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<br /> -__- - • :`��:: � 5. N�r�ar F�opeKy Insnr�e. 8onrower shall keep the improvements notiv existing or K�rectfter e�cted an t�e
<br /> :;�::;�;�.'`"�'�, � P�op�rty+iasured agaiast[oss by fire:t�aTds inctuded within the tenn"ext�tulsd rnver�gc"and any athErlram�s. iixcluslitig , -_-
<br /> �"�"•�'''.�;r`..�•_� il�ods or Raadfng.for whicb Lender requires insurattce,�is insur�nce s1�U E�inainmirted in the nanounts aind for the�iads. , _
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<br />- ;,�_,��:; that.Lender rr�yuires. The insutance carrier providi�g the insurance shall be.chosen Bx Borrower subjest tu Leader's upprovr�i �
<br /> .. _ `�� whic6 sh�ll not be uureaso�bfy witbhetd. If 8orroiver fails tts rmuntain wveiaae descrlbed aisvve. Lender msy.as Lettdrr�s�, --
<br /> =�}- option.obtriin boverage w pratect Lendet's rights in the Property in aceos�daace yviti�paragraph 7. . . --
<br /> --- " ,,;,j. Alt insnrance goltcies and renecvals sAalI_be aceepmble to E�der and sha11 inc[ude a standar�mortpge ctause.Ixader .
<br /> - •�"'_. «�' sLall have tne dght m hold the policies and renewals.IF LeaQer teqtures.Bortower shall proa►gtly give�to Leader al!ceoeipts af
<br /> .' ��.. �, nodce to the insummee c�arrie�r and Leader.
<br /> - paid premiams aad reiretivat nnrices.In the event of Io�s.8mrrowet sha!!BqY�P�F'�
<br /> = Lender may maice proof of toss�f nat made pmmptiy by Bormwer. .
<br /> Untess Leaader aad Bonocver atheiwise agree in writiag,insurance proceeds shal!be egp2ied to restoration or regair of the
<br /> - Pnngerty damaged,if the restoratIon os repair is eoonomically feasible and Lender's securityr is not iesseaed.If the re'swiatton or
<br /> `" �ai�is nat eooaoatirally feasihle oz Lender's sewrity wautd•be tessened.the insuraaoe praceeds shali be applied to the s�rs
<br /> secured by t6is Secariry Instmment, whether or►tot theb due. with any excess paid to Boirawer. If Buaower abaa�uns ttt�
<br /> Frogeny,or does aot a�arer within 30 days a notice from I.ea�er ti�at the ins�anre carrier 6as offe�ed w sei�ide a cteiaa,thea
<br /> � I.eader may collect the ansorance proteeds. Lender may ase fhe proceeds to c�epair��ar tpstore the Pragerty or to pay snms , _
<br />- = s4cured by tius Ses�irity Instmment,w1�etTter or not thea due.The 30-day period tvill begin when tbe uotice is gieea. ' -
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<br /> < Unless I,endes antl Bdrrower otherwise agree iA cvritiug, �y sPFHc�arioa ef pmoeeds to pri�ipa�st�ail n�t extea�o�
<br /> - '�OStgane_the_due date of the mo�ithly payments referred to in paragiaphs l and 2 or ci��e the mma�t of the payatents.If .
<br /> under paragraph 21 We Property is acq�ured by I.euder,Bbi�raarer s ng�i to any msur�noe poltaes and gmoe�ds resulUag from . .. � .
<br /> damage to ttte Praperty pr�ar W the acquisitian shall pass to LeIIdet ta the ex�t of the sums ssc¢red�}+this Security II�ostn�ment .
<br /> � immedl�ateJy grior to the acqqisitiori. � �
<br /> 6.Ocwp�ancy,P�rvatioa,Maintenaace and Ptntec�o�ot the P�+nperty:Bornaw�'s I.flan ApPliQat[on;I.eatsehoids.
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<br /> Borc�wer shall acatpy,e.�tab3isb.�d nse tDe Propeny as 8arrowcr's principal resIdenoe within sixty days after.the exaaition of
<br /> Wis S�rity pns�nt a.�d shaU oorrtinr�ta aaa�py the Property as Bomnwer's priricipal tesiden4e for at t�st one year after
<br />-- ------ = ihe 4�of occapa�y.�D�ss Lender othernise ag�in writing,which oo�eat s�ali not be uamasonabty�.nithh�dd,as aatess . .
