shalt account to Borrower•
<br /> for the excess Funds in a000rdamce weth the requirements of applicable law.If the amount of the Funds hetd by I.end�t at aay �
<br /> � � rime is not su�cient to pay the Escrow Items when due.Lertt�ep cnay so nntify Sorrower us ivriting,and.in s�tch cac:.i�ranower
<br /> shall pay ta Lemder the aniaunt necessary to make.up the deficiency. Bonower shall mi��•up the deSciency in ua.:�r�thaa
<br /> . -s�_•. - 4t ""• twelve montlily payments,at Lendes's sole discretion. '
<br />- UFon payment in ti�ll of all sums secured by this Security InstrumeAt. Lender shall promptly refund to Borrawer swy
<br /> ' ��� Funds held by L.endes.If.under ps.•agtaph 21.l.ender shall acquire or seU the Propeity.Lender,prior fo the acquis6tion or sale
<br />-- - - -- of the Properry,sha"C ap�y azry Funds hetd by Lender at the time af acquisition or s�e�s a cl�t�rt����bY� � `
<br />- ---- this Securiry Instcument.
<br /> 3.Ap�lica8on oY Paymeant�.Unless applicable law�:�zs othernise.all payments received by Lender under paragrnphs
<br /> 1 and 2 shall be ag�1�:first,to any.prepayment charges due.under the Note;second.to amous�ts payai32e under paragcaph 2;
<br /> — --- tFuN.to interest da�r:�tti�.to'�erincipaf due:and last,to any late citarges due under the Note. � � ,
<br /> 4.Charges;.X.ieas.Borrov;t�.shall pay al!taxes,as5es�.�nts,charges,•fines attd impositIops attributable to the Pcaperty
<br /> which r�ay attain prioiity over t�is:Security Instrument, an�leasehold payments or ground re�s, if any. Borrower shail pay � _
<br />= these obtigat�ons in ths manner pmvlded in paragraph 2.or if not patd in.that manner.Sorrower shall pay them on time cltmciiy
<br /> _ to t�e'persan ow�r_ayment. Borrower shall pr��:�gtly fumish to Lender all notices of amounts to be paid under this para�rdpb.
<br /> If Borrower makes these paymenu directly.Haruur�zr shall promptly fumish to Lender receipts evidencia;the paymenb.
<br /> • ,G3��'ower shall promptiy discHarge any�ien which t�as prioriry aver this Secu�Ity Insuvment unless BQrrowes:(a�agrees in
<br /> � � writ�a3 the payment of the obligation secured by the lien i*n�cnanner accepta6le to Lender;(b)oontesis in gaod f�.�the Ilen �
<br /> by. Or defends against enforcement of the lien in, legal prac,eedings whieh in the L�'e':i's opinIon operate to.�;tvent the
<br /> � enforcement of the lIen;or(c)secnres from the holder of the lien an agra,�rrm.:7t satisfactory to Lender su6ardinating the lien to
<br /> this Securiry Instrument. If Lender determines that any part of the Propem�.is subject w�tien which may attain priorlry over .
<br />_ tlus 5ecurity Instn�inent, Lender may give Borrower a nos:c�identifying the lien.BnnaJ.�:a shall_satisfy the lien or take one or
<br /> i more of the actions set forth above within 10 days of the giving of notice._ . •
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