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<br />- , � � � �R WITK alt the Improvements aow or Ger�ie:emctsd on t4te prripertj►.and�iQ easemeats.eppwteasaces.ansf
<br /> - � t'u�tunes anw ar hereafter a part,o�tflo property. �4U e�plsae� aad additioas shall utsn,be ooverec! by Ws Sacurity
<br /> _ � � Instrannei�t.Al!of the fore�afng is t�ferc�!to in thts�ry Iast�ament aa the"Pmpeety:° , , �
<br />- ` � �ORROI�VE�t CaVENAPiTS thnt Borrower is lacvfuliy seised of the estate 4ereby conveyed and�as the right to grant� �
<br />= . �nvey the Pr�perty and that che Rro�rty is uaena�aiDem�d.except.for encumbrasoes af remrd. Borrovver warr.�nts aad c�riU _
<br />= defend�c,�er.tliy the tltle to the P�oper�+a�tin.st e11 cl�ms�nc!dem�ads;sr�blect tn any e�smbranses of�Qrd. ' . -
<br />- TH1S SECtTRiTY INSTRQM�iT combiaes unifarm oavenants foF uat�on5!use eud iw�aiuform covenants�vith limited �
<br /> var3ations 6y jtuisdiciioi�ta constitute a uniform securIty instnunem cavering rcal praperey.
<br /> • UNIFORM COYENANF3.Bnrravrer and Lendec•ooven�nt and agree as foltowa: ,
<br /> �.F�ynt�t ai Priadga!end Int�rs� prePay�ent and I.ate Cbsrges. Sorrower s9all pmmP�Y PaY cvhen dne the
<br /> prinCipat of and iatesest on the debt evidetrsed 6y the Note aad any prepayment aad Iate charges due utuier the Note.
<br /> �.F�a�tbs Tagcg an�Iasms�ae�SubJecE to applica6le taw or to a cvrittea�vaiver 6y Lender.�or�ov+er'shat{PaY to
<br /> Lender on¢he�day cnonthiy pay�cenu nr�due aader the Note.un8!the Note is paid in fiill.a sum('Fucsds°)for.(a)yearty taaes
<br />° and asse�S�nra which u�y attain priority overthis5oa�riry��+�*n�as a lien on the Frogerty:N)yeariy t�ore paymea�
<br /> ar gma�=enss oA d►e Pragcrty,if mry;(F3 Y�11'ha�rd ar property in�vr�ce p�raai�s:td)Y�srIy ftood ansuraaee gremina�s, '
<br /> if an*f;(e}yearly mortg$ge�nsivaaoe�reminms,if any;and tfl any sua�s�payable 1sy�omawer to I.e�der,in a000idanoe witb � �
<br /> the�tuvisions of PaiagaPl�8,in lteu of the p�yment of mortgage�nsurfutee premiums.These items�sze called"Fscraw Items.°
<br /> I�ender maY,ai arry ams.coltect and hNd Funds in an tunount noi to exceed the maximum amount a fead�r for a f�deaaUyr .. _
<br />- • related mortgage toaa may requite for Bo�ro�er's�ow eccount.wtder the federa!R�af Fstate Sett�emeui Prooedur�s Act.u�
<br /> • 1974 as anmea�ed from time to time,.l2 U.3.1�.,S�on 2601 et seq. {�tFSPA°a,ontess aa�ther law that a�plies w E�iZ Fuads �
<br /> � . ssts a I�s ammu�t.If so,L�ndcr may, at a�y t'ime, c�ax and hold F�sis in am m�aunt sot to ea�2d the 1�amututt.
<br /> ' Leader may estimai�MMr amnuat of Fands due oq tlte.6asis of aurent data and ceasonable esdimates of�e�cpeaditures o�f futare
<br /> Escrow Items or otheivvise in accordanos witls applieapla law. �
<br /> The Fantis st�all 6e he�d in an institntinn ahase deposits a� insured by a fedezaf $geACy, instramentality,or'e�ity .
<br /> �(incl�tpg Gender,i4'Lender is s¢ch ea institation)ar In a�ry Federal Hatne Loan Baak.l�mla shall appIy the Fauds fo paq the
<br /> . . Fsccaa�Ite�s.I.sader may not e�atge lBarcower for holding end applying the Fimds,a�ma11Y analYziag the eserow aceannt,or
<br /> veruying the Pscrow Yteu�s,unless LeAder pays�arrowet interes�on t3�e�unds and applicabie law germits Leuder to make sut�
<br /> a d�arge.I•2owever.Ler�ider nay reqaire Bomowes to pay a one-tiate charge foi an i�t maJ�.tax reportiag s�c�
<br /> used h,y l.er►der in connecxion wit6 this loan.. unless.applicaDle law pnavi@es athe�cvi�. i3atess en a�ement is�made or
<br /> sgplf��aw re�tisrs infesest to��paid,Lender shall aot be required to pay$om�w�r a�y interest or eamings un the Fur.ds..