<br /> - - -- extennating � exist whfch are beyond l�arrower's oofltrol. Borrower shall aoi destroy. d�ge�t� �
<br /> Progerty.��the Pcoperry to deteriorate,or cammit wssse on the Praperty. Borra�var st�alt 6e in def�t[t if azry faa�eiNre
<br /> acHnn ar piviceeding,whether civil or criminal,is begnn tbat in Leader's gooa!'faith jadgmeat aautd res�lt in forfeiUue of tlie . ,
<br />_ �perty,or othetwise ma�rialty impair the lien cr�by this Security L�suument or I.ender's sec�u�Ity T�t.Bo�pwer may
<br />= care such a defanIt and reinstate.as provflded in gar��h 18,6y causin�the acHon or procee�ing to be d�d wit6 a culi�
<br /> that, in Lender's gaod faitb detemrinadan, pmciv�farfeiture of the Bormvfer's interest in the Prag�or oth�r material .
<br />- impairment of the fien created by this�urity Ius�umtnt or Lender's,securiry iatemst.B¢�wer slr�tl a1EV be in defan�t i£
<br />- Borrower.during the loaa applicatio�a g�c�s.gave materially felse or inaccurate iaformatiam a�statemeuts w Le�der(or faiiod
<br /> tp pmvide�nder wilh azry.mate:ial information)in conneition vrith the loan evidenced Isy t�.�Iote,inctading,bat aat limited
<br /> - - 40.represe�tions canoeraing Borrowear's occugaRSy ef tlae Yroperty as a prinapal residence.If ti�is S�uri��nsn�nment is on a
<br /> = --- - - --�--�--�� l�atd, &om.��z�er s!s!t aa�!; �=r all ths pro4iSioas ef�e lrac�. 1f R��wer aoc�nlFes.fee ti21e��'!e Pm�exty,_the - -- - -
<br /> - - � �leas�hold and the fee titte shaU not mer8e unless Lender agrees to ttlzee merger in aritiqg. . •
<br /> � • • .�.Prutecdon o!l.ende�s Rights In tRe Pcoperty.If 8a��fails to perfoiu►44e cav�zais and a�teen�ents oo�in
<br /> � this Security Instrument,ar theTe is a legal pmceeding tbat may'sipufican3iy affect:Lende�s rights in th�.�operry(such as a
<br /> .. praceed.ing�in 6�krupuy.grabate.for mnde�wzii�oc�;cr forfeitwre or to enfo�laws or re�il�tinas).a�E��nder roay da an� ..
<br /> ���: :,:.;•<pay far.a!hatever as aecessFUy to.prnte�the val�s�sF:t�e Propeity and Leader's rights if�.�e Propeltq. T:x�er's actions�y � .
<br /> . � inclade p�ying any sanss scxvred by a lien cvt�ftl�,iia� priority over t��s&eca�rity InstrUm,!�3. aPPeafi=g in oourt, PaY�B
<br /> reasonable.attomeys'fees and entering'on the L�irog��ta make repairs.Althwgb Lender m..�,r.�ke act�on�ptdea tbis para�rapb
<br />_ - 7*Lender does aot have to do so. ' , � ; ' •' '
<br /> ' Any aawunts dis�tused.by Lender under r�n:����;cra�raph 7 shaq become a8ditianal d�bt of Boiro:� s�Dy this
<br />- - - Securiry Instrumenx.•Uriii�s Borrower aIId l.eader�9�#��:to other tem�s of payment,these amnunts sha91 b�t2 mtere5t:t�1va�the . ,
<br /> date of.di.�sement•aq the Note rate and shall be payabte, with imerest, u�on notice from Lender to Bbrrower rcqµ�tIng
<br />- paymea�-:;: , • • � .
<br /> • $.Mortgage Insorance.If Lender required mortgag�insw�nce as a oondition of maf�ng the toan seaued by this$'ccarity
<br />� — Instiament. Borrower shafl pay the premiums requirWd to maintain the mortgage insurxu►ce �a effect. If. forany r�ason,tfie
<br /> arosgaga insurance coverage requ3red hy Lender i�ses or ceasss to be in effect,Borrawer sball pay the�iemi�tms required to .
<br />_ ' abtain wverage substa�atially eqaivs�Ient to the moitga�e insuraace previousty in eff�t,at a cost substantIally equivalent to thc
<br />_ � oost to Bonower of the mongage insuranoe previously it�effeq.�from en altemate mortg,a�:.insurer approved by Lender. If
<br />- suDstantially equjvalent mortgage u�su:ance covcrage is not availab2e,Bonnwer shall pay us L�nder each montH a sum egual to
<br /> ane-t�velfth of the yearly martguge in��Mn�premium being paid by Boirawer ahen the ir,sua�an¢e coverage lapsed as ceased to -
<br /> --------— be in effoCt.Lender will accept.use and m�sin th�e payments as a toss resenre a� liev of mortg,�ge i¢su�mce. Loss res�zrve
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