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<br /> � ,� `4 ,� .�� ;. " �,"�subst�ntia}Iy eq�ivatent�aa�tgt�e�iasnrancE caveraoe is ur�t ovailabte,Bomawer shall pay tn L:eader eaclrmonth u sum eqval to ; R
<br /> ��t,�`` < sud b Sorrower e�hen the u�surauce cbvPrage tapsed p7 ceased to
<br /> o�icveiflb oY tRe yearly inbrtgo�e insumnse pre�uurn bdn8 p � Y S
<br /> �; ".�`�,� <-��a:�`:_. ' �in cffe;�.trender�vill.aruegs.�use unsd c�latn thesep�ymeqts as n[oss reseive in Ueu of mort�age insuranee. Lass�mserve
<br /> - ; �_'`;., .�;� s.: � mMtis may e�m le er fie r�l.st ttte aptian of L�der.if mustgss�e u�sur�nce toversge�n die entonnt tmd for the geefody _
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<br /> ��r�` � . �, �. t�Lendet t�'$uites)Provt�y an it�s�r uppioveQ by Lender b�ai�becat��avsilable$nd is obrai�ed.Bflrc��vet shal!�y�, _
<br /> •�:,�. �`'�,: ,.:t::•�° ' t�e premiums tequlred to mntntnln cr.ottga�g insuraur�in et'fcct.or ta psopide a Ioss reservc.until the reqnirement for mortgeg�'� . _-
<br /> _ ��� �. insumnoe ends tai eacQrdarsae wlth apy writte�agn�m2nt EscEween Eorrower arW Lender or appticatife law. -
<br /> :�.� 9.Inspecttna.Lcadef ar its u$em may?nsik�reasonabte entdes upa�n and inspactians of the Progetty.Leclder shaS1 give�
<br /> ,_;��ri�`�:;-:�`�� �arrower ro2tce at t6e time of or prior w un inspec;t�on sp�clfying rea5onabte cause for the insp�etion, � � -
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<br /> -; ,�� ,:: ,. ; � �., t�.Cauc��tatt�a. 7lte praceads of any avrurd�s et�Far dam�ges. direct or wnsequeatial. in onna�an with asry�
<br />-�•��.,� '.,` :�.�,�t`�:. : co�demnation or nther taking of any part of't'he Froperty,ar for conveyance in fien of cond�mnation.rue hereby assjgned ascd� _
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<br /> , , E ' shal!be paid to Lcnder. � !
<br /> - ._ . - �� '`�`_'_= Ia the ev�nt of a Wta!takin�of the Pmgerty*the pmoeeds shall be applied to the sums secured by this Security Instrnmeat �:
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<br /> --�;F=..'�y-�`�''� ; w fl e¢h e r o r n o t t h e n d u e, w i t h a n y e x c e s s pa�d to Eorrower. In the event o�ra partial taking of the Property iri whici�the fsu Q,:
<br /> _�`;n����. martcei vaIue of the Property➢mmediateiy before the taking is•equat to or�ater than the amnunt of ihe s¢ms secw'ed,by,thi� _
<br /> :� ....<� �,.� ` 32cudty LasVument Unmc�iately befare the mIdng,vnl�s Eorrower and I.�nder athecwise agre�in writing,the sums secu:ed bp _
<br /> �,.,�,�,.,.::_ this Securiry Instrument shail 6e ceduced by the amount of the praceeds mnttip3ied by the foltowing,fiaction: (aj tiis tatal . _
<br /> �,r,�;� r�rs:�••.�. •amount of the sums secured immediately before the tatdng,div�ded by(b�the faii market value of tics Praperry immediatefY _
<br /> - "��=``-`" �Y ` 6efore tba taking.�Any balunce shalt 6a p�fd on BormRrer. 1n the event uf a`parsial taking of t6e PropertY in which the fair -
<br />_ �����:��- � ,' �inarket valae of the Fropert}r immediateiy before thc taidn$is tess thaa the aznonnt of the sums secvred immediatety before the ' .
<br />- � t�tdng, iuiless�orrower aad I.ender otherwjs°agr�in writi�g or uniess applicable law otheiv+rise pmvides.the prac�s sha11 .
<br /> �#:�;;:°�;-: , be applied to the sums seivred�y Wis Setvrity Instcnmeat whether or aot the swns are then due. _
<br /> - �-. -�� r If t�e pco�rty is abandoned by Horroarer,or if,after notice by I.ender to BOSrower tbat the cor�demnOr q�W make an _
<br /> -- .._..e,.�,'� - award or sEttt�a clsim f+�r damages. Bormwer fa�s td respond to L�ender arithin 3ti daS�s after the ifa�e,t;we�to'�i�x is given, �
<br /> '�` ' .r=y� I�ader is authorized do co3lert aad apply the proceeds,at its option,either to restoratian or r�air of the Property or to the sums , .
<br /> . secuzed 6y this Sec�ity Instrument,wh�her os not then due. .
<br /> �._._'_•:�.• : Untess Leader�and Borrower etherarise agree ia writing. �nnY aPPlication of procee�s to prIncipal shall nos extend or _
<br /> : _ �',, • _
<br /> '�postpone the dae date of the maathlp paymenu tefem;d to in Fuagraphs 1�and 2 or change the amowrt of such payments. -
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<br />=x ,, ��< : 11.�are�mvrer Nal Released4�orbearance By Leader Not a Watver.Extensioa of the time for payment or madification � _
<br /> of amoitization of the sams secvred by this Security Insuumeat granted by L�r to any successor in'snter�t of Bonower shall
<br /> g an
<br />- not operate t4 release tAe Iiabiliry of the originai Batmweror Borrower's�successors in in�ie�st.Lender•sha�1 Rai be r+eq�ind to
<br /> - commxnce pmceedings against euy saF+ixssor ip intertct or refuse to extend time far payment or otherwise madify amortiration
<br /> - .. � ° of the swns secaired by this Secarity I�rusnent hy reason of aay deu�and marIe by the originaR Eorrawer or Basrower's •
<br /> �' ' suucce,sso�s in iaterest. Any forbw�aace by I.ender ia exercising a�+rig6t or remedy shall nnt be a waiver of or prectade the
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<br /> . � I2 6 aaxssore ac�d rlssigas Bamnd;Joi�and Severa! Li�bilIty,Co-�fga�s. T[te covenants and agceement,s oF tl�is .
<br />_ Security�nsttument sha11 bin�and 6enefit t�e successors and assigns o�I,ender and Eorrower, sabject w the pnovisions of ,
<br /> _ __--_-_° =�� paragraph i7. Borrower's coveaant� a►1d agreements sbali l�jaint and severnl. Arry Borrawer who co-si$n5 this Security
<br />- '' Inshument but daes aot exe�ute the Note:(a)is co-signing this 3ewrfty Insuament outY to mnrtgage,grant and co�v��that
<br />� Eotrower`s intetest ia the Praperty under the terms of tl�is 5eauity Inst{umeat;(b)is noi pezsonaliy obligated W DaY tbe sums.
<br />� ~ •.• ., se�ed by this 5ecariry�umant;and(c)a8rees a�LeMer and any ottter Borrower may agree to extead,mudify.for�r or
<br /> znake any accammodatior,s•�th regard to the te�affplus SecuritS+uutmment or ttte Note withoat thgt Borrower's coosent.
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<br /> -� 4 � 13.Lnan Chsirges.���qe loa�.s�ed by t�:s'�ocurity Instrument is su 6ject to a law w iuc h scts maximnm laan c h az ges, �
<br />- �� and that law is finally intsrreted s�t�;:.ttie interest or other loan'charges collected or to De collected in con�ectton with[he
<br /> � toan excgEd the per�►iued.''�'ts,th�:,C:=�az►Y sucH loan ct�aarge shaU be reduced by the amount necessary to roduce the charge -
<br /> � to the pramitted limit;�(D}ar►y sc�cis aiready cc�!l.ected from Boaower whi��exceeded permitted limits wiU be refu��ed to
<br /> Bormwer. Lender may ahoose to make this refu�d by redacing the pnnc�5_owad under the Note or by making a.direct
<br />� _ PaYment to Borrowez: If a refuad reduces grinclpal, the reducaon �wiU i�.c�� as $ partial preQayme� without any
<br /> = prepayment charge under the Note. ' '�, .
<br />_ -- - I4.I�:�z,�s.My noflcc co Bormwer provided for in this S �s. Instcument shall be given by delivering it or by�ailing
<br /> ..
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<br />= it by first ciass a�ail ur'.�s apPlicabte law reqnires use of another m�od.The aatice shall be d�rected w the Property A�dress
<br /> _.-_�=--
<br />= - or�}+.oWti�r-aRdi�S!�,'�3aw�de,sig�ates by notice-m i�er�g nv�oiec'ia ixr�cier s,ialt ��vc��frs�.,-� �€!'ia : ..: :-
<br />_ �I.ender's addr�ss state��1n.or any other sddress Lender desigaates by r.e��to Borrower. My nat��a�vided for in thIs
<br /> — � 'Security,Iashvment s6ale aa�dcemed to have been Aven to Barrflwer or Lender when given as provideYl i�C�pa�agraph• ,
<br /> -- ig,Governtng Law; SeveraE,�. This Security Insuument sha11 be goveraed by fedaral law arui the luw of the '
<br /> jurisdiction in which the Property i�i��ted.Tn the event that aay..provision or clause of this Secwity instritment or't;ae.lVote
<br />- - conflicts with applicable 3aiw.such c��ct shal1 aot affeG other provisions of this 5eca�rity►Instniment or the Note ahic�i can be ,
<br /> - giverreffect without V.te�nfllcting�vision.Ta this end the provisions a�:L�Securlry lnstrument and the Note are d�clart� ,
<br />; to be severaDle. '. � :.�. . .
<br />- 16.Borr�w4s's��'•�orrawer shall be given one conformed oopy,of the Nate and of tlnis 5ecurity Insttument. .. .
<br />� 17.�'e�.nsfgr�o�t��perty ac a Bene�dal Interes!in$osro�e�.If all or any part of the Property or any intea�n�ii
<br /> -- is sold at rei��.�red f�s�f a beaef�+.�t'a r;nteresl in Borrower is sotd or daasfened and Borrower is not a natura!person�c�out
<br /> - L,ender's p r�.�a�tu,i:e��sent, Le�may. at its option, mq uue immediate payment in full of al! snms spcured by this
<br /> Secuvity Instr�ameRt.P�ur�fer,this c�bn snall not bx exercised by Lender if ezer�c�se is prohibited by fe¢eral law as of the ttate
<br /> - of this Security lnstnuu�st•: ' � ' � '
<br /> - If I.ender exercises v:iis oyda�,f.�nder sflall give Bomov�er notioe of acceleration.The notice shal!provide a period of not ' ,
<br /> - -- = less thau 30 days from ttie date tt��tice is delivered or maited within whicti Bormwer Rcust pay all s�ms secored t�y this
<br /> Security Iastrument.If�anower fai:s to pay these sums prIor to¢�expiration oF thts period.Lender may involce any remedies
<br />= permitted by this S2curity InsWment without furthe:-notice ar de�-2rtd on Borrower. `
<br />� 18. Borrower's I3�ht to Retnstate. If Borrowei meeis certaln conditions, Borrower shall have the right tv have
<br /> - ---- enforcement of this Sectar+ty Insi:ument discontinued at any dme prior to the earlier of: (a) 5 days (or sucb othec p�iod as
<br /> - applicable law may specify for reinstatemeat) before sate of We Property pursuant to any power of sale contained ia this
<br /> �•�x.r� Security lnstr�ment;or(b)entry of a judgment eafonir�g this Security Instrume►z�17rose wnditlons are that Borrower:(a)pays
<br />_ _---LL�==-�_�„�,, Lender all sums which then wauld be due under this Security Insuutrrent and the IVote as if no acceleration had otcurred; (b)
<br />����,��� cures any default af any athe'covenants or ageements;(c)pays all expenses incurred in enforcIng this Security Instrument,
<br /> including,but noi limlted to,rrASOnable attorneys fees:and(d)takes such action as I:ender may reasonably require to assure
<br />������ that the lien of this Secw3ty Instiumen�Iander's n�hts in t$e Property and Borrower's obligation to pay the suvn.s secumd by
<br />��''-�- this Sccurity lnstniment sha11 continue unchsinged. Upon reinstatement 6y Eorrower, this Securlty Inshvrrh.�nt end the
<br /> ,��sr�:'
<br /> ,�,,,r;-=-°�'�� obligataons sec,ured hereby shall remaln,fully'effective as if no acc�leration had occumed. However.tbis right to reinstate shal! .
<br /> _:_�-°�-�n«-5i;t.� not apply in the case of acceieration under paragmph 17. �
<br /> , ��-::��i 19. Saie of Note; Ch�ngp of Loan Servicer.'�'he Note or a partiat interest in the Note (together with this Securiry
<br />-��`--'-. ,•. ';� �� Instcument)may be sold ane or more times without pdor notice to Boaawer. A sale may result in a change in the enSty(tcnc�w�s •• _,
<br />"= ��''"`-'��" � as the"Loan Servicer")that callects tnonthty payr�ents dtce ander the Note and this Security Instn�ment.There also may 6e one:• -
<br />�'�.�,.. or more cdanges of.the Loan Servicer unrclated to a sale of the Note.If there is a chunge of the Loan Servicer,BonoWer will be�.
<br /> ��-'. �.�,� � given written�nottce of the change ln aax�Mance with prui�graph 14 above andapplicahte law.The notice will state the name and"'. -
<br /> �'''�` ��"'��` • address of the new Loan Servicer and ttte address to whtch Qayments should be made.Tt�notice wilt :3lso wntain any other
<br /> •°�` t• ,�t infarm�tiunr�..quired by applicable taw. . - � .
<br /> Z0. Harr�rdous Sabstsmce�. Borrower shalf rtiot cause or pemut the presence. use.disposal, sto�.,ge, or release of any •
<br /> '�� ;_�w� � Ha�rdous Substances on oz in the Property. Borm�ver shall not,do. nor allaw anyone else to do. anything affecting the -
<br /> , �.., , , Pio�e�}i th2t is itfviat�tlon 61'�try L'�nv�iromrtet►ta1 Lew:'i`he pte�3ing tava sentenc�s sha3t�apQlyto tiie presenee.use.ar •
<br /> ' • • storage on tlie I'roperty of small quantities of Hazardous Substances that are generally recognized to be appropriaie to nom�al _
<br /> `�,`;. • '' residential uses aad to nraintenance of the Property. ' . • �
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