<br /> B�rra.h�sr•r�nd L.eadec may ag�in writmg,hnwever.that iatemst shall 6e paid on the Funds.L+ender shaU give to S+ormaes, � .
<br /> � � wiffiout"cTrarge.an�..al ac�ountlag of tQe Ftivsis,shmving credits and d�its W tt�e Funds'und the purpose for whicb� :.
<br /> defait tm the�ua��r-aade.The Funds are pledg�!as addieianal security fea�Il sums seqared by!this Seta�ity I�stivmea�,'. �
<br /> IP the Fuads t�elfl by Lender exceed the aawuats permitte��to 6e hetd by applicsb2�law.Leader sh�lt aceouat to Bosmwer. . �� �
<br /> • for the e.u�ess Fwtds in aocordance with th�reqnirements qf���blc law.ff the amo�int of the Fwids hel�6y I�eades u3 soy '. '
<br /> ` ttme.is��ot suffcIent to pay the Esemw Itemg when dne.I.ea�r.reay so notify Bflrrower in wri6ng,aAd,in sach case Bdsmwes �
<br /> , s$all pay to Lender tIte amotuit n�cessary to make ap the de�cie.nzy. Bortqwer shail make up the defiaeacy in n,�more than '
<br /> . twelv�.monthtY PaYmei�s,at I.ender's sale discse��n. . . �
<br /> ' Ugom FaYmem in fuii of all svms sCcmred bq t�s��ty�Instniment. I endea shaII prompily re�iuxl w Boaower asry '
<br /> Fun�,_���d'8y I:ender.If;underpar,�aph 21. Lender shali�rk��os seU the Propetty,Er�er,prior to tttr acquisi6un or sale �
<br /> of the"3�perh'•shall ayply any Funds�etd by L�rnder ae t�ti�of aoqnisition or sale�,s s�c�edit agaipst the s�utns seeura�6y. .
<br /> � this Se�vrity L�strument. . ,
<br /> - . � 3.Appltcatioa aQ I��ymeats.Untess ayplicabte!aw provides othenvL�,uii�,�nYmen�s reaeived.by,li,��er under para�ap{�s ,',;.,�
<br /> 1 and 2_sb�Y1 tre appliei�r first.to anY P�Y�►i charge3 due uader dhe N�.�;`seeond,tb amounts pay��e under p2ra�apb 2;, . ,;�,;,
<br /> " third,�istemest�dne;fourth,to princ3pal dae:and Iast,to any F:�charges due uader the;iote. .
<br /> .. . �a.f��tges;Lt@�fs.Borrower s1�il1 pay all taxes,assessr.v�ts;cinarges.fiaes and impositions.auaibutnbte w tiic�Prapen3+
<br />.. which may attain prlority over shia Security Insuument.and leaselao2d payments or gr�onnd rents.if�r. Bartower shatl Pay .
<br /> ' t�ese�obliga�ons in the mamter pmvided ln paragraph 2.or if not paid in.that manner,8oaower shall p�y thern on time diiectty �
<br /> to the person owed paymeu�Borrawer shal!yrumptiy fumish w L,enQer all nances of amounts to be p�id nndez t�is paaagraph. �
<br /> _ If Borrower makes theso pay�aents dlrectiy.Borrower shall pramptty famish tn Lender receipts evideacing the paymet:ts.
<br />' _ Borrowcr shatt pmmDtly dlscharge eny lien whicb has prioriry over this S�rity tnstYUment unless Hmrowes:(a)agrees in
<br /> � wridng to tfte paymeni of tbe obligation secured try the lien in a manner ac�egutbte to I.ender;(b)cantests ia gaod faith the lien, ', •�-.
<br /> • by.oi dsfends ag2i,�s�enforcement o�the lien in,Iega! praoeedings which in the L.ender's opinion oget�te to pr8vent t�� ' �
<br /> ' enfos�ment of the�u�a;ur(c)secures from the holder of the llen an agreement satisfaciory to Lertder snbordinading thie ltea ta �'�� I'
<br /> ° this Securlty Instn�ment.If Lender detennines that azry part of the Praperty is subject to.a lien which may attain piirlutiy over
<br /> : this 3aauit�r Insuument,I.eader may give Bonower a Rorice identifying tbe lien.Barro��:r shall satisfy the lien or�one or
<br /> . tttore v�fhe ac�ions set fortb abave within 10 days of the giving of nottoe. . _
